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Crescira AVM · estimated value Medium confidence
HK$2.66M
≈ HK$5,445 / ft² saleable · updated 2026-06-01
Not an offer or formal valuation
Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 90% mortgage, the deposit on this unit is about HK$266K, with repayments around HK$11,613/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$10,928
−HK$685/mo
▼ 0.25% · 3.875%
HK$11,268
−HK$345/mo
Today · 4.125%
HK$11,613
baseline
▲ 0.50% · 4.625%
HK$12,320
+HK$707/mo

Deposit HK$266K · loan HK$2.40M · min. income ≈ HK$23,226/mo (50% DSR)

Upfront cash ≈ HK$266K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Mass Transit Railway Wong Tai Sin Station
≈ 7 min walk · 527 m
Education
79
schools within 1 km (21 within 500 m)
Daily convenience
61
within 1 km (13 within 500 m)
Health
7
hospitals/clinics within 1 km
Recreation
110
parks, libraries, sports within 1 km

Excellent connectivity — about 7 min walk to Mass Transit Railway Wong Tai Sin Station Station.

Family-friendly — 79 schools within a 1 km walk.

Everyday convenience — 61 shopping and daily-needs spots nearby.

Healthcare close by — 7 hospitals/clinics within 1 km.

Green space & leisure — 110 parks, libraries and sports venues nearby.

Location

Unit Information

Floor
8/F
Flat
21
Saleable Area
489 Saleable ft²
Gross Area
631 ft²
Efficiency
77%
District
Wong Tai Sin District · Kowloon
School net (POA)
43

Transaction History

Date Price Gain / loss
2015-03-20 HK$2.00M
Data sourced from Renavon.com