Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$524K, with repayments around HK$22,843/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$524K · loan HK$4.71M · min. income ≈ HK$45,686/mo (50% DSR)
Upfront cash ≈ HK$642K (deposit + AVD stamp duty HK$117,832 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to Mass Transit Railway Kowloon Bay Station Station.
Family-friendly — 44 schools within a 1 km walk.
Everyday convenience — 43 shopping and daily-needs spots nearby.
Healthcare close by — 8 hospitals/clinics within 1 km.
Green space & leisure — 61 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 31/F
- Flat
- 3
- Saleable Area
- 375 Saleable ft²
- Gross Area
- 482 ft²
- Efficiency
- 78%
- District
- Kwun Tong District · Kowloon
- School net (POA)
- 46
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-02-03 | HK$6.00M | +23.8% 4.0y · 6.0%/yr |
| 2017-02-10 | HK$4.84M | +43.8% 4.5y · 10.0%/yr |
| 2012-07-30 | HK$3.37M | +44.6% |
| 2010-04-16 | HK$2.33M | +17.7% |
| 2008-01-24 | HK$1.98M | +17.9% |
| 2007-11-26 | HK$1.68M | — |