▼ 0.50% · 3.625%
HK$3,748
−HK$235/mo
▼ 0.25% · 3.875%
HK$3,864
−HK$119/mo
Today · 4.125%
HK$3,983
baseline
▲ 0.50% · 4.625%
HK$4,225
+HK$242/mo
Deposit HK$822K · loan HK$822K · min. income ≈ HK$7,966/mo (50% DSR)
Upfront cash ≈ HK$822K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,169
−HK$225/mo
▼ 0.25% · 3.875%
HK$4,281
−HK$113/mo
Today · 4.125%
HK$4,394
baseline
▲ 0.50% · 4.625%
HK$4,626
+HK$232/mo
Deposit HK$822K · loan HK$822K · min. income ≈ HK$8,788/mo (50% DSR)
Upfront cash ≈ HK$822K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,122
−HK$259/mo
▼ 0.25% · 3.875%
HK$4,251
−HK$130/mo
Today · 4.125%
HK$4,381
baseline
▲ 0.50% · 4.625%
HK$4,647
+HK$266/mo
Deposit HK$740K · loan HK$904K · min. income ≈ HK$8,762/mo (50% DSR)
Upfront cash ≈ HK$740K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,586
−HK$248/mo
▼ 0.25% · 3.875%
HK$4,709
−HK$125/mo
Today · 4.125%
HK$4,834
baseline
▲ 0.50% · 4.625%
HK$5,089
+HK$255/mo
Deposit HK$740K · loan HK$904K · min. income ≈ HK$9,668/mo (50% DSR)
Upfront cash ≈ HK$740K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,497
−HK$282/mo
▼ 0.25% · 3.875%
HK$4,637
−HK$142/mo
Today · 4.125%
HK$4,779
baseline
▲ 0.50% · 4.625%
HK$5,070
+HK$291/mo
Deposit HK$657K · loan HK$986K · min. income ≈ HK$9,558/mo (50% DSR)
Upfront cash ≈ HK$658K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,003
−HK$270/mo
▼ 0.25% · 3.875%
HK$5,137
−HK$136/mo
Today · 4.125%
HK$5,273
baseline
▲ 0.50% · 4.625%
HK$5,551
+HK$278/mo
Deposit HK$657K · loan HK$986K · min. income ≈ HK$10,546/mo (50% DSR)
Upfront cash ≈ HK$658K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,872
−HK$305/mo
▼ 0.25% · 3.875%
HK$5,023
−HK$154/mo
Today · 4.125%
HK$5,177
baseline
▲ 0.50% · 4.625%
HK$5,492
+HK$315/mo
Deposit HK$575K · loan HK$1.07M · min. income ≈ HK$10,354/mo (50% DSR)
Upfront cash ≈ HK$575K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,420
−HK$293/mo
▼ 0.25% · 3.875%
HK$5,565
−HK$148/mo
Today · 4.125%
HK$5,713
baseline
▲ 0.50% · 4.625%
HK$6,014
+HK$301/mo
Deposit HK$575K · loan HK$1.07M · min. income ≈ HK$11,426/mo (50% DSR)
Upfront cash ≈ HK$575K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,247
−HK$329/mo
▼ 0.25% · 3.875%
HK$5,410
−HK$166/mo
Today · 4.125%
HK$5,576
baseline
▲ 0.50% · 4.625%
HK$5,915
+HK$339/mo
Deposit HK$493K · loan HK$1.15M · min. income ≈ HK$11,152/mo (50% DSR)
Upfront cash ≈ HK$493K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,837
−HK$315/mo
▼ 0.25% · 3.875%
HK$5,993
−HK$159/mo
Today · 4.125%
HK$6,152
baseline
▲ 0.50% · 4.625%
HK$6,476
+HK$324/mo
Deposit HK$493K · loan HK$1.15M · min. income ≈ HK$12,304/mo (50% DSR)
Upfront cash ≈ HK$493K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,621
−HK$353/mo
▼ 0.25% · 3.875%
HK$5,796
−HK$178/mo
Today · 4.125%
HK$5,974
baseline
▲ 0.50% · 4.625%
HK$6,337
+HK$363/mo
Deposit HK$411K · loan HK$1.23M · min. income ≈ HK$11,948/mo (50% DSR)
Upfront cash ≈ HK$411K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,254
−HK$338/mo
▼ 0.25% · 3.875%
HK$6,421
−HK$171/mo
Today · 4.125%
HK$6,592
baseline
▲ 0.50% · 4.625%
HK$6,939
+HK$347/mo
Deposit HK$411K · loan HK$1.23M · min. income ≈ HK$13,184/mo (50% DSR)
Upfront cash ≈ HK$411K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,996
−HK$376/mo
▼ 0.25% · 3.875%
HK$6,183
−HK$189/mo
Today · 4.125%
HK$6,372
baseline
▲ 0.50% · 4.625%
HK$6,760
+HK$388/mo
Deposit HK$329K · loan HK$1.31M · min. income ≈ HK$12,744/mo (50% DSR)
Upfront cash ≈ HK$329K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,671
−HK$360/mo
▼ 0.25% · 3.875%
HK$6,850
−HK$181/mo
Today · 4.125%
HK$7,031
baseline
▲ 0.50% · 4.625%
HK$7,402
+HK$371/mo
Deposit HK$329K · loan HK$1.31M · min. income ≈ HK$14,062/mo (50% DSR)
Upfront cash ≈ HK$329K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,371
−HK$399/mo
▼ 0.25% · 3.875%
HK$6,569
−HK$201/mo
Today · 4.125%
HK$6,770
baseline
▲ 0.50% · 4.625%
HK$7,182
+HK$412/mo
Deposit HK$247K · loan HK$1.40M · min. income ≈ HK$13,540/mo (50% DSR)
Upfront cash ≈ HK$247K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,088
−HK$383/mo
▼ 0.25% · 3.875%
HK$7,278
−HK$193/mo
Today · 4.125%
HK$7,471
baseline
▲ 0.50% · 4.625%
HK$7,864
+HK$393/mo
Deposit HK$247K · loan HK$1.40M · min. income ≈ HK$14,942/mo (50% DSR)
Upfront cash ≈ HK$247K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,746
−HK$423/mo
▼ 0.25% · 3.875%
HK$6,956
−HK$213/mo
Today · 4.125%
HK$7,169
baseline
▲ 0.50% · 4.625%
HK$7,605
+HK$436/mo
Deposit HK$164K · loan HK$1.48M · min. income ≈ HK$14,338/mo (50% DSR)
Upfront cash ≈ HK$164K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,505
−HK$405/mo
▼ 0.25% · 3.875%
HK$7,706
−HK$204/mo
Today · 4.125%
HK$7,910
baseline
▲ 0.50% · 4.625%
HK$8,327
+HK$417/mo
Deposit HK$164K · loan HK$1.48M · min. income ≈ HK$15,820/mo (50% DSR)
Upfront cash ≈ HK$164K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).