▼ 0.50% · 3.625%
HK$3,727
−HK$233/mo
▼ 0.25% · 3.875%
HK$3,842
−HK$118/mo
Today · 4.125%
HK$3,960
baseline
▲ 0.50% · 4.625%
HK$4,201
+HK$241/mo
Deposit HK$817K · loan HK$817K · min. income ≈ HK$7,920/mo (50% DSR)
Upfront cash ≈ HK$817K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,146
−HK$224/mo
▼ 0.25% · 3.875%
HK$4,257
−HK$113/mo
Today · 4.125%
HK$4,370
baseline
▲ 0.50% · 4.625%
HK$4,600
+HK$230/mo
Deposit HK$817K · loan HK$817K · min. income ≈ HK$8,740/mo (50% DSR)
Upfront cash ≈ HK$817K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,099
−HK$257/mo
▼ 0.25% · 3.875%
HK$4,227
−HK$129/mo
Today · 4.125%
HK$4,356
baseline
▲ 0.50% · 4.625%
HK$4,621
+HK$265/mo
Deposit HK$735K · loan HK$899K · min. income ≈ HK$8,712/mo (50% DSR)
Upfront cash ≈ HK$736K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,560
−HK$247/mo
▼ 0.25% · 3.875%
HK$4,683
−HK$124/mo
Today · 4.125%
HK$4,807
baseline
▲ 0.50% · 4.625%
HK$5,060
+HK$253/mo
Deposit HK$735K · loan HK$899K · min. income ≈ HK$9,614/mo (50% DSR)
Upfront cash ≈ HK$736K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,472
−HK$280/mo
▼ 0.25% · 3.875%
HK$4,611
−HK$141/mo
Today · 4.125%
HK$4,752
baseline
▲ 0.50% · 4.625%
HK$5,041
+HK$289/mo
Deposit HK$654K · loan HK$981K · min. income ≈ HK$9,504/mo (50% DSR)
Upfront cash ≈ HK$654K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,975
−HK$269/mo
▼ 0.25% · 3.875%
HK$5,108
−HK$136/mo
Today · 4.125%
HK$5,244
baseline
▲ 0.50% · 4.625%
HK$5,520
+HK$276/mo
Deposit HK$654K · loan HK$981K · min. income ≈ HK$10,488/mo (50% DSR)
Upfront cash ≈ HK$654K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,845
−HK$303/mo
▼ 0.25% · 3.875%
HK$4,995
−HK$153/mo
Today · 4.125%
HK$5,148
baseline
▲ 0.50% · 4.625%
HK$5,462
+HK$314/mo
Deposit HK$572K · loan HK$1.06M · min. income ≈ HK$10,296/mo (50% DSR)
Upfront cash ≈ HK$572K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,389
−HK$292/mo
▼ 0.25% · 3.875%
HK$5,534
−HK$147/mo
Today · 4.125%
HK$5,681
baseline
▲ 0.50% · 4.625%
HK$5,980
+HK$299/mo
Deposit HK$572K · loan HK$1.06M · min. income ≈ HK$11,362/mo (50% DSR)
Upfront cash ≈ HK$572K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,217
−HK$327/mo
▼ 0.25% · 3.875%
HK$5,379
−HK$165/mo
Today · 4.125%
HK$5,544
baseline
▲ 0.50% · 4.625%
HK$5,882
+HK$338/mo
Deposit HK$490K · loan HK$1.14M · min. income ≈ HK$11,088/mo (50% DSR)
Upfront cash ≈ HK$490K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,804
−HK$314/mo
▼ 0.25% · 3.875%
HK$5,960
−HK$158/mo
Today · 4.125%
HK$6,118
baseline
▲ 0.50% · 4.625%
HK$6,440
+HK$322/mo
Deposit HK$490K · loan HK$1.14M · min. income ≈ HK$12,236/mo (50% DSR)
Upfront cash ≈ HK$490K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,590
−HK$350/mo
▼ 0.25% · 3.875%
HK$5,764
−HK$176/mo
Today · 4.125%
HK$5,940
baseline
▲ 0.50% · 4.625%
HK$6,302
+HK$362/mo
Deposit HK$409K · loan HK$1.23M · min. income ≈ HK$11,880/mo (50% DSR)
Upfront cash ≈ HK$409K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,219
−HK$336/mo
▼ 0.25% · 3.875%
HK$6,385
−HK$170/mo
Today · 4.125%
HK$6,555
baseline
▲ 0.50% · 4.625%
HK$6,900
+HK$345/mo
Deposit HK$409K · loan HK$1.23M · min. income ≈ HK$13,110/mo (50% DSR)
Upfront cash ≈ HK$409K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,962
−HK$374/mo
▼ 0.25% · 3.875%
HK$6,148
−HK$188/mo
Today · 4.125%
HK$6,336
baseline
▲ 0.50% · 4.625%
HK$6,722
+HK$386/mo
Deposit HK$327K · loan HK$1.31M · min. income ≈ HK$12,672/mo (50% DSR)
Upfront cash ≈ HK$327K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,633
−HK$359/mo
▼ 0.25% · 3.875%
HK$6,811
−HK$181/mo
Today · 4.125%
HK$6,992
baseline
▲ 0.50% · 4.625%
HK$7,360
+HK$368/mo
Deposit HK$327K · loan HK$1.31M · min. income ≈ HK$13,984/mo (50% DSR)
Upfront cash ≈ HK$327K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,335
−HK$397/mo
▼ 0.25% · 3.875%
HK$6,532
−HK$200/mo
Today · 4.125%
HK$6,732
baseline
▲ 0.50% · 4.625%
HK$7,142
+HK$410/mo
Deposit HK$245K · loan HK$1.39M · min. income ≈ HK$13,464/mo (50% DSR)
Upfront cash ≈ HK$245K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,048
−HK$381/mo
▼ 0.25% · 3.875%
HK$7,237
−HK$192/mo
Today · 4.125%
HK$7,429
baseline
▲ 0.50% · 4.625%
HK$7,820
+HK$391/mo
Deposit HK$245K · loan HK$1.39M · min. income ≈ HK$14,858/mo (50% DSR)
Upfront cash ≈ HK$245K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,708
−HK$420/mo
▼ 0.25% · 3.875%
HK$6,916
−HK$212/mo
Today · 4.125%
HK$7,128
baseline
▲ 0.50% · 4.625%
HK$7,562
+HK$434/mo
Deposit HK$163K · loan HK$1.47M · min. income ≈ HK$14,256/mo (50% DSR)
Upfront cash ≈ HK$164K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,462
−HK$404/mo
▼ 0.25% · 3.875%
HK$7,663
−HK$203/mo
Today · 4.125%
HK$7,866
baseline
▲ 0.50% · 4.625%
HK$8,280
+HK$414/mo
Deposit HK$163K · loan HK$1.47M · min. income ≈ HK$15,732/mo (50% DSR)
Upfront cash ≈ HK$164K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).