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4/F 1 390 ft² 4/F 3 375 ft² 4/F 4 375 ft² 4/F 5 390 ft² 4/F 6 390 ft² 4/F 7 375 ft² 4/F 8 375 ft² 5/F 1 390 ft² 5/F 2 390 ft² 5/F 3 375 ft² 5/F 4 375 ft² 5/F 5 390 ft² 5/F 6 390 ft² 5/F 7 375 ft² 6/F 1 390 ft² 6/F 2 390 ft² 6/F 4 375 ft² 6/F 5 390 ft² 6/F 6 390 ft² 6/F 8 391 ft² 7/F 1 390 ft² 7/F 2 390 ft² 7/F 3 391 ft² 7/F 4 375 ft² 7/F 6 390 ft² 7/F 7 375 ft² 7/F 8 391 ft² 8/F 1 390 ft² 8/F 2 390 ft² 8/F 4 375 ft² 8/F 5 390 ft² 8/F 6 390 ft² 8/F 7 375 ft² 9/F 1 375 ft² 9/F 3 391 ft² 9/F 4 375 ft² 9/F 5 375 ft² 9/F 8 391 ft² 10/F 1 390 ft² 10/F 3 375 ft² 10/F 5 390 ft² 10/F 7 375 ft² 10/F 8 375 ft² 11/F 1 390 ft² 11/F 2 375 ft² 11/F 4 375 ft² 11/F 5 375 ft² 11/F 6 390 ft² 11/F 7 375 ft² 12/F 1 390 ft² 12/F 2 390 ft² 12/F 3 375 ft² 12/F 4 375 ft² 12/F 5 375 ft² 12/F 6 375 ft² 12/F 7 375 ft² 12/F 8 375 ft² 13/F 1 390 ft² 13/F 2 390 ft² 13/F 3 375 ft² 13/F 4 375 ft² 13/F 7 375 ft² 13/F 8 375 ft² 14/F 1 390 ft² 14/F 2 390 ft² 14/F 3 391 ft² 14/F 4 375 ft² 14/F 5 390 ft² 14/F 6 375 ft² 14/F 7 391 ft² 14/F 8 375 ft² 15/F 1 390 ft² 15/F 2 390 ft² 15/F 3 375 ft² 15/F 4 391 ft² 15/F 5 375 ft² 15/F 7 375 ft² 15/F 8 375 ft² 16/F 1 390 ft² 16/F 2 375 ft² 16/F 3 375 ft² 16/F 4 375 ft² 16/F 5 390 ft² 16/F 6 390 ft² 16/F 7 391 ft² 17/F 1 375 ft² 17/F 2 390 ft² 17/F 3 375 ft² 17/F 4 375 ft² 17/F 5 390 ft² 17/F 6 390 ft² 17/F 8 375 ft² 18/F 1 390 ft² 18/F 2 390 ft² 18/F 3 391 ft² 18/F 4 391 ft² 18/F 5 390 ft² 18/F 6 390 ft² 18/F 7 375 ft² 19/F 1 390 ft² 19/F 3 375 ft² 19/F 4 391 ft² 19/F 5 390 ft² 19/F 6 390 ft² 19/F 7 375 ft² 19/F 8 375 ft² 20/F 1 390 ft² 20/F 2 390 ft² 20/F 3 375 ft² 20/F 6 390 ft² 20/F 7 375 ft² 20/F 8 375 ft² 21/F 1 390 ft² 21/F 2 390 ft² 21/F 3 375 ft² 21/F 4 375 ft² 21/F 5 390 ft² 21/F 6 375 ft² 21/F 7 375 ft² 21/F 8 391 ft² 22/F 5 390 ft² 22/F 6 390 ft² 22/F 7 375 ft² 22/F 3 375 ft² 23/F 1 375 ft² 23/F 2 390 ft² 23/F 5 390 ft² 23/F 6 375 ft² 23/F 8 375 ft² 24/F 1 390 ft² 24/F 3 391 ft² 24/F 4 375 ft² 24/F 5 390 ft² 24/F 6 375 ft² 24/F 8 375 ft² 25/F 1 390 ft² 25/F 3 375 ft² 25/F 4 375 ft² 25/F 6 390 ft² 25/F 7 375 ft² 25/F 8 375 ft² 26/F 2 375 ft² 26/F 3 375 ft² 26/F 4 375 ft² 26/F 5 375 ft² 26/F 6 390 ft² 26/F 7 375 ft² 26/F 8 375 ft² 27/F 1 390 ft² 27/F 2 390 ft² 27/F 4 391 ft² 27/F 5 390 ft² 27/F 