▼ 0.50% · 3.625%
HK$4,571
−HK$287/mo
▼ 0.25% · 3.875%
HK$4,714
−HK$144/mo
Today · 4.125%
HK$4,858
baseline
▲ 0.50% · 4.625%
HK$5,154
+HK$296/mo
Deposit HK$1.00M · loan HK$1.00M · min. income ≈ HK$9,716/mo (50% DSR)
Upfront cash ≈ HK$1.00M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,086
−HK$274/mo
▼ 0.25% · 3.875%
HK$5,222
−HK$138/mo
Today · 4.125%
HK$5,360
baseline
▲ 0.50% · 4.625%
HK$5,643
+HK$283/mo
Deposit HK$1.00M · loan HK$1.00M · min. income ≈ HK$10,720/mo (50% DSR)
Upfront cash ≈ HK$1.00M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,029
−HK$315/mo
▼ 0.25% · 3.875%
HK$5,185
−HK$159/mo
Today · 4.125%
HK$5,344
baseline
▲ 0.50% · 4.625%
HK$5,669
+HK$325/mo
Deposit HK$902K · loan HK$1.10M · min. income ≈ HK$10,688/mo (50% DSR)
Upfront cash ≈ HK$902K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,594
−HK$302/mo
▼ 0.25% · 3.875%
HK$5,744
−HK$152/mo
Today · 4.125%
HK$5,896
baseline
▲ 0.50% · 4.625%
HK$6,207
+HK$311/mo
Deposit HK$902K · loan HK$1.10M · min. income ≈ HK$11,792/mo (50% DSR)
Upfront cash ≈ HK$902K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,486
−HK$344/mo
▼ 0.25% · 3.875%
HK$5,656
−HK$174/mo
Today · 4.125%
HK$5,830
baseline
▲ 0.50% · 4.625%
HK$6,184
+HK$354/mo
Deposit HK$802K · loan HK$1.20M · min. income ≈ HK$11,660/mo (50% DSR)
Upfront cash ≈ HK$802K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,103
−HK$330/mo
▼ 0.25% · 3.875%
HK$6,266
−HK$167/mo
Today · 4.125%
HK$6,433
baseline
▲ 0.50% · 4.625%
HK$6,772
+HK$339/mo
Deposit HK$802K · loan HK$1.20M · min. income ≈ HK$12,866/mo (50% DSR)
Upfront cash ≈ HK$802K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,943
−HK$373/mo
▼ 0.25% · 3.875%
HK$6,128
−HK$188/mo
Today · 4.125%
HK$6,316
baseline
▲ 0.50% · 4.625%
HK$6,700
+HK$384/mo
Deposit HK$702K · loan HK$1.30M · min. income ≈ HK$12,632/mo (50% DSR)
Upfront cash ≈ HK$702K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,611
−HK$358/mo
▼ 0.25% · 3.875%
HK$6,789
−HK$180/mo
Today · 4.125%
HK$6,969
baseline
▲ 0.50% · 4.625%
HK$7,336
+HK$367/mo
Deposit HK$702K · loan HK$1.30M · min. income ≈ HK$13,938/mo (50% DSR)
Upfront cash ≈ HK$702K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,400
−HK$401/mo
▼ 0.25% · 3.875%
HK$6,599
−HK$202/mo
Today · 4.125%
HK$6,801
baseline
▲ 0.50% · 4.625%
HK$7,215
+HK$414/mo
Deposit HK$601K · loan HK$1.40M · min. income ≈ HK$13,602/mo (50% DSR)
Upfront cash ≈ HK$602K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,120
−HK$385/mo
▼ 0.25% · 3.875%
HK$7,311
−HK$194/mo
Today · 4.125%
HK$7,505
baseline
▲ 0.50% · 4.625%
HK$7,900
+HK$395/mo
Deposit HK$601K · loan HK$1.40M · min. income ≈ HK$15,010/mo (50% DSR)
Upfront cash ≈ HK$602K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,857
−HK$430/mo
▼ 0.25% · 3.875%
HK$7,070
−HK$217/mo
Today · 4.125%
HK$7,287
baseline
▲ 0.50% · 4.625%
HK$7,731
+HK$444/mo
Deposit HK$501K · loan HK$1.50M · min. income ≈ HK$14,574/mo (50% DSR)
Upfront cash ≈ HK$501K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,628
−HK$413/mo
▼ 0.25% · 3.875%
HK$7,833
−HK$208/mo
Today · 4.125%
HK$8,041
baseline
▲ 0.50% · 4.625%
HK$8,464
+HK$423/mo
Deposit HK$501K · loan HK$1.50M · min. income ≈ HK$16,082/mo (50% DSR)
Upfront cash ≈ HK$501K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,314
−HK$459/mo
▼ 0.25% · 3.875%
HK$7,542
−HK$231/mo
Today · 4.125%
HK$7,773
baseline
▲ 0.50% · 4.625%
HK$8,246
+HK$473/mo
Deposit HK$401K · loan HK$1.60M · min. income ≈ HK$15,546/mo (50% DSR)
Upfront cash ≈ HK$401K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,137
−HK$440/mo
▼ 0.25% · 3.875%
HK$8,355
−HK$222/mo
Today · 4.125%
HK$8,577
baseline
▲ 0.50% · 4.625%
HK$9,029
+HK$452/mo
Deposit HK$401K · loan HK$1.60M · min. income ≈ HK$17,154/mo (50% DSR)
Upfront cash ≈ HK$401K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,771
−HK$488/mo
▼ 0.25% · 3.875%
HK$8,013
−HK$246/mo
Today · 4.125%
HK$8,259
baseline
▲ 0.50% · 4.625%
HK$8,761
+HK$502/mo
Deposit HK$301K · loan HK$1.70M · min. income ≈ HK$16,518/mo (50% DSR)
Upfront cash ≈ HK$301K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,646
−HK$467/mo
▼ 0.25% · 3.875%
HK$8,877
−HK$236/mo
Today · 4.125%
HK$9,113
baseline
▲ 0.50% · 4.625%
HK$9,593
+HK$480/mo
Deposit HK$301K · loan HK$1.70M · min. income ≈ HK$18,226/mo (50% DSR)
Upfront cash ≈ HK$301K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,229
−HK$516/mo
▼ 0.25% · 3.875%
HK$8,485
−HK$260/mo
Today · 4.125%
HK$8,745
baseline
▲ 0.50% · 4.625%
HK$9,277
+HK$532/mo
Deposit HK$200K · loan HK$1.80M · min. income ≈ HK$17,490/mo (50% DSR)
Upfront cash ≈ HK$201K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,154
−HK$495/mo
▼ 0.25% · 3.875%
HK$9,400
−HK$249/mo
Today · 4.125%
HK$9,649
baseline
▲ 0.50% · 4.625%
HK$10,157
+HK$508/mo
Deposit HK$200K · loan HK$1.80M · min. income ≈ HK$19,298/mo (50% DSR)
Upfront cash ≈ HK$201K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).