▼ 0.50% · 3.625%
HK$3,350
−HK$210/mo
▼ 0.25% · 3.875%
HK$3,454
−HK$106/mo
Today · 4.125%
HK$3,560
baseline
▲ 0.50% · 4.625%
HK$3,776
+HK$216/mo
Deposit HK$734K · loan HK$734K · min. income ≈ HK$7,120/mo (50% DSR)
Upfront cash ≈ HK$735K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,726
−HK$202/mo
▼ 0.25% · 3.875%
HK$3,826
−HK$102/mo
Today · 4.125%
HK$3,928
baseline
▲ 0.50% · 4.625%
HK$4,135
+HK$207/mo
Deposit HK$734K · loan HK$734K · min. income ≈ HK$7,856/mo (50% DSR)
Upfront cash ≈ HK$735K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,685
−HK$231/mo
▼ 0.25% · 3.875%
HK$3,799
−HK$117/mo
Today · 4.125%
HK$3,916
baseline
▲ 0.50% · 4.625%
HK$4,154
+HK$238/mo
Deposit HK$661K · loan HK$808K · min. income ≈ HK$7,832/mo (50% DSR)
Upfront cash ≈ HK$661K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,099
−HK$222/mo
▼ 0.25% · 3.875%
HK$4,209
−HK$112/mo
Today · 4.125%
HK$4,321
baseline
▲ 0.50% · 4.625%
HK$4,548
+HK$227/mo
Deposit HK$661K · loan HK$808K · min. income ≈ HK$8,642/mo (50% DSR)
Upfront cash ≈ HK$661K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,020
−HK$252/mo
▼ 0.25% · 3.875%
HK$4,145
−HK$127/mo
Today · 4.125%
HK$4,272
baseline
▲ 0.50% · 4.625%
HK$4,532
+HK$260/mo
Deposit HK$588K · loan HK$881K · min. income ≈ HK$8,544/mo (50% DSR)
Upfront cash ≈ HK$588K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,472
−HK$241/mo
▼ 0.25% · 3.875%
HK$4,592
−HK$121/mo
Today · 4.125%
HK$4,713
baseline
▲ 0.50% · 4.625%
HK$4,962
+HK$249/mo
Deposit HK$588K · loan HK$881K · min. income ≈ HK$9,426/mo (50% DSR)
Upfront cash ≈ HK$588K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,355
−HK$273/mo
▼ 0.25% · 3.875%
HK$4,490
−HK$138/mo
Today · 4.125%
HK$4,628
baseline
▲ 0.50% · 4.625%
HK$4,909
+HK$281/mo
Deposit HK$514K · loan HK$955K · min. income ≈ HK$9,256/mo (50% DSR)
Upfront cash ≈ HK$514K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,844
−HK$262/mo
▼ 0.25% · 3.875%
HK$4,974
−HK$132/mo
Today · 4.125%
HK$5,106
baseline
▲ 0.50% · 4.625%
HK$5,375
+HK$269/mo
Deposit HK$514K · loan HK$955K · min. income ≈ HK$10,212/mo (50% DSR)
Upfront cash ≈ HK$514K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,689
−HK$295/mo
▼ 0.25% · 3.875%
HK$4,835
−HK$149/mo
Today · 4.125%
HK$4,984
baseline
▲ 0.50% · 4.625%
HK$5,287
+HK$303/mo
Deposit HK$441K · loan HK$1.03M · min. income ≈ HK$9,968/mo (50% DSR)
Upfront cash ≈ HK$441K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,217
−HK$282/mo
▼ 0.25% · 3.875%
HK$5,357
−HK$142/mo
Today · 4.125%
HK$5,499
baseline
▲ 0.50% · 4.625%
HK$5,789
+HK$290/mo
Deposit HK$441K · loan HK$1.03M · min. income ≈ HK$10,998/mo (50% DSR)
Upfront cash ≈ HK$441K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,024
−HK$316/mo
▼ 0.25% · 3.875%
HK$5,181
−HK$159/mo
Today · 4.125%
HK$5,340
baseline
▲ 0.50% · 4.625%
HK$5,664
+HK$324/mo
Deposit HK$367K · loan HK$1.10M · min. income ≈ HK$10,680/mo (50% DSR)
Upfront cash ≈ HK$367K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,590
−HK$302/mo
▼ 0.25% · 3.875%
HK$5,740
−HK$152/mo
Today · 4.125%
HK$5,892
baseline
▲ 0.50% · 4.625%
HK$6,202
+HK$310/mo
Deposit HK$367K · loan HK$1.10M · min. income ≈ HK$11,784/mo (50% DSR)
Upfront cash ≈ HK$367K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,359
−HK$337/mo
▼ 0.25% · 3.875%
HK$5,526
−HK$170/mo
Today · 4.125%
HK$5,696
baseline
▲ 0.50% · 4.625%
HK$6,042
+HK$346/mo
Deposit HK$294K · loan HK$1.18M · min. income ≈ HK$11,392/mo (50% DSR)
Upfront cash ≈ HK$294K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,962
−HK$322/mo
▼ 0.25% · 3.875%
HK$6,122
−HK$162/mo
Today · 4.125%
HK$6,284
baseline
▲ 0.50% · 4.625%
HK$6,616
+HK$332/mo
Deposit HK$294K · loan HK$1.18M · min. income ≈ HK$12,568/mo (50% DSR)
Upfront cash ≈ HK$294K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,694
−HK$357/mo
▼ 0.25% · 3.875%
HK$5,872
−HK$179/mo
Today · 4.125%
HK$6,051
baseline
▲ 0.50% · 4.625%
HK$6,420
+HK$369/mo
Deposit HK$220K · loan HK$1.25M · min. income ≈ HK$12,102/mo (50% DSR)
Upfront cash ≈ HK$220K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,335
−HK$342/mo
▼ 0.25% · 3.875%
HK$6,505
−HK$172/mo
Today · 4.125%
HK$6,677
baseline
▲ 0.50% · 4.625%
HK$7,029
+HK$352/mo
Deposit HK$220K · loan HK$1.25M · min. income ≈ HK$13,354/mo (50% DSR)
Upfront cash ≈ HK$220K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,029
−HK$378/mo
▼ 0.25% · 3.875%
HK$6,217
−HK$190/mo
Today · 4.125%
HK$6,407
baseline
▲ 0.50% · 4.625%
HK$6,797
+HK$390/mo
Deposit HK$147K · loan HK$1.32M · min. income ≈ HK$12,814/mo (50% DSR)
Upfront cash ≈ HK$147K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,708
−HK$362/mo
▼ 0.25% · 3.875%
HK$6,887
−HK$183/mo
Today · 4.125%
HK$7,070
baseline
▲ 0.50% · 4.625%
HK$7,443
+HK$373/mo
Deposit HK$147K · loan HK$1.32M · min. income ≈ HK$14,140/mo (50% DSR)
Upfront cash ≈ HK$147K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).