▼ 0.50% · 3.625%
HK$18,534
−HK$1,162/mo
▼ 0.25% · 3.875%
HK$19,110
−HK$586/mo
Today · 4.125%
HK$19,696
baseline
▲ 0.50% · 4.625%
HK$20,894
+HK$1,198/mo
Deposit HK$4.06M · loan HK$4.06M · min. income ≈ HK$39,392/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$243,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,618
−HK$1,114/mo
▼ 0.25% · 3.875%
HK$21,171
−HK$561/mo
Today · 4.125%
HK$21,732
baseline
▲ 0.50% · 4.625%
HK$22,878
+HK$1,146/mo
Deposit HK$4.06M · loan HK$4.06M · min. income ≈ HK$43,464/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$243,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,387
−HK$1,278/mo
▼ 0.25% · 3.875%
HK$21,021
−HK$644/mo
Today · 4.125%
HK$21,665
baseline
▲ 0.50% · 4.625%
HK$22,984
+HK$1,319/mo
Deposit HK$3.66M · loan HK$4.47M · min. income ≈ HK$43,330/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$243,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,680
−HK$1,226/mo
▼ 0.25% · 3.875%
HK$23,288
−HK$618/mo
Today · 4.125%
HK$23,906
baseline
▲ 0.50% · 4.625%
HK$25,166
+HK$1,260/mo
Deposit HK$3.66M · loan HK$4.47M · min. income ≈ HK$47,812/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$243,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,240
−HK$1,395/mo
▼ 0.25% · 3.875%
HK$22,932
−HK$703/mo
Today · 4.125%
HK$23,635
baseline
▲ 0.50% · 4.625%
HK$25,073
+HK$1,438/mo
Deposit HK$3.25M · loan HK$4.88M · min. income ≈ HK$47,270/mo (50% DSR)
Upfront cash ≈ HK$3.49M (deposit + AVD stamp duty HK$243,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,742
−HK$1,337/mo
▼ 0.25% · 3.875%
HK$25,406
−HK$673/mo
Today · 4.125%
HK$26,079
baseline
▲ 0.50% · 4.625%
HK$27,453
+HK$1,374/mo
Deposit HK$3.25M · loan HK$4.88M · min. income ≈ HK$52,158/mo (50% DSR)
Upfront cash ≈ HK$3.49M (deposit + AVD stamp duty HK$243,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,094
−HK$1,510/mo
▼ 0.25% · 3.875%
HK$24,843
−HK$761/mo
Today · 4.125%
HK$25,604
baseline
▲ 0.50% · 4.625%
HK$27,162
+HK$1,558/mo
Deposit HK$2.84M · loan HK$5.28M · min. income ≈ HK$51,208/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$243,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,804
−HK$1,448/mo
▼ 0.25% · 3.875%
HK$27,523
−HK$729/mo
Today · 4.125%
HK$28,252
baseline
▲ 0.50% · 4.625%
HK$29,741
+HK$1,489/mo
Deposit HK$2.84M · loan HK$5.28M · min. income ≈ HK$56,504/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$243,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,947
−HK$1,627/mo
▼ 0.25% · 3.875%
HK$26,754
−HK$820/mo
Today · 4.125%
HK$27,574
baseline
▲ 0.50% · 4.625%
HK$29,252
+HK$1,678/mo
Deposit HK$2.44M · loan HK$5.69M · min. income ≈ HK$55,148/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$243,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,866
−HK$1,559/mo
▼ 0.25% · 3.875%
HK$29,640
−HK$785/mo
Today · 4.125%
HK$30,425
baseline
▲ 0.50% · 4.625%
HK$32,029
+HK$1,604/mo
Deposit HK$2.44M · loan HK$5.69M · min. income ≈ HK$60,850/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$243,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,800
−HK$1,744/mo
▼ 0.25% · 3.875%
HK$28,665
−HK$879/mo
Today · 4.125%
HK$29,544
baseline
▲ 0.50% · 4.625%
HK$31,341
+HK$1,797/mo
Deposit HK$2.03M · loan HK$6.10M · min. income ≈ HK$59,088/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$243,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,928
−HK$1,670/mo
▼ 0.25% · 3.875%
HK$31,757
−HK$841/mo
Today · 4.125%
HK$32,598
baseline
▲ 0.50% · 4.625%
HK$34,317
+HK$1,719/mo
Deposit HK$2.03M · loan HK$6.10M · min. income ≈ HK$65,196/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$243,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,654
−HK$1,859/mo
▼ 0.25% · 3.875%
HK$30,576
−HK$937/mo
Today · 4.125%
HK$31,513
baseline
▲ 0.50% · 4.625%
HK$33,431
+HK$1,918/mo
Deposit HK$1.63M · loan HK$6.50M · min. income ≈ HK$63,026/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$243,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,989
−HK$1,783/mo
▼ 0.25% · 3.875%
HK$33,874
−HK$898/mo
Today · 4.125%
HK$34,772
baseline
▲ 0.50% · 4.625%
HK$36,605
+HK$1,833/mo
Deposit HK$1.63M · loan HK$6.50M · min. income ≈ HK$69,544/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$243,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,507
−HK$1,976/mo
▼ 0.25% · 3.875%
HK$32,487
−HK$996/mo
Today · 4.125%
HK$33,483
baseline
▲ 0.50% · 4.625%
HK$35,520
+HK$2,037/mo
Deposit HK$1.22M · loan HK$6.91M · min. income ≈ HK$66,966/mo (50% DSR)
Upfront cash ≈ HK$1.46M (deposit + AVD stamp duty HK$243,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,051
−HK$1,894/mo
▼ 0.25% · 3.875%
HK$35,991
−HK$954/mo
Today · 4.125%
HK$36,945
baseline
▲ 0.50% · 4.625%
HK$38,892
+HK$1,947/mo
Deposit HK$1.22M · loan HK$6.91M · min. income ≈ HK$73,890/mo (50% DSR)
Upfront cash ≈ HK$1.46M (deposit + AVD stamp duty HK$243,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,360
−HK$2,092/mo
▼ 0.25% · 3.875%
HK$34,398
−HK$1,054/mo
Today · 4.125%
HK$35,452
baseline
▲ 0.50% · 4.625%
HK$37,610
+HK$2,158/mo
Deposit HK$813K · loan HK$7.32M · min. income ≈ HK$70,904/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$243,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,113
−HK$2,005/mo
▼ 0.25% · 3.875%
HK$38,108
−HK$1,010/mo
Today · 4.125%
HK$39,118
baseline
▲ 0.50% · 4.625%
HK$41,180
+HK$2,062/mo
Deposit HK$813K · loan HK$7.32M · min. income ≈ HK$78,236/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$243,835 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).