▼ 0.50% · 3.625%
HK$4,279
−HK$269/mo
▼ 0.25% · 3.875%
HK$4,412
−HK$136/mo
Today · 4.125%
HK$4,548
baseline
▲ 0.50% · 4.625%
HK$4,824
+HK$276/mo
Deposit HK$938K · loan HK$938K · min. income ≈ HK$9,096/mo (50% DSR)
Upfront cash ≈ HK$938K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,761
−HK$257/mo
▼ 0.25% · 3.875%
HK$4,888
−HK$130/mo
Today · 4.125%
HK$5,018
baseline
▲ 0.50% · 4.625%
HK$5,282
+HK$264/mo
Deposit HK$938K · loan HK$938K · min. income ≈ HK$10,036/mo (50% DSR)
Upfront cash ≈ HK$938K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,707
−HK$295/mo
▼ 0.25% · 3.875%
HK$4,854
−HK$148/mo
Today · 4.125%
HK$5,002
baseline
▲ 0.50% · 4.625%
HK$5,307
+HK$305/mo
Deposit HK$844K · loan HK$1.03M · min. income ≈ HK$10,004/mo (50% DSR)
Upfront cash ≈ HK$845K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,237
−HK$283/mo
▼ 0.25% · 3.875%
HK$5,377
−HK$143/mo
Today · 4.125%
HK$5,520
baseline
▲ 0.50% · 4.625%
HK$5,811
+HK$291/mo
Deposit HK$844K · loan HK$1.03M · min. income ≈ HK$11,040/mo (50% DSR)
Upfront cash ≈ HK$845K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,135
−HK$322/mo
▼ 0.25% · 3.875%
HK$5,295
−HK$162/mo
Today · 4.125%
HK$5,457
baseline
▲ 0.50% · 4.625%
HK$5,789
+HK$332/mo
Deposit HK$751K · loan HK$1.13M · min. income ≈ HK$10,914/mo (50% DSR)
Upfront cash ≈ HK$751K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,713
−HK$308/mo
▼ 0.25% · 3.875%
HK$5,866
−HK$155/mo
Today · 4.125%
HK$6,021
baseline
▲ 0.50% · 4.625%
HK$6,339
+HK$318/mo
Deposit HK$751K · loan HK$1.13M · min. income ≈ HK$12,042/mo (50% DSR)
Upfront cash ≈ HK$751K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,563
−HK$349/mo
▼ 0.25% · 3.875%
HK$5,736
−HK$176/mo
Today · 4.125%
HK$5,912
baseline
▲ 0.50% · 4.625%
HK$6,272
+HK$360/mo
Deposit HK$657K · loan HK$1.22M · min. income ≈ HK$11,824/mo (50% DSR)
Upfront cash ≈ HK$657K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,189
−HK$334/mo
▼ 0.25% · 3.875%
HK$6,355
−HK$168/mo
Today · 4.125%
HK$6,523
baseline
▲ 0.50% · 4.625%
HK$6,867
+HK$344/mo
Deposit HK$657K · loan HK$1.22M · min. income ≈ HK$13,046/mo (50% DSR)
Upfront cash ≈ HK$657K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,991
−HK$376/mo
▼ 0.25% · 3.875%
HK$6,177
−HK$190/mo
Today · 4.125%
HK$6,367
baseline
▲ 0.50% · 4.625%
HK$6,754
+HK$387/mo
Deposit HK$563K · loan HK$1.31M · min. income ≈ HK$12,734/mo (50% DSR)
Upfront cash ≈ HK$563K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,665
−HK$360/mo
▼ 0.25% · 3.875%
HK$6,844
−HK$181/mo
Today · 4.125%
HK$7,025
baseline
▲ 0.50% · 4.625%
HK$7,395
+HK$370/mo
Deposit HK$563K · loan HK$1.31M · min. income ≈ HK$14,050/mo (50% DSR)
Upfront cash ≈ HK$563K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,419
−HK$402/mo
▼ 0.25% · 3.875%
HK$6,619
−HK$202/mo
Today · 4.125%
HK$6,821
baseline
▲ 0.50% · 4.625%
HK$7,237
+HK$416/mo
Deposit HK$469K · loan HK$1.41M · min. income ≈ HK$13,642/mo (50% DSR)
Upfront cash ≈ HK$469K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,141
−HK$386/mo
▼ 0.25% · 3.875%
HK$7,332
−HK$195/mo
Today · 4.125%
HK$7,527
baseline
▲ 0.50% · 4.625%
HK$7,924
+HK$397/mo
Deposit HK$469K · loan HK$1.41M · min. income ≈ HK$15,054/mo (50% DSR)
Upfront cash ≈ HK$469K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,847
−HK$429/mo
▼ 0.25% · 3.875%
HK$7,060
−HK$216/mo
Today · 4.125%
HK$7,276
baseline
▲ 0.50% · 4.625%
HK$7,719
+HK$443/mo
Deposit HK$375K · loan HK$1.50M · min. income ≈ HK$14,552/mo (50% DSR)
Upfront cash ≈ HK$375K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,617
−HK$412/mo
▼ 0.25% · 3.875%
HK$7,821
−HK$208/mo
Today · 4.125%
HK$8,029
baseline
▲ 0.50% · 4.625%
HK$8,452
+HK$423/mo
Deposit HK$375K · loan HK$1.50M · min. income ≈ HK$16,058/mo (50% DSR)
Upfront cash ≈ HK$375K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,275
−HK$456/mo
▼ 0.25% · 3.875%
HK$7,501
−HK$230/mo
Today · 4.125%
HK$7,731
baseline
▲ 0.50% · 4.625%
HK$8,201
+HK$470/mo
Deposit HK$282K · loan HK$1.60M · min. income ≈ HK$15,462/mo (50% DSR)
Upfront cash ≈ HK$282K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,093
−HK$437/mo
▼ 0.25% · 3.875%
HK$8,310
−HK$220/mo
Today · 4.125%
HK$8,530
baseline
▲ 0.50% · 4.625%
HK$8,980
+HK$450/mo
Deposit HK$282K · loan HK$1.60M · min. income ≈ HK$17,060/mo (50% DSR)
Upfront cash ≈ HK$282K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,703
−HK$483/mo
▼ 0.25% · 3.875%
HK$7,942
−HK$244/mo
Today · 4.125%
HK$8,186
baseline
▲ 0.50% · 4.625%
HK$8,684
+HK$498/mo
Deposit HK$188K · loan HK$1.69M · min. income ≈ HK$16,372/mo (50% DSR)
Upfront cash ≈ HK$188K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,569
−HK$463/mo
▼ 0.25% · 3.875%
HK$8,799
−HK$233/mo
Today · 4.125%
HK$9,032
baseline
▲ 0.50% · 4.625%
HK$9,508
+HK$476/mo
Deposit HK$188K · loan HK$1.69M · min. income ≈ HK$18,064/mo (50% DSR)
Upfront cash ≈ HK$188K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).