Home Kwun Tong District AMOY GARDENS PHASE 1 BLOCK A

12/F 4

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4/F 1 390 ft² 4/F 2 390 ft² 4/F 3 375 ft² 4/F 4 375 ft² 4/F 5 390 ft² 4/F 7 375 ft² 5/F 2 390 ft² 5/F 3 375 ft² 5/F 4 375 ft² 5/F 5 390 ft² 5/F 6 390 ft² 5/F 7 375 ft² 5/F 8 375 ft² 6/F 3 375 ft² 6/F 4 375 ft² 6/F 5 390 ft² 6/F 6 390 ft² 6/F 7 375 ft² 7/F 2 390 ft² 7/F 3 375 ft² 7/F 5 390 ft² 7/F 6 390 ft² 7/F 7 375 ft² 8/F 1 390 ft² 8/F 3 375 ft² 8/F 4 375 ft² 8/F 5 390 ft² 8/F 7 375 ft² 8/F 8 375 ft² 9/F 2 390 ft² 9/F 3 375 ft² 9/F 4 375 ft² 9/F 7 375 ft² 10/F 2 390 ft² 10/F 3 375 ft² 10/F 4 375 ft² 10/F 6 390 ft² 10/F 7 375 ft² 10/F 8 375 ft² 11/F 3 375 ft² 11/F 6 390 ft² 11/F 7 375 ft² 11/F 8 375 ft² 12/F 1 390 ft² 12/F 4 375 ft² 12/F 5 390 ft² 12/F 8 375 ft² 13/F 1 390 ft² 13/F 2 390 ft² 13/F 3 375 ft² 13/F 4 375 ft² 13/F 5 390 ft² 13/F 7 375 ft² 14/F 4 375 ft² 14/F 5 390 ft² 14/F 7 375 ft² 14/F 8 375 ft² 15/F 1 390 ft² 15/F 6 390 ft² 15/F 8 375 ft² 16/F 1 390 ft² 16/F 4 375 ft² 16/F 5 390 ft² 16/F 7 375 ft² 16/F 8 375 ft² 17/F 2 390 ft² 17/F 3 375 ft² 17/F 4 375 ft² 17/F 6 390 ft² 17/F 7 375 ft² 17/F 8 375 ft² 18/F 1 390 ft² 18/F 2 390 ft² 18/F 3 375 ft² 18/F 4 375 ft² 18/F 5 390 ft² 18/F 6 390 ft² 18/F 7 375 ft² 18/F 8 375 ft² 19/F 4 375 ft² 19/F 6 390 ft² 19/F 7 375 ft² 20/F 1 390 ft² 20/F 5 390 ft² 20/F 7 375 ft² 21/F 1 390 ft² 21/F 2 390 ft² 21/F 3 375 ft² 21/F 4 375 ft² 21/F 6 390 ft² 21/F 7 375 ft² 21/F 8 375 ft² 22/F 1 390 ft² 22/F 2 390 ft² 22/F 4 375 ft² 22/F 5 390 ft² 22/F 7 375 ft² 23/F 1 390 ft² 23/F 2 390 ft² 23/F 3 375 ft² 23/F 4 375 ft² 23/F 5 390 ft² 23/F 6 390 ft² 23/F 7 375 ft² 23/F 8 375 ft² 24/F 2 390 ft² 24/F 3 375 ft² 24/F 6 390 ft² 24/F 7 375 ft² 24/F 8 375 ft² 25/F 3 375 ft² 25/F 4 375 ft² 25/F 5 390 ft² 25/F 6 390 ft² 25/F 7 375 ft² 26/F 2 390 ft² 26/F 3 375 ft² 26/F 4 375 ft² 26/F 5 390 ft² 26/F 6 390 ft² 26/F 7 375 ft² 26/F 8 375 ft² 27/F 1 390 ft² 27/F 2 390 ft² 27/F 3 375 ft² 27/F 4 375 ft² 27/F 5 390 ft² 27/F 6 390 ft² 27/F 7 375 ft² 28/F 2 390 ft² 28/F 3 375 ft² 28/F 4 375 ft² 28/F 5 390 ft² 28/F 7 375 ft² 28/F 8 375 ft² 29/F 2 390 ft² 29/F 4 375 ft² 29/F 6 390 ft² 29/F 7 375 ft² 29/F 8 375 ft² 30/F 1 390 ft² 30/F 2 390 ft² 30/F 3 375 ft² 30/F 4 375 ft² 30/F 5 390 ft² 30/F 6 390 ft² 30/F 7 375 ft² 31/F 3 375 ft² 31/F 5 390 ft² 31/F 6 390 ft² 31/F 7 375 ft² 32/F 1 390 ft² 32/F 3 375 ft² 32/F 4 375 ft² 32/F 5 390 ft² 32/F 6 390 ft² 32/F 7 375 ft² 32/F 8 375 ft² 33/F 1 390 ft² 33/F 2 390 ft² 33/F 3 375 ft² 33/F 4 375 ft² 33/F 8 375 ft² 33/F 6 390 ft² 34/F 1 390 ft² 34/F 2 390 ft² 34/F 3 375 ft² 34/F 4 375 ft² 34/F 6 390 ft² 34/F 8 375 ft² 35/F 1 390 ft² 35/F 2 390 ft² 35/F 3 375 ft² 35/F 5 390 ft² 35/F 6 390 ft² 35/F 7 375 ft² 35/F 8 375 ft² 36/F 1 390 ft² 36/F 2 390 ft² 36/F 3 375 ft² 36/F 6 390 ft² 36/F 8 375 ft²

