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Home Wong Tai Sin District CHUK YUEN NORTH ESTATE CHEUNG YUEN HOUSE (BLOCK 12)

31/F 1

in CHUK YUEN NORTH ESTATE CHEUNG YUEN HOUSE (BLOCK 12)

Wong Tai Sin District · Kowloon

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Floor
2/F 13 445 ft² 2/F 15 441 ft² 3/F 6 443 ft² 4/F 10 443 ft² 5/F 10 443 ft² 6/F 10 443 ft² 6/F 13 447 ft² 6/F 15 443 ft² 6/F 24 381 ft² 6/F 3 443 ft² 7/F 15 443 ft² 7/F 16 485 ft² 7/F 2 443 ft² 8/F 10 443 ft² 8/F 12 531 ft² 8/F 15 443 ft² 8/F 21 489 ft² 9/F 16 485 ft² 9/F 19 443 ft² 9/F 22 443 ft² 10/F 15 443 ft² 11/F 13 447 ft² 12/F 11 443 ft² 12/F 15 443 ft² 12/F 23 443 ft² 12/F 4 489 ft² 13/F 1 381 ft² 13/F 4 489 ft² 15/F 18 443 ft² 15/F 19 443 ft² 15/F 5 489 ft² 15/F 9 485 ft² 16/F 17 485 ft² 16/F 14 443 ft² 17/F 23 443 ft² 17/F 8 485 ft² 18/F 10 443 ft² 18/F 11 443 ft² 18/F 14 443 ft² 18/F 19 443 ft² 18/F 7 443 ft² 19/F 10 443 ft² 19/F 19 443 ft² 19/F 21 489 ft² 19/F 5 489 ft² 19/F 7 20/F 11 443 ft² 20/F 23 443 ft² 21/F 10 443 ft² 21/F 12 531 ft² 21/F 16 485 ft² 23/F 13 447 ft² 23/F 21 489 ft² 25/F 18 443 ft² 26/F 12 531 ft² 26/F 9 485 ft² 29/F 17 485 ft² 30/F 10 443 ft² 30/F 16 485 ft² 30/F 18 443 ft² 31/F 1 381 ft² 31/F 13 447 ft² 31/F 20 489 ft² 31/F 22 443 ft² 32/F 1 381 ft² 32/F 19 443 ft² 33/F 13 447 ft² 34/F 6 443 ft² 34/F 7 443 ft² 35/F 12 531 ft² 35/F 15 443 ft²
Crescira AVM · estimated value ● Medium confidence
HK$2.40M
≈ HK$6,311 / ft² saleable · updated 2026-06-01
Not an offer or formal valuation
Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 90% mortgage, the deposit on this unit is about HK$240K, with repayments around HK$10,487/mo for the first 5 years.

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Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$9,869
−HK$618/mo
▼ 0.25% · 3.875%
HK$10,175
−HK$312/mo
Today · 4.125%
HK$10,487
baseline
▲ 0.50% · 4.625%
HK$11,125
+HK$638/mo

Deposit HK$240K · loan HK$2.16M · min. income ≈ HK$20,974/mo (50% DSR)

Upfront cash ≈ HK$241K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Mass Transit Railway Wong Tai Sin Station
≈ 7 min walk · 527 m
Education
79
schools within 1 km (21 within 500 m)
Daily convenience
61
within 1 km (13 within 500 m)
Health
7
hospitals/clinics within 1 km
Recreation
110
parks, libraries, sports within 1 km

Excellent connectivity — about 7 min walk to Mass Transit Railway Wong Tai Sin Station Station.

Family-friendly — 79 schools within a 1 km walk.

Everyday convenience — 61 shopping and daily-needs spots nearby.

Healthcare close by — 7 hospitals/clinics within 1 km.

Green space & leisure — 110 parks, libraries and sports venues nearby.

Location

Unit Information

Floor
31/F
Flat
1
Saleable Area
381 Saleable ft²
Gross Area
492 ft²
Efficiency
77%
District
Wong Tai Sin District · Kowloon
School net (POA)
43

Transaction History

Date Price Gain / loss
2015-09-08 HK$1.57M —

Other appraised units in this building

2/F 13
445 ft²
HK$2.47M
2/F 15
441 ft²
HK$2.46M
3/F 6
443 ft²
HK$2.47M
4/F 10
443 ft²
HK$2.48M
5/F 10
443 ft²
HK$2.47M
6/F 10
443 ft²
HK$2.42M
Data sourced from Renavon.com