▼ 0.50% · 3.625%
HK$3,878
−HK$243/mo
▼ 0.25% · 3.875%
HK$3,998
−HK$123/mo
Today · 4.125%
HK$4,121
baseline
▲ 0.50% · 4.625%
HK$4,372
+HK$251/mo
Deposit HK$850K · loan HK$850K · min. income ≈ HK$8,242/mo (50% DSR)
Upfront cash ≈ HK$850K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,314
−HK$233/mo
▼ 0.25% · 3.875%
HK$4,430
−HK$117/mo
Today · 4.125%
HK$4,547
baseline
▲ 0.50% · 4.625%
HK$4,787
+HK$240/mo
Deposit HK$850K · loan HK$850K · min. income ≈ HK$9,094/mo (50% DSR)
Upfront cash ≈ HK$850K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,265
−HK$268/mo
▼ 0.25% · 3.875%
HK$4,398
−HK$135/mo
Today · 4.125%
HK$4,533
baseline
▲ 0.50% · 4.625%
HK$4,809
+HK$276/mo
Deposit HK$765K · loan HK$935K · min. income ≈ HK$9,066/mo (50% DSR)
Upfront cash ≈ HK$765K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,745
−HK$257/mo
▼ 0.25% · 3.875%
HK$4,872
−HK$130/mo
Today · 4.125%
HK$5,002
baseline
▲ 0.50% · 4.625%
HK$5,265
+HK$263/mo
Deposit HK$765K · loan HK$935K · min. income ≈ HK$10,004/mo (50% DSR)
Upfront cash ≈ HK$765K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,653
−HK$292/mo
▼ 0.25% · 3.875%
HK$4,798
−HK$147/mo
Today · 4.125%
HK$4,945
baseline
▲ 0.50% · 4.625%
HK$5,246
+HK$301/mo
Deposit HK$680K · loan HK$1.02M · min. income ≈ HK$9,890/mo (50% DSR)
Upfront cash ≈ HK$680K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,177
−HK$279/mo
▼ 0.25% · 3.875%
HK$5,315
−HK$141/mo
Today · 4.125%
HK$5,456
baseline
▲ 0.50% · 4.625%
HK$5,744
+HK$288/mo
Deposit HK$680K · loan HK$1.02M · min. income ≈ HK$10,912/mo (50% DSR)
Upfront cash ≈ HK$680K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,041
−HK$316/mo
▼ 0.25% · 3.875%
HK$5,198
−HK$159/mo
Today · 4.125%
HK$5,357
baseline
▲ 0.50% · 4.625%
HK$5,683
+HK$326/mo
Deposit HK$595K · loan HK$1.11M · min. income ≈ HK$10,714/mo (50% DSR)
Upfront cash ≈ HK$595K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,608
−HK$303/mo
▼ 0.25% · 3.875%
HK$5,758
−HK$153/mo
Today · 4.125%
HK$5,911
baseline
▲ 0.50% · 4.625%
HK$6,223
+HK$312/mo
Deposit HK$595K · loan HK$1.11M · min. income ≈ HK$11,822/mo (50% DSR)
Upfront cash ≈ HK$595K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,429
−HK$340/mo
▼ 0.25% · 3.875%
HK$5,598
−HK$171/mo
Today · 4.125%
HK$5,769
baseline
▲ 0.50% · 4.625%
HK$6,120
+HK$351/mo
Deposit HK$510K · loan HK$1.19M · min. income ≈ HK$11,538/mo (50% DSR)
Upfront cash ≈ HK$510K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,039
−HK$327/mo
▼ 0.25% · 3.875%
HK$6,201
−HK$165/mo
Today · 4.125%
HK$6,366
baseline
▲ 0.50% · 4.625%
HK$6,701
+HK$335/mo
Deposit HK$510K · loan HK$1.19M · min. income ≈ HK$12,732/mo (50% DSR)
Upfront cash ≈ HK$510K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,816
−HK$365/mo
▼ 0.25% · 3.875%
HK$5,997
−HK$184/mo
Today · 4.125%
HK$6,181
baseline
▲ 0.50% · 4.625%
HK$6,557
+HK$376/mo
Deposit HK$425K · loan HK$1.28M · min. income ≈ HK$12,362/mo (50% DSR)
Upfront cash ≈ HK$425K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,471
−HK$349/mo
▼ 0.25% · 3.875%
HK$6,644
−HK$176/mo
Today · 4.125%
HK$6,820
baseline
▲ 0.50% · 4.625%
HK$7,180
+HK$360/mo
Deposit HK$425K · loan HK$1.28M · min. income ≈ HK$13,640/mo (50% DSR)
Upfront cash ≈ HK$425K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,204
−HK$389/mo
▼ 0.25% · 3.875%
HK$6,397
−HK$196/mo
Today · 4.125%
HK$6,593
baseline
▲ 0.50% · 4.625%
HK$6,994
+HK$401/mo
Deposit HK$340K · loan HK$1.36M · min. income ≈ HK$13,186/mo (50% DSR)
Upfront cash ≈ HK$340K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,902
−HK$373/mo
▼ 0.25% · 3.875%
HK$7,087
−HK$188/mo
Today · 4.125%
HK$7,275
baseline
▲ 0.50% · 4.625%
HK$7,658
+HK$383/mo
Deposit HK$340K · loan HK$1.36M · min. income ≈ HK$14,550/mo (50% DSR)
Upfront cash ≈ HK$340K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,592
−HK$413/mo
▼ 0.25% · 3.875%
HK$6,797
−HK$208/mo
Today · 4.125%
HK$7,005
baseline
▲ 0.50% · 4.625%
HK$7,432
+HK$427/mo
Deposit HK$255K · loan HK$1.45M · min. income ≈ HK$14,010/mo (50% DSR)
Upfront cash ≈ HK$255K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,333
−HK$397/mo
▼ 0.25% · 3.875%
HK$7,530
−HK$200/mo
Today · 4.125%
HK$7,730
baseline
▲ 0.50% · 4.625%
HK$8,137
+HK$407/mo
Deposit HK$255K · loan HK$1.45M · min. income ≈ HK$15,460/mo (50% DSR)
Upfront cash ≈ HK$255K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,980
−HK$437/mo
▼ 0.25% · 3.875%
HK$7,197
−HK$220/mo
Today · 4.125%
HK$7,417
baseline
▲ 0.50% · 4.625%
HK$7,869
+HK$452/mo
Deposit HK$170K · loan HK$1.53M · min. income ≈ HK$14,834/mo (50% DSR)
Upfront cash ≈ HK$170K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,765
−HK$419/mo
▼ 0.25% · 3.875%
HK$7,973
−HK$211/mo
Today · 4.125%
HK$8,184
baseline
▲ 0.50% · 4.625%
HK$8,616
+HK$432/mo
Deposit HK$170K · loan HK$1.53M · min. income ≈ HK$16,368/mo (50% DSR)
Upfront cash ≈ HK$170K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).