Estimate Mortgage & QoL Unit Information Transaction History

Crescira AVM · estimated value ● Medium confidence

HK$4.86M

≈ HK$12,951 / ft² saleable · updated 2026-06-01

Not an offer or formal valuation

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 90% mortgage, the deposit on this unit is about HK$486K, with repayments around HK$21,183/mo for the first 5 years.

Open full planner → Compare mortgage offers →

Mortgage plan · rate basis

H-plan · HIBOR + 1.30%

5.2% → capped 4.125%

P-plan · P − 2.00%

4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment

LTV

Term

▼ 0.50% · 3.625%

HK$19,933

−HK$1,250/mo

▼ 0.25% · 3.875%

HK$20,553

−HK$630/mo

Today · 4.125%

HK$21,183

baseline

▲ 0.50% · 4.625%

HK$22,472

+HK$1,289/mo

Deposit HK$486K · loan HK$4.37M · min. income ≈ HK$42,366/mo (50% DSR)

Upfront cash ≈ HK$589K (deposit + AVD stamp duty HK$103,154 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

QoL Matrix

View full Quality-of-Life page → Government open data

Nearest MTR

Mass Transit Railway Kowloon Bay Station

≈ 3 min walk · 214 m

Education

schools within 1 km (7 within 500 m)

Daily convenience

within 1 km (19 within 500 m)

Health

hospitals/clinics within 1 km

Recreation

parks, libraries, sports within 1 km

Excellent connectivity — about 3 min walk to Mass Transit Railway Kowloon Bay Station Station.

Family-friendly — 44 schools within a 1 km walk.

Everyday convenience — 43 shopping and daily-needs spots nearby.

Healthcare close by — 8 hospitals/clinics within 1 km.

Green space & leisure — 61 parks, libraries and sports venues nearby.

Location

Unit Information

Floor: 12/F
Flat: 4
Saleable Area: 375 Saleable ft²
Gross Area: 482 ft²
Efficiency: 78%
District: Kwun Tong District · Kowloon
School net (POA): 46

Transaction History

Date	Price	Gain / loss	$/ft²	$/ft² gross
2021-05-12	HK$6.25M	+17.1% 3.5y · 5.0%/yr	HK$16,667	HK$12,967
2017-11-27	HK$5.34M	+29.2% 1.5y · 19.0%/yr	HK$14,235	HK$11,075
2016-05-03	HK$4.13M	+96.7% 5.8y · 17.0%/yr	HK$11,013	HK$8,568
2010-07-27	HK$2.10M	+70.7%	HK$5,600	HK$4,357
2006-10-11	HK$1.23M	—	HK$3,280	HK$2,552

Other appraised units in this building

Data sourced from Renavon.com