▼ 0.50% · 3.625%
HK$3,823
−HK$240/mo
▼ 0.25% · 3.875%
HK$3,942
−HK$121/mo
Today · 4.125%
HK$4,063
baseline
▲ 0.50% · 4.625%
HK$4,310
+HK$247/mo
Deposit HK$838K · loan HK$838K · min. income ≈ HK$8,126/mo (50% DSR)
Upfront cash ≈ HK$838K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,253
−HK$230/mo
▼ 0.25% · 3.875%
HK$4,367
−HK$116/mo
Today · 4.125%
HK$4,483
baseline
▲ 0.50% · 4.625%
HK$4,719
+HK$236/mo
Deposit HK$838K · loan HK$838K · min. income ≈ HK$8,966/mo (50% DSR)
Upfront cash ≈ HK$838K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,206
−HK$263/mo
▼ 0.25% · 3.875%
HK$4,336
−HK$133/mo
Today · 4.125%
HK$4,469
baseline
▲ 0.50% · 4.625%
HK$4,741
+HK$272/mo
Deposit HK$755K · loan HK$922K · min. income ≈ HK$8,938/mo (50% DSR)
Upfront cash ≈ HK$755K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,679
−HK$252/mo
▼ 0.25% · 3.875%
HK$4,804
−HK$127/mo
Today · 4.125%
HK$4,931
baseline
▲ 0.50% · 4.625%
HK$5,191
+HK$260/mo
Deposit HK$755K · loan HK$922K · min. income ≈ HK$9,862/mo (50% DSR)
Upfront cash ≈ HK$755K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,588
−HK$288/mo
▼ 0.25% · 3.875%
HK$4,731
−HK$145/mo
Today · 4.125%
HK$4,876
baseline
▲ 0.50% · 4.625%
HK$5,172
+HK$296/mo
Deposit HK$671K · loan HK$1.01M · min. income ≈ HK$9,752/mo (50% DSR)
Upfront cash ≈ HK$671K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,104
−HK$276/mo
▼ 0.25% · 3.875%
HK$5,241
−HK$139/mo
Today · 4.125%
HK$5,380
baseline
▲ 0.50% · 4.625%
HK$5,663
+HK$283/mo
Deposit HK$671K · loan HK$1.01M · min. income ≈ HK$10,760/mo (50% DSR)
Upfront cash ≈ HK$671K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,970
−HK$312/mo
▼ 0.25% · 3.875%
HK$5,125
−HK$157/mo
Today · 4.125%
HK$5,282
baseline
▲ 0.50% · 4.625%
HK$5,603
+HK$321/mo
Deposit HK$587K · loan HK$1.09M · min. income ≈ HK$10,564/mo (50% DSR)
Upfront cash ≈ HK$587K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,529
−HK$299/mo
▼ 0.25% · 3.875%
HK$5,678
−HK$150/mo
Today · 4.125%
HK$5,828
baseline
▲ 0.50% · 4.625%
HK$6,135
+HK$307/mo
Deposit HK$587K · loan HK$1.09M · min. income ≈ HK$11,656/mo (50% DSR)
Upfront cash ≈ HK$587K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,353
−HK$335/mo
▼ 0.25% · 3.875%
HK$5,519
−HK$169/mo
Today · 4.125%
HK$5,688
baseline
▲ 0.50% · 4.625%
HK$6,034
+HK$346/mo
Deposit HK$503K · loan HK$1.17M · min. income ≈ HK$11,376/mo (50% DSR)
Upfront cash ≈ HK$503K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,955
−HK$321/mo
▼ 0.25% · 3.875%
HK$6,114
−HK$162/mo
Today · 4.125%
HK$6,276
baseline
▲ 0.50% · 4.625%
HK$6,607
+HK$331/mo
Deposit HK$503K · loan HK$1.17M · min. income ≈ HK$12,552/mo (50% DSR)
Upfront cash ≈ HK$503K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,735
−HK$360/mo
▼ 0.25% · 3.875%
HK$5,913
−HK$182/mo
Today · 4.125%
HK$6,095
baseline
▲ 0.50% · 4.625%
HK$6,465
+HK$370/mo
Deposit HK$419K · loan HK$1.26M · min. income ≈ HK$12,190/mo (50% DSR)
Upfront cash ≈ HK$419K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,380
−HK$345/mo
▼ 0.25% · 3.875%
HK$6,551
−HK$174/mo
Today · 4.125%
HK$6,725
baseline
▲ 0.50% · 4.625%
HK$7,079
+HK$354/mo
Deposit HK$419K · loan HK$1.26M · min. income ≈ HK$13,450/mo (50% DSR)
Upfront cash ≈ HK$419K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,117
−HK$384/mo
▼ 0.25% · 3.875%
HK$6,307
−HK$194/mo
Today · 4.125%
HK$6,501
baseline
▲ 0.50% · 4.625%
HK$6,896
+HK$395/mo
Deposit HK$335K · loan HK$1.34M · min. income ≈ HK$13,002/mo (50% DSR)
Upfront cash ≈ HK$335K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,805
−HK$368/mo
▼ 0.25% · 3.875%
HK$6,988
−HK$185/mo
Today · 4.125%
HK$7,173
baseline
▲ 0.50% · 4.625%
HK$7,551
+HK$378/mo
Deposit HK$335K · loan HK$1.34M · min. income ≈ HK$14,346/mo (50% DSR)
Upfront cash ≈ HK$335K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,500
−HK$407/mo
▼ 0.25% · 3.875%
HK$6,702
−HK$205/mo
Today · 4.125%
HK$6,907
baseline
▲ 0.50% · 4.625%
HK$7,327
+HK$420/mo
Deposit HK$252K · loan HK$1.43M · min. income ≈ HK$13,814/mo (50% DSR)
Upfront cash ≈ HK$252K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,231
−HK$390/mo
▼ 0.25% · 3.875%
HK$7,425
−HK$196/mo
Today · 4.125%
HK$7,621
baseline
▲ 0.50% · 4.625%
HK$8,023
+HK$402/mo
Deposit HK$252K · loan HK$1.43M · min. income ≈ HK$15,242/mo (50% DSR)
Upfront cash ≈ HK$252K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,882
−HK$431/mo
▼ 0.25% · 3.875%
HK$7,096
−HK$217/mo
Today · 4.125%
HK$7,313
baseline
▲ 0.50% · 4.625%
HK$7,758
+HK$445/mo
Deposit HK$168K · loan HK$1.51M · min. income ≈ HK$14,626/mo (50% DSR)
Upfront cash ≈ HK$168K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,656
−HK$414/mo
▼ 0.25% · 3.875%
HK$7,861
−HK$209/mo
Today · 4.125%
HK$8,070
baseline
▲ 0.50% · 4.625%
HK$8,495
+HK$425/mo
Deposit HK$168K · loan HK$1.51M · min. income ≈ HK$16,140/mo (50% DSR)
Upfront cash ≈ HK$168K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).