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Crescira AVM · estimated value
● Medium confidence
HK$4.46M
≈ HK$11,882 / ft² saleable
· updated 2026-06-01
Not an offer or formal valuation
Fully appraised
HIBOR 1M · 3.9%
Prime · 6.125%
At today's rate and a 90% mortgage, the deposit on this unit is about HK$446K, with repayments around HK$19,436/mo for the first 5 years.
Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$18,289
−HK$1,147/mo
▼ 0.25% · 3.875%
HK$18,858
−HK$578/mo
Today · 4.125%
HK$19,436
baseline
▲ 0.50% · 4.625%
HK$20,618
+HK$1,182/mo
Deposit HK$446K · loan HK$4.01M · min. income ≈ HK$38,872/mo (50% DSR)
Upfront cash ≈ HK$512K (deposit + AVD stamp duty HK$66,838 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
Affordability check
of income on repayments ·
QoL Matrix
View full Quality-of-Life page →
Government open data
Nearest MTR
Mass Transit Railway Kowloon Bay Station
≈ 4 min walk · 293 m
Education
47
schools within 1 km (7 within 500 m)
Daily convenience
49
within 1 km (18 within 500 m)
Health
5
hospitals/clinics within 1 km
Recreation
57
parks, libraries, sports within 1 km
Excellent connectivity — about 4 min walk to Mass Transit Railway Kowloon Bay Station Station.
Family-friendly — 47 schools within a 1 km walk.
Everyday convenience — 49 shopping and daily-needs spots nearby.
Healthcare close by — 5 hospitals/clinics within 1 km.
Green space & leisure — 57 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 11/F
- Flat
- 7
- Saleable Area
- 375 Saleable ft²
- Gross Area
- 482 ft²
- Efficiency
- 78%
- District
- Kwun Tong District · Kowloon
- School net (POA)
- 46
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-04-10 | HK$3.97M | −21.4% 7.5y · −3.0%/yr |
| 2017-10-12 | HK$5.05M | +241.2% 9.9y · 24.0%/yr |
| 2007-11-06 | HK$1.48M | +31.0% |
| 2007-06-18 | HK$1.13M | +9.7% |
| 2002-06-18 | HK$1.03M | −60.8% |
| 1997-06-19 | HK$2.63M | +21.8% |
| 1997-04-14 | HK$2.16M | — |
Other appraised units in this building
Data sourced from Renavon.com