Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$525K, with repayments around HK$22,913/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$525K · loan HK$4.73M · min. income ≈ HK$45,826/mo (50% DSR)
Upfront cash ≈ HK$644K (deposit + AVD stamp duty HK$118,196 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to Mass Transit Railway Kowloon Bay Station Station.
Family-friendly — 44 schools within a 1 km walk.
Everyday convenience — 43 shopping and daily-needs spots nearby.
Healthcare close by — 8 hospitals/clinics within 1 km.
Green space & leisure — 61 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 31/F
- Flat
- 7
- Saleable Area
- 375 Saleable ft²
- Gross Area
- 482 ft²
- Efficiency
- 78%
- District
- Kwun Tong District · Kowloon
- School net (POA)
- 46
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-04-25 | HK$4.80M | −24.8% 2.8y · −9.0%/yr |
| 2021-07-06 | HK$6.38M | +74.8% 8.6y · 9.0%/yr |
| 2012-11-29 | HK$3.65M | +69.8% |
| 2010-05-28 | HK$2.15M | +56.9% |
| 2006-11-01 | HK$1.37M | +9.6% |
| 2004-10-21 | HK$1.25M | +26.3% |
| 2004-01-31 | HK$990K | +26.9% |
| 2003-08-27 | HK$780K | — |