▼ 0.50% · 3.625%
HK$3,005
−HK$189/mo
▼ 0.25% · 3.875%
HK$3,099
−HK$95/mo
Today · 4.125%
HK$3,194
baseline
▲ 0.50% · 4.625%
HK$3,388
+HK$194/mo
Deposit HK$659K · loan HK$659K · min. income ≈ HK$6,388/mo (50% DSR)
Upfront cash ≈ HK$659K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,343
−HK$181/mo
▼ 0.25% · 3.875%
HK$3,433
−HK$91/mo
Today · 4.125%
HK$3,524
baseline
▲ 0.50% · 4.625%
HK$3,710
+HK$186/mo
Deposit HK$659K · loan HK$659K · min. income ≈ HK$7,048/mo (50% DSR)
Upfront cash ≈ HK$659K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,306
−HK$207/mo
▼ 0.25% · 3.875%
HK$3,409
−HK$104/mo
Today · 4.125%
HK$3,513
baseline
▲ 0.50% · 4.625%
HK$3,727
+HK$214/mo
Deposit HK$593K · loan HK$725K · min. income ≈ HK$7,026/mo (50% DSR)
Upfront cash ≈ HK$593K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,678
−HK$198/mo
▼ 0.25% · 3.875%
HK$3,776
−HK$100/mo
Today · 4.125%
HK$3,876
baseline
▲ 0.50% · 4.625%
HK$4,081
+HK$205/mo
Deposit HK$593K · loan HK$725K · min. income ≈ HK$7,752/mo (50% DSR)
Upfront cash ≈ HK$593K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,606
−HK$227/mo
▼ 0.25% · 3.875%
HK$3,719
−HK$114/mo
Today · 4.125%
HK$3,833
baseline
▲ 0.50% · 4.625%
HK$4,066
+HK$233/mo
Deposit HK$527K · loan HK$791K · min. income ≈ HK$7,666/mo (50% DSR)
Upfront cash ≈ HK$527K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,012
−HK$217/mo
▼ 0.25% · 3.875%
HK$4,120
−HK$109/mo
Today · 4.125%
HK$4,229
baseline
▲ 0.50% · 4.625%
HK$4,452
+HK$223/mo
Deposit HK$527K · loan HK$791K · min. income ≈ HK$8,458/mo (50% DSR)
Upfront cash ≈ HK$527K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,907
−HK$245/mo
▼ 0.25% · 3.875%
HK$4,029
−HK$123/mo
Today · 4.125%
HK$4,152
baseline
▲ 0.50% · 4.625%
HK$4,405
+HK$253/mo
Deposit HK$461K · loan HK$857K · min. income ≈ HK$8,304/mo (50% DSR)
Upfront cash ≈ HK$461K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,346
−HK$235/mo
▼ 0.25% · 3.875%
HK$4,463
−HK$118/mo
Today · 4.125%
HK$4,581
baseline
▲ 0.50% · 4.625%
HK$4,823
+HK$242/mo
Deposit HK$461K · loan HK$857K · min. income ≈ HK$9,162/mo (50% DSR)
Upfront cash ≈ HK$461K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,208
−HK$263/mo
▼ 0.25% · 3.875%
HK$4,338
−HK$133/mo
Today · 4.125%
HK$4,471
baseline
▲ 0.50% · 4.625%
HK$4,743
+HK$272/mo
Deposit HK$395K · loan HK$923K · min. income ≈ HK$8,942/mo (50% DSR)
Upfront cash ≈ HK$395K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,681
−HK$253/mo
▼ 0.25% · 3.875%
HK$4,806
−HK$128/mo
Today · 4.125%
HK$4,934
baseline
▲ 0.50% · 4.625%
HK$5,194
+HK$260/mo
Deposit HK$395K · loan HK$923K · min. income ≈ HK$9,868/mo (50% DSR)
Upfront cash ≈ HK$395K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,508
−HK$283/mo
▼ 0.25% · 3.875%
HK$4,648
−HK$143/mo
Today · 4.125%
HK$4,791
baseline
▲ 0.50% · 4.625%
HK$5,082
+HK$291/mo
Deposit HK$329K · loan HK$988K · min. income ≈ HK$9,582/mo (50% DSR)
Upfront cash ≈ HK$330K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,015
−HK$271/mo
▼ 0.25% · 3.875%
HK$5,150
−HK$136/mo
Today · 4.125%
HK$5,286
baseline
▲ 0.50% · 4.625%
HK$5,565
+HK$279/mo
Deposit HK$329K · loan HK$988K · min. income ≈ HK$10,572/mo (50% DSR)
Upfront cash ≈ HK$330K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,809
−HK$301/mo
▼ 0.25% · 3.875%
HK$4,958
−HK$152/mo
Today · 4.125%
HK$5,110
baseline
▲ 0.50% · 4.625%
HK$5,421
+HK$311/mo
Deposit HK$264K · loan HK$1.05M · min. income ≈ HK$10,220/mo (50% DSR)
Upfront cash ≈ HK$264K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,350
−HK$289/mo
▼ 0.25% · 3.875%
HK$5,493
−HK$146/mo
Today · 4.125%
HK$5,639
baseline
▲ 0.50% · 4.625%
HK$5,936
+HK$297/mo
Deposit HK$264K · loan HK$1.05M · min. income ≈ HK$11,278/mo (50% DSR)
Upfront cash ≈ HK$264K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,109
−HK$321/mo
▼ 0.25% · 3.875%
HK$5,268
−HK$162/mo
Today · 4.125%
HK$5,430
baseline
▲ 0.50% · 4.625%
HK$5,760
+HK$330/mo
Deposit HK$198K · loan HK$1.12M · min. income ≈ HK$10,860/mo (50% DSR)
Upfront cash ≈ HK$198K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,684
−HK$307/mo
▼ 0.25% · 3.875%
HK$5,836
−HK$155/mo
Today · 4.125%
HK$5,991
baseline
▲ 0.50% · 4.625%
HK$6,307
+HK$316/mo
Deposit HK$198K · loan HK$1.12M · min. income ≈ HK$11,982/mo (50% DSR)
Upfront cash ≈ HK$198K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,410
−HK$339/mo
▼ 0.25% · 3.875%
HK$5,578
−HK$171/mo
Today · 4.125%
HK$5,749
baseline
▲ 0.50% · 4.625%
HK$6,099
+HK$350/mo
Deposit HK$132K · loan HK$1.19M · min. income ≈ HK$11,498/mo (50% DSR)
Upfront cash ≈ HK$132K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,018
−HK$325/mo
▼ 0.25% · 3.875%
HK$6,180
−HK$163/mo
Today · 4.125%
HK$6,343
baseline
▲ 0.50% · 4.625%
HK$6,678
+HK$335/mo
Deposit HK$132K · loan HK$1.19M · min. income ≈ HK$12,686/mo (50% DSR)
Upfront cash ≈ HK$132K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).