▼ 0.50% · 3.625%
HK$3,691
−HK$231/mo
▼ 0.25% · 3.875%
HK$3,806
−HK$116/mo
Today · 4.125%
HK$3,922
baseline
▲ 0.50% · 4.625%
HK$4,161
+HK$239/mo
Deposit HK$809K · loan HK$809K · min. income ≈ HK$7,844/mo (50% DSR)
Upfront cash ≈ HK$809K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,106
−HK$222/mo
▼ 0.25% · 3.875%
HK$4,216
−HK$112/mo
Today · 4.125%
HK$4,328
baseline
▲ 0.50% · 4.625%
HK$4,556
+HK$228/mo
Deposit HK$809K · loan HK$809K · min. income ≈ HK$8,656/mo (50% DSR)
Upfront cash ≈ HK$809K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,060
−HK$255/mo
▼ 0.25% · 3.875%
HK$4,186
−HK$129/mo
Today · 4.125%
HK$4,315
baseline
▲ 0.50% · 4.625%
HK$4,577
+HK$262/mo
Deposit HK$728K · loan HK$890K · min. income ≈ HK$8,630/mo (50% DSR)
Upfront cash ≈ HK$728K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,517
−HK$244/mo
▼ 0.25% · 3.875%
HK$4,638
−HK$123/mo
Today · 4.125%
HK$4,761
baseline
▲ 0.50% · 4.625%
HK$5,012
+HK$251/mo
Deposit HK$728K · loan HK$890K · min. income ≈ HK$9,522/mo (50% DSR)
Upfront cash ≈ HK$728K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,429
−HK$278/mo
▼ 0.25% · 3.875%
HK$4,567
−HK$140/mo
Today · 4.125%
HK$4,707
baseline
▲ 0.50% · 4.625%
HK$4,993
+HK$286/mo
Deposit HK$647K · loan HK$971K · min. income ≈ HK$9,414/mo (50% DSR)
Upfront cash ≈ HK$648K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,927
−HK$267/mo
▼ 0.25% · 3.875%
HK$5,059
−HK$135/mo
Today · 4.125%
HK$5,194
baseline
▲ 0.50% · 4.625%
HK$5,467
+HK$273/mo
Deposit HK$647K · loan HK$971K · min. income ≈ HK$10,388/mo (50% DSR)
Upfront cash ≈ HK$648K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,798
−HK$301/mo
▼ 0.25% · 3.875%
HK$4,947
−HK$152/mo
Today · 4.125%
HK$5,099
baseline
▲ 0.50% · 4.625%
HK$5,409
+HK$310/mo
Deposit HK$567K · loan HK$1.05M · min. income ≈ HK$10,198/mo (50% DSR)
Upfront cash ≈ HK$567K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,338
−HK$288/mo
▼ 0.25% · 3.875%
HK$5,481
−HK$145/mo
Today · 4.125%
HK$5,626
baseline
▲ 0.50% · 4.625%
HK$5,923
+HK$297/mo
Deposit HK$567K · loan HK$1.05M · min. income ≈ HK$11,252/mo (50% DSR)
Upfront cash ≈ HK$567K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,167
−HK$324/mo
▼ 0.25% · 3.875%
HK$5,328
−HK$163/mo
Today · 4.125%
HK$5,491
baseline
▲ 0.50% · 4.625%
HK$5,825
+HK$334/mo
Deposit HK$486K · loan HK$1.13M · min. income ≈ HK$10,982/mo (50% DSR)
Upfront cash ≈ HK$486K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,749
−HK$310/mo
▼ 0.25% · 3.875%
HK$5,903
−HK$156/mo
Today · 4.125%
HK$6,059
baseline
▲ 0.50% · 4.625%
HK$6,379
+HK$320/mo
Deposit HK$486K · loan HK$1.13M · min. income ≈ HK$12,118/mo (50% DSR)
Upfront cash ≈ HK$486K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,536
−HK$348/mo
▼ 0.25% · 3.875%
HK$5,709
−HK$175/mo
Today · 4.125%
HK$5,884
baseline
▲ 0.50% · 4.625%
HK$6,242
+HK$358/mo
Deposit HK$405K · loan HK$1.21M · min. income ≈ HK$11,768/mo (50% DSR)
Upfront cash ≈ HK$405K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,159
−HK$333/mo
▼ 0.25% · 3.875%
HK$6,324
−HK$168/mo
Today · 4.125%
HK$6,492
baseline
▲ 0.50% · 4.625%
HK$6,834
+HK$342/mo
Deposit HK$405K · loan HK$1.21M · min. income ≈ HK$12,984/mo (50% DSR)
Upfront cash ≈ HK$405K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,905
−HK$371/mo
▼ 0.25% · 3.875%
HK$6,089
−HK$187/mo
Today · 4.125%
HK$6,276
baseline
▲ 0.50% · 4.625%
HK$6,658
+HK$382/mo
Deposit HK$324K · loan HK$1.29M · min. income ≈ HK$12,552/mo (50% DSR)
Upfront cash ≈ HK$324K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,570
−HK$355/mo
▼ 0.25% · 3.875%
HK$6,746
−HK$179/mo
Today · 4.125%
HK$6,925
baseline
▲ 0.50% · 4.625%
HK$7,290
+HK$365/mo
Deposit HK$324K · loan HK$1.29M · min. income ≈ HK$13,850/mo (50% DSR)
Upfront cash ≈ HK$324K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,275
−HK$393/mo
▼ 0.25% · 3.875%
HK$6,470
−HK$198/mo
Today · 4.125%
HK$6,668
baseline
▲ 0.50% · 4.625%
HK$7,074
+HK$406/mo
Deposit HK$243K · loan HK$1.38M · min. income ≈ HK$13,336/mo (50% DSR)
Upfront cash ≈ HK$243K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,980
−HK$378/mo
▼ 0.25% · 3.875%
HK$7,168
−HK$190/mo
Today · 4.125%
HK$7,358
baseline
▲ 0.50% · 4.625%
HK$7,745
+HK$387/mo
Deposit HK$243K · loan HK$1.38M · min. income ≈ HK$14,716/mo (50% DSR)
Upfront cash ≈ HK$243K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,644
−HK$416/mo
▼ 0.25% · 3.875%
HK$6,850
−HK$210/mo
Today · 4.125%
HK$7,060
baseline
▲ 0.50% · 4.625%
HK$7,490
+HK$430/mo
Deposit HK$162K · loan HK$1.46M · min. income ≈ HK$14,120/mo (50% DSR)
Upfront cash ≈ HK$162K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,391
−HK$399/mo
▼ 0.25% · 3.875%
HK$7,589
−HK$201/mo
Today · 4.125%
HK$7,790
baseline
▲ 0.50% · 4.625%
HK$8,201
+HK$411/mo
Deposit HK$162K · loan HK$1.46M · min. income ≈ HK$15,580/mo (50% DSR)
Upfront cash ≈ HK$162K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).