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At today's rate and a 90% mortgage, the deposit on this unit is about HK$502K, with repayments around HK$21,881/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$502K · loan HK$4.51M · min. income ≈ HK$43,762/mo (50% DSR)
Upfront cash ≈ HK$615K (deposit + AVD stamp duty HK$112,870 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to Mass Transit Railway Kowloon Bay Station Station.
Family-friendly — 43 schools within a 1 km walk.
Everyday convenience — 44 shopping and daily-needs spots nearby.
Healthcare close by — 9 hospitals/clinics within 1 km.
Green space & leisure — 61 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 14/F
- Flat
- 1
- Saleable Area
- 390 Saleable ft²
- Gross Area
- 462 ft²
- Efficiency
- 84%
- District
- Kwun Tong District · Kowloon
- School net (POA)
- 46
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-04-13 | HK$6.10M | +13.0% 3.5y · 4.0%/yr |
| 2018-10-23 | HK$5.40M | +200.0% 9.1y · 22.0%/yr |
| 2009-09-15 | HK$1.80M | +14.6% |
| 2009-03-30 | HK$1.57M | +28.7% |
| 2001-02-01 | HK$1.22M | −56.7% |
| 1997-07-18 | HK$2.82M | +33.6% |
| 1997-04-02 | HK$2.11M | — |