▼ 0.50% · 3.625%
HK$16,225
−HK$1,018/mo
▼ 0.25% · 3.875%
HK$16,730
−HK$513/mo
Today · 4.125%
HK$17,243
baseline
▲ 0.50% · 4.625%
HK$18,292
+HK$1,049/mo
Deposit HK$3.56M · loan HK$3.56M · min. income ≈ HK$34,486/mo (50% DSR)
Upfront cash ≈ HK$3.77M (deposit + AVD stamp duty HK$213,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,050
−HK$976/mo
▼ 0.25% · 3.875%
HK$18,534
−HK$492/mo
Today · 4.125%
HK$19,026
baseline
▲ 0.50% · 4.625%
HK$20,028
+HK$1,002/mo
Deposit HK$3.56M · loan HK$3.56M · min. income ≈ HK$38,052/mo (50% DSR)
Upfront cash ≈ HK$3.77M (deposit + AVD stamp duty HK$213,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,848
−HK$1,119/mo
▼ 0.25% · 3.875%
HK$18,403
−HK$564/mo
Today · 4.125%
HK$18,967
baseline
▲ 0.50% · 4.625%
HK$20,121
+HK$1,154/mo
Deposit HK$3.20M · loan HK$3.91M · min. income ≈ HK$37,934/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$213,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,855
−HK$1,073/mo
▼ 0.25% · 3.875%
HK$20,388
−HK$540/mo
Today · 4.125%
HK$20,928
baseline
▲ 0.50% · 4.625%
HK$22,031
+HK$1,103/mo
Deposit HK$3.20M · loan HK$3.91M · min. income ≈ HK$41,856/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$213,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,470
−HK$1,221/mo
▼ 0.25% · 3.875%
HK$20,076
−HK$615/mo
Today · 4.125%
HK$20,691
baseline
▲ 0.50% · 4.625%
HK$21,950
+HK$1,259/mo
Deposit HK$2.85M · loan HK$4.27M · min. income ≈ HK$41,382/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$213,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,660
−HK$1,171/mo
▼ 0.25% · 3.875%
HK$22,241
−HK$590/mo
Today · 4.125%
HK$22,831
baseline
▲ 0.50% · 4.625%
HK$24,034
+HK$1,203/mo
Deposit HK$2.85M · loan HK$4.27M · min. income ≈ HK$45,662/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$213,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,093
−HK$1,322/mo
▼ 0.25% · 3.875%
HK$21,749
−HK$666/mo
Today · 4.125%
HK$22,415
baseline
▲ 0.50% · 4.625%
HK$23,779
+HK$1,364/mo
Deposit HK$2.49M · loan HK$4.63M · min. income ≈ HK$44,830/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$213,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,465
−HK$1,268/mo
▼ 0.25% · 3.875%
HK$24,095
−HK$638/mo
Today · 4.125%
HK$24,733
baseline
▲ 0.50% · 4.625%
HK$26,037
+HK$1,304/mo
Deposit HK$2.49M · loan HK$4.63M · min. income ≈ HK$49,466/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$213,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,715
−HK$1,425/mo
▼ 0.25% · 3.875%
HK$23,422
−HK$718/mo
Today · 4.125%
HK$24,140
baseline
▲ 0.50% · 4.625%
HK$25,609
+HK$1,469/mo
Deposit HK$2.13M · loan HK$4.98M · min. income ≈ HK$48,280/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$213,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,271
−HK$1,365/mo
▼ 0.25% · 3.875%
HK$25,948
−HK$688/mo
Today · 4.125%
HK$26,636
baseline
▲ 0.50% · 4.625%
HK$28,040
+HK$1,404/mo
Deposit HK$2.13M · loan HK$4.98M · min. income ≈ HK$53,272/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$213,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,338
−HK$1,526/mo
▼ 0.25% · 3.875%
HK$25,095
−HK$769/mo
Today · 4.125%
HK$25,864
baseline
▲ 0.50% · 4.625%
HK$27,438
+HK$1,574/mo
Deposit HK$1.78M · loan HK$5.34M · min. income ≈ HK$51,728/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$213,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,076
−HK$1,462/mo
▼ 0.25% · 3.875%
HK$27,802
−HK$736/mo
Today · 4.125%
HK$28,538
baseline
▲ 0.50% · 4.625%
HK$30,043
+HK$1,505/mo
Deposit HK$1.78M · loan HK$5.34M · min. income ≈ HK$57,076/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$213,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,960
−HK$1,628/mo
▼ 0.25% · 3.875%
HK$26,768
−HK$820/mo
Today · 4.125%
HK$27,588
baseline
▲ 0.50% · 4.625%
HK$29,267
+HK$1,679/mo
Deposit HK$1.42M · loan HK$5.69M · min. income ≈ HK$55,176/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$213,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,881
−HK$1,560/mo
▼ 0.25% · 3.875%
HK$29,655
−HK$786/mo
Today · 4.125%
HK$30,441
baseline
▲ 0.50% · 4.625%
HK$32,045
+HK$1,604/mo
Deposit HK$1.42M · loan HK$5.69M · min. income ≈ HK$60,882/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$213,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,583
−HK$1,730/mo
▼ 0.25% · 3.875%
HK$28,441
−HK$872/mo
Today · 4.125%
HK$29,313
baseline
▲ 0.50% · 4.625%
HK$31,096
+HK$1,783/mo
Deposit HK$1.07M · loan HK$6.05M · min. income ≈ HK$58,626/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$213,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,686
−HK$1,657/mo
▼ 0.25% · 3.875%
HK$31,509
−HK$834/mo
Today · 4.125%
HK$32,343
baseline
▲ 0.50% · 4.625%
HK$34,048
+HK$1,705/mo
Deposit HK$1.07M · loan HK$6.05M · min. income ≈ HK$64,686/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$213,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,205
−HK$1,832/mo
▼ 0.25% · 3.875%
HK$30,114
−HK$923/mo
Today · 4.125%
HK$31,037
baseline
▲ 0.50% · 4.625%
HK$32,925
+HK$1,888/mo
Deposit HK$712K · loan HK$6.40M · min. income ≈ HK$62,074/mo (50% DSR)
Upfront cash ≈ HK$925K (deposit + AVD stamp duty HK$213,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,491
−HK$1,755/mo
▼ 0.25% · 3.875%
HK$33,362
−HK$884/mo
Today · 4.125%
HK$34,246
baseline
▲ 0.50% · 4.625%
HK$36,051
+HK$1,805/mo
Deposit HK$712K · loan HK$6.40M · min. income ≈ HK$68,492/mo (50% DSR)
Upfront cash ≈ HK$925K (deposit + AVD stamp duty HK$213,466 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).