6 390 ft² 27/F 7 375 ft² 28/F 2 375 ft² 28/F 5 390 ft² 28/F 6 375 ft² 28/F 8 375 ft² 29/F 1 390 ft² 29/F 2 375 ft² 29/F 3 375 ft² 29/F 4 375 ft² 29/F 6 390 ft² 29/F 8 391 ft² 30/F 1 390 ft² 30/F 2 390 ft² 30/F 3 375 ft² 30/F 5 390 ft² 30/F 6 390 ft² 30/F 7 375 ft² 30/F 8 375 ft² 31/F 1 390 ft² 31/F 3 375 ft² 31/F 5 390 ft² 31/F 6 390 ft² 31/F 8 375 ft² 32/F 1 390 ft² 32/F 4 391 ft² 32/F 5 390 ft² 32/F 6 390 ft² 32/F 8 375 ft² 33/F 2 390 ft² 33/F 3 375 ft² 33/F 4 375 ft² 33/F 5 390 ft² 33/F 6 375 ft² 33/F 7 391 ft² 33/F 8 375 ft² 33/F 1 390 ft² 34/F 2 390 ft² 34/F 3 375 ft² 34/F 5 390 ft² 34/F 6 375 ft² 34/F 7 375 ft² 34/F 8 375 ft² 35/F 1 375 ft² 35/F 4 375 ft² 35/F 5 390 ft² 35/F 6 375 ft² 35/F 7 391 ft² 35/F 8 375 ft² 36/F 2 390 ft² 36/F 5 390 ft² 36/F 6 390 ft² 36/F 7 375 ft²
Crescira AVM · estimated value Medium confidence
HK$4.97M
≈ HK$12,749 / ft² saleable · updated 2026-06-01
Not an offer or formal valuation
Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 90% mortgage, the deposit on this unit is about HK$497K, with repayments around HK$21,687/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$20,408
−HK$1,279/mo
▼ 0.25% · 3.875%
HK$21,043
−HK$644/mo
Today · 4.125%
HK$21,687
baseline
▲ 0.50% · 4.625%
HK$23,007
+HK$1,320/mo

Deposit HK$497K · loan HK$4.47M · min. income ≈ HK$43,374/mo (50% DSR)

Upfront cash ≈ HK$609K (deposit + AVD stamp duty HK$111,872 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Mass Transit Railway Kowloon Bay Station
≈ 4 min walk · 293 m
Education
47
schools within 1 km (7 within 500 m)
Daily convenience
49
within 1 km (18 within 500 m)
Health
5
hospitals/clinics within 1 km
Recreation
57
parks, libraries, sports within 1 km

Excellent connectivity — about 4 min walk to Mass Transit Railway Kowloon Bay Station Station.

Family-friendly — 47 schools within a 1 km walk.

Everyday convenience — 49 shopping and daily-needs spots nearby.

Healthcare close by — 5 hospitals/clinics within 1 km.

Green space & leisure — 57 parks, libraries and sports venues nearby.

Location

Unit Information

Floor
31/F
Flat
5
Saleable Area
390 Saleable ft²
Gross Area
462 ft²
Efficiency
84%
District
Kwun Tong District · Kowloon
School net (POA)
46

Transaction History

Date Price Gain / loss
1996-07-18 HK$850K
Data sourced from Renavon.com