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At today's rate and a 90% mortgage, the deposit on this unit is about HK$533K, with repayments around HK$23,250/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$533K · loan HK$4.80M · min. income ≈ HK$46,500/mo (50% DSR)
Upfront cash ≈ HK$653K (deposit + AVD stamp duty HK$119,932 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to Mass Transit Railway Kowloon Bay Station Station.
Family-friendly — 43 schools within a 1 km walk.
Everyday convenience — 44 shopping and daily-needs spots nearby.
Healthcare close by — 9 hospitals/clinics within 1 km.
Green space & leisure — 61 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 30/F
- Flat
- 1
- Saleable Area
- 390 Saleable ft²
- Gross Area
- 462 ft²
- Efficiency
- 84%
- District
- Kwun Tong District · Kowloon
- School net (POA)
- 46
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-06-10 | HK$5.50M | −15.4% 4.4y |
| 2022-01-06 | HK$6.50M | +8.7% 4.0y · 2.0%/yr |
| 2018-01-23 | HK$5.98M | +33.2% 3.1y · 11.0%/yr |
| 2014-11-26 | HK$4.49M | +74.0% |
| 2010-12-09 | HK$2.58M | +17.8% |
| 2009-09-01 | HK$2.19M | +25.1% |
| 2009-01-07 | HK$1.75M | −41.5% |
| 1997-11-19 | HK$2.99M | +11.2% |
| 1997-07-18 | HK$2.69M | +49.4% |
| 1995-08-08 | HK$1.80M | — |