▼ 0.50% · 3.625%
HK$4,538
−HK$285/mo
▼ 0.25% · 3.875%
HK$4,679
−HK$144/mo
Today · 4.125%
HK$4,823
baseline
▲ 0.50% · 4.625%
HK$5,116
+HK$293/mo
Deposit HK$995K · loan HK$995K · min. income ≈ HK$9,646/mo (50% DSR)
Upfront cash ≈ HK$995K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,049
−HK$272/mo
▼ 0.25% · 3.875%
HK$5,184
−HK$137/mo
Today · 4.125%
HK$5,321
baseline
▲ 0.50% · 4.625%
HK$5,602
+HK$281/mo
Deposit HK$995K · loan HK$995K · min. income ≈ HK$10,642/mo (50% DSR)
Upfront cash ≈ HK$995K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,992
−HK$313/mo
▼ 0.25% · 3.875%
HK$5,147
−HK$158/mo
Today · 4.125%
HK$5,305
baseline
▲ 0.50% · 4.625%
HK$5,628
+HK$323/mo
Deposit HK$896K · loan HK$1.09M · min. income ≈ HK$10,610/mo (50% DSR)
Upfront cash ≈ HK$896K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,553
−HK$300/mo
▼ 0.25% · 3.875%
HK$5,702
−HK$151/mo
Today · 4.125%
HK$5,853
baseline
▲ 0.50% · 4.625%
HK$6,162
+HK$309/mo
Deposit HK$896K · loan HK$1.09M · min. income ≈ HK$11,706/mo (50% DSR)
Upfront cash ≈ HK$896K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,446
−HK$341/mo
▼ 0.25% · 3.875%
HK$5,615
−HK$172/mo
Today · 4.125%
HK$5,787
baseline
▲ 0.50% · 4.625%
HK$6,139
+HK$352/mo
Deposit HK$796K · loan HK$1.19M · min. income ≈ HK$11,574/mo (50% DSR)
Upfront cash ≈ HK$796K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,058
−HK$328/mo
▼ 0.25% · 3.875%
HK$6,221
−HK$165/mo
Today · 4.125%
HK$6,386
baseline
▲ 0.50% · 4.625%
HK$6,722
+HK$336/mo
Deposit HK$796K · loan HK$1.19M · min. income ≈ HK$12,772/mo (50% DSR)
Upfront cash ≈ HK$796K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,899
−HK$370/mo
▼ 0.25% · 3.875%
HK$6,083
−HK$186/mo
Today · 4.125%
HK$6,269
baseline
▲ 0.50% · 4.625%
HK$6,651
+HK$382/mo
Deposit HK$697K · loan HK$1.29M · min. income ≈ HK$12,538/mo (50% DSR)
Upfront cash ≈ HK$697K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,563
−HK$355/mo
▼ 0.25% · 3.875%
HK$6,739
−HK$179/mo
Today · 4.125%
HK$6,918
baseline
▲ 0.50% · 4.625%
HK$7,282
+HK$364/mo
Deposit HK$697K · loan HK$1.29M · min. income ≈ HK$13,836/mo (50% DSR)
Upfront cash ≈ HK$697K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,353
−HK$399/mo
▼ 0.25% · 3.875%
HK$6,551
−HK$201/mo
Today · 4.125%
HK$6,752
baseline
▲ 0.50% · 4.625%
HK$7,162
+HK$410/mo
Deposit HK$597K · loan HK$1.39M · min. income ≈ HK$13,504/mo (50% DSR)
Upfront cash ≈ HK$597K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,068
−HK$382/mo
▼ 0.25% · 3.875%
HK$7,258
−HK$192/mo
Today · 4.125%
HK$7,450
baseline
▲ 0.50% · 4.625%
HK$7,842
+HK$392/mo
Deposit HK$597K · loan HK$1.39M · min. income ≈ HK$14,900/mo (50% DSR)
Upfront cash ≈ HK$597K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,807
−HK$427/mo
▼ 0.25% · 3.875%
HK$7,019
−HK$215/mo
Today · 4.125%
HK$7,234
baseline
▲ 0.50% · 4.625%
HK$7,674
+HK$440/mo
Deposit HK$498K · loan HK$1.49M · min. income ≈ HK$14,468/mo (50% DSR)
Upfront cash ≈ HK$498K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,573
−HK$409/mo
▼ 0.25% · 3.875%
HK$7,776
−HK$206/mo
Today · 4.125%
HK$7,982
baseline
▲ 0.50% · 4.625%
HK$8,403
+HK$421/mo
Deposit HK$498K · loan HK$1.49M · min. income ≈ HK$15,964/mo (50% DSR)
Upfront cash ≈ HK$498K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,261
−HK$455/mo
▼ 0.25% · 3.875%
HK$7,487
−HK$229/mo
Today · 4.125%
HK$7,716
baseline
▲ 0.50% · 4.625%
HK$8,186
+HK$470/mo
Deposit HK$398K · loan HK$1.59M · min. income ≈ HK$15,432/mo (50% DSR)
Upfront cash ≈ HK$398K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,078
−HK$436/mo
▼ 0.25% · 3.875%
HK$8,294
−HK$220/mo
Today · 4.125%
HK$8,514
baseline
▲ 0.50% · 4.625%
HK$8,963
+HK$449/mo
Deposit HK$398K · loan HK$1.59M · min. income ≈ HK$17,028/mo (50% DSR)
Upfront cash ≈ HK$398K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,715
−HK$483/mo
▼ 0.25% · 3.875%
HK$7,955
−HK$243/mo
Today · 4.125%
HK$8,198
baseline
▲ 0.50% · 4.625%
HK$8,697
+HK$499/mo
Deposit HK$299K · loan HK$1.69M · min. income ≈ HK$16,396/mo (50% DSR)
Upfront cash ≈ HK$299K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,583
−HK$463/mo
▼ 0.25% · 3.875%
HK$8,813
−HK$233/mo
Today · 4.125%
HK$9,046
baseline
▲ 0.50% · 4.625%
HK$9,523
+HK$477/mo
Deposit HK$299K · loan HK$1.69M · min. income ≈ HK$18,092/mo (50% DSR)
Upfront cash ≈ HK$299K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,168
−HK$513/mo
▼ 0.25% · 3.875%
HK$8,423
−HK$258/mo
Today · 4.125%
HK$8,681
baseline
▲ 0.50% · 4.625%
HK$9,209
+HK$528/mo
Deposit HK$199K · loan HK$1.79M · min. income ≈ HK$17,362/mo (50% DSR)
Upfront cash ≈ HK$199K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,087
−HK$491/mo
▼ 0.25% · 3.875%
HK$9,331
−HK$247/mo
Today · 4.125%
HK$9,578
baseline
▲ 0.50% · 4.625%
HK$10,083
+HK$505/mo
Deposit HK$199K · loan HK$1.79M · min. income ≈ HK$19,156/mo (50% DSR)
Upfront cash ≈ HK$199K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).