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At today's rate and a 90% mortgage, the deposit on this unit is about HK$447K, with repayments around HK$19,477/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$447K · loan HK$4.02M · min. income ≈ HK$38,954/mo (50% DSR)
Upfront cash ≈ HK$514K (deposit + AVD stamp duty HK$66,980 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Kowloon Bay Station Station.
Family-friendly — 47 schools within a 1 km walk.
Everyday convenience — 49 shopping and daily-needs spots nearby.
Healthcare close by — 5 hospitals/clinics within 1 km.
Green space & leisure — 57 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 6/F
- Flat
- 2
- Saleable Area
- 390 Saleable ft²
- Gross Area
- 462 ft²
- Efficiency
- 84%
- District
- Kwun Tong District · Kowloon
- School net (POA)
- 46
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-10-02 | HK$4.08M | −30.4% 3.7y · −8.0%/yr |
| 2021-01-26 | HK$5.86M | +46.5% 4.5y · 10.0%/yr |
| 2016-08-11 | HK$4.00M | +55.0% 4.4y · 12.0%/yr |
| 2012-03-02 | HK$2.58M | +158.0% |
| 2007-03-10 | HK$1.00M | +0.0% |
| 2005-02-18 | HK$1.00M | +26.6% |
| 2004-10-27 | HK$790K | −39.7% |
| 1998-12-03 | HK$1.31M | +92.6% |
| 1996-03-14 | HK$680K | — |