▼ 0.50% · 3.625%
HK$3,751
−HK$235/mo
▼ 0.25% · 3.875%
HK$3,867
−HK$119/mo
Today · 4.125%
HK$3,986
baseline
▲ 0.50% · 4.625%
HK$4,229
+HK$243/mo
Deposit HK$822K · loan HK$822K · min. income ≈ HK$7,972/mo (50% DSR)
Upfront cash ≈ HK$823K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,173
−HK$225/mo
▼ 0.25% · 3.875%
HK$4,285
−HK$113/mo
Today · 4.125%
HK$4,398
baseline
▲ 0.50% · 4.625%
HK$4,630
+HK$232/mo
Deposit HK$822K · loan HK$822K · min. income ≈ HK$8,796/mo (50% DSR)
Upfront cash ≈ HK$823K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,126
−HK$259/mo
▼ 0.25% · 3.875%
HK$4,254
−HK$131/mo
Today · 4.125%
HK$4,385
baseline
▲ 0.50% · 4.625%
HK$4,651
+HK$266/mo
Deposit HK$740K · loan HK$905K · min. income ≈ HK$8,770/mo (50% DSR)
Upfront cash ≈ HK$740K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,590
−HK$248/mo
▼ 0.25% · 3.875%
HK$4,713
−HK$125/mo
Today · 4.125%
HK$4,838
baseline
▲ 0.50% · 4.625%
HK$5,093
+HK$255/mo
Deposit HK$740K · loan HK$905K · min. income ≈ HK$9,676/mo (50% DSR)
Upfront cash ≈ HK$740K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,501
−HK$282/mo
▼ 0.25% · 3.875%
HK$4,641
−HK$142/mo
Today · 4.125%
HK$4,783
baseline
▲ 0.50% · 4.625%
HK$5,074
+HK$291/mo
Deposit HK$658K · loan HK$987K · min. income ≈ HK$9,566/mo (50% DSR)
Upfront cash ≈ HK$658K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,007
−HK$271/mo
▼ 0.25% · 3.875%
HK$5,142
−HK$136/mo
Today · 4.125%
HK$5,278
baseline
▲ 0.50% · 4.625%
HK$5,556
+HK$278/mo
Deposit HK$658K · loan HK$987K · min. income ≈ HK$10,556/mo (50% DSR)
Upfront cash ≈ HK$658K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,876
−HK$306/mo
▼ 0.25% · 3.875%
HK$5,028
−HK$154/mo
Today · 4.125%
HK$5,182
baseline
▲ 0.50% · 4.625%
HK$5,497
+HK$315/mo
Deposit HK$576K · loan HK$1.07M · min. income ≈ HK$10,364/mo (50% DSR)
Upfront cash ≈ HK$576K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,425
−HK$293/mo
▼ 0.25% · 3.875%
HK$5,570
−HK$148/mo
Today · 4.125%
HK$5,718
baseline
▲ 0.50% · 4.625%
HK$6,019
+HK$301/mo
Deposit HK$576K · loan HK$1.07M · min. income ≈ HK$11,436/mo (50% DSR)
Upfront cash ≈ HK$576K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,251
−HK$329/mo
▼ 0.25% · 3.875%
HK$5,414
−HK$166/mo
Today · 4.125%
HK$5,580
baseline
▲ 0.50% · 4.625%
HK$5,920
+HK$340/mo
Deposit HK$493K · loan HK$1.15M · min. income ≈ HK$11,160/mo (50% DSR)
Upfront cash ≈ HK$494K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,842
−HK$315/mo
▼ 0.25% · 3.875%
HK$5,998
−HK$159/mo
Today · 4.125%
HK$6,157
baseline
▲ 0.50% · 4.625%
HK$6,482
+HK$325/mo
Deposit HK$493K · loan HK$1.15M · min. income ≈ HK$12,314/mo (50% DSR)
Upfront cash ≈ HK$494K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,626
−HK$353/mo
▼ 0.25% · 3.875%
HK$5,801
−HK$178/mo
Today · 4.125%
HK$5,979
baseline
▲ 0.50% · 4.625%
HK$6,343
+HK$364/mo
Deposit HK$411K · loan HK$1.23M · min. income ≈ HK$11,958/mo (50% DSR)
Upfront cash ≈ HK$411K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,259
−HK$338/mo
▼ 0.25% · 3.875%
HK$6,427
−HK$170/mo
Today · 4.125%
HK$6,597
baseline
▲ 0.50% · 4.625%
HK$6,945
+HK$348/mo
Deposit HK$411K · loan HK$1.23M · min. income ≈ HK$13,194/mo (50% DSR)
Upfront cash ≈ HK$411K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,001
−HK$377/mo
▼ 0.25% · 3.875%
HK$6,188
−HK$190/mo
Today · 4.125%
HK$6,378
baseline
▲ 0.50% · 4.625%
HK$6,766
+HK$388/mo
Deposit HK$329K · loan HK$1.32M · min. income ≈ HK$12,756/mo (50% DSR)
Upfront cash ≈ HK$329K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,676
−HK$361/mo
▼ 0.25% · 3.875%
HK$6,855
−HK$182/mo
Today · 4.125%
HK$7,037
baseline
▲ 0.50% · 4.625%
HK$7,408
+HK$371/mo
Deposit HK$329K · loan HK$1.32M · min. income ≈ HK$14,074/mo (50% DSR)
Upfront cash ≈ HK$329K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,376
−HK$400/mo
▼ 0.25% · 3.875%
HK$6,575
−HK$201/mo
Today · 4.125%
HK$6,776
baseline
▲ 0.50% · 4.625%
HK$7,188
+HK$412/mo
Deposit HK$247K · loan HK$1.40M · min. income ≈ HK$13,552/mo (50% DSR)
Upfront cash ≈ HK$247K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,094
−HK$383/mo
▼ 0.25% · 3.875%
HK$7,284
−HK$193/mo
Today · 4.125%
HK$7,477
baseline
▲ 0.50% · 4.625%
HK$7,871
+HK$394/mo
Deposit HK$247K · loan HK$1.40M · min. income ≈ HK$14,954/mo (50% DSR)
Upfront cash ≈ HK$247K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,751
−HK$424/mo
▼ 0.25% · 3.875%
HK$6,961
−HK$214/mo
Today · 4.125%
HK$7,175
baseline
▲ 0.50% · 4.625%
HK$7,611
+HK$436/mo
Deposit HK$164K · loan HK$1.48M · min. income ≈ HK$14,350/mo (50% DSR)
Upfront cash ≈ HK$165K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,511
−HK$406/mo
▼ 0.25% · 3.875%
HK$7,712
−HK$205/mo
Today · 4.125%
HK$7,917
baseline
▲ 0.50% · 4.625%
HK$8,334
+HK$417/mo
Deposit HK$164K · loan HK$1.48M · min. income ≈ HK$15,834/mo (50% DSR)
Upfront cash ≈ HK$165K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).