▼ 0.50% · 3.625%
HK$3,398
−HK$213/mo
▼ 0.25% · 3.875%
HK$3,504
−HK$107/mo
Today · 4.125%
HK$3,611
baseline
▲ 0.50% · 4.625%
HK$3,831
+HK$220/mo
Deposit HK$745K · loan HK$745K · min. income ≈ HK$7,222/mo (50% DSR)
Upfront cash ≈ HK$745K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,781
−HK$204/mo
▼ 0.25% · 3.875%
HK$3,882
−HK$103/mo
Today · 4.125%
HK$3,985
baseline
▲ 0.50% · 4.625%
HK$4,195
+HK$210/mo
Deposit HK$745K · loan HK$745K · min. income ≈ HK$7,970/mo (50% DSR)
Upfront cash ≈ HK$745K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,738
−HK$235/mo
▼ 0.25% · 3.875%
HK$3,854
−HK$119/mo
Today · 4.125%
HK$3,973
baseline
▲ 0.50% · 4.625%
HK$4,214
+HK$241/mo
Deposit HK$671K · loan HK$820K · min. income ≈ HK$7,946/mo (50% DSR)
Upfront cash ≈ HK$671K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,159
−HK$224/mo
▼ 0.25% · 3.875%
HK$4,270
−HK$113/mo
Today · 4.125%
HK$4,383
baseline
▲ 0.50% · 4.625%
HK$4,614
+HK$231/mo
Deposit HK$671K · loan HK$820K · min. income ≈ HK$8,766/mo (50% DSR)
Upfront cash ≈ HK$671K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,078
−HK$256/mo
▼ 0.25% · 3.875%
HK$4,205
−HK$129/mo
Today · 4.125%
HK$4,334
baseline
▲ 0.50% · 4.625%
HK$4,597
+HK$263/mo
Deposit HK$596K · loan HK$894K · min. income ≈ HK$8,668/mo (50% DSR)
Upfront cash ≈ HK$596K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,537
−HK$245/mo
▼ 0.25% · 3.875%
HK$4,658
−HK$124/mo
Today · 4.125%
HK$4,782
baseline
▲ 0.50% · 4.625%
HK$5,034
+HK$252/mo
Deposit HK$596K · loan HK$894K · min. income ≈ HK$9,564/mo (50% DSR)
Upfront cash ≈ HK$596K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,418
−HK$277/mo
▼ 0.25% · 3.875%
HK$4,555
−HK$140/mo
Today · 4.125%
HK$4,695
baseline
▲ 0.50% · 4.625%
HK$4,980
+HK$285/mo
Deposit HK$522K · loan HK$969K · min. income ≈ HK$9,390/mo (50% DSR)
Upfront cash ≈ HK$522K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,915
−HK$265/mo
▼ 0.25% · 3.875%
HK$5,047
−HK$133/mo
Today · 4.125%
HK$5,180
baseline
▲ 0.50% · 4.625%
HK$5,453
+HK$273/mo
Deposit HK$522K · loan HK$969K · min. income ≈ HK$10,360/mo (50% DSR)
Upfront cash ≈ HK$522K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,758
−HK$298/mo
▼ 0.25% · 3.875%
HK$4,906
−HK$150/mo
Today · 4.125%
HK$5,056
baseline
▲ 0.50% · 4.625%
HK$5,364
+HK$308/mo
Deposit HK$447K · loan HK$1.04M · min. income ≈ HK$10,112/mo (50% DSR)
Upfront cash ≈ HK$447K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,293
−HK$286/mo
▼ 0.25% · 3.875%
HK$5,435
−HK$144/mo
Today · 4.125%
HK$5,579
baseline
▲ 0.50% · 4.625%
HK$5,873
+HK$294/mo
Deposit HK$447K · loan HK$1.04M · min. income ≈ HK$11,158/mo (50% DSR)
Upfront cash ≈ HK$447K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,097
−HK$320/mo
▼ 0.25% · 3.875%
HK$5,256
−HK$161/mo
Today · 4.125%
HK$5,417
baseline
▲ 0.50% · 4.625%
HK$5,747
+HK$330/mo
Deposit HK$373K · loan HK$1.12M · min. income ≈ HK$10,834/mo (50% DSR)
Upfront cash ≈ HK$373K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,671
−HK$306/mo
▼ 0.25% · 3.875%
HK$5,823
−HK$154/mo
Today · 4.125%
HK$5,977
baseline
▲ 0.50% · 4.625%
HK$6,292
+HK$315/mo
Deposit HK$373K · loan HK$1.12M · min. income ≈ HK$11,954/mo (50% DSR)
Upfront cash ≈ HK$373K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,437
−HK$341/mo
▼ 0.25% · 3.875%
HK$5,606
−HK$172/mo
Today · 4.125%
HK$5,778
baseline
▲ 0.50% · 4.625%
HK$6,130
+HK$352/mo
Deposit HK$298K · loan HK$1.19M · min. income ≈ HK$11,556/mo (50% DSR)
Upfront cash ≈ HK$298K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,049
−HK$327/mo
▼ 0.25% · 3.875%
HK$6,211
−HK$165/mo
Today · 4.125%
HK$6,376
baseline
▲ 0.50% · 4.625%
HK$6,712
+HK$336/mo
Deposit HK$298K · loan HK$1.19M · min. income ≈ HK$12,752/mo (50% DSR)
Upfront cash ≈ HK$298K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,777
−HK$362/mo
▼ 0.25% · 3.875%
HK$5,957
−HK$182/mo
Today · 4.125%
HK$6,139
baseline
▲ 0.50% · 4.625%
HK$6,513
+HK$374/mo
Deposit HK$224K · loan HK$1.27M · min. income ≈ HK$12,278/mo (50% DSR)
Upfront cash ≈ HK$224K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,427
−HK$347/mo
▼ 0.25% · 3.875%
HK$6,599
−HK$175/mo
Today · 4.125%
HK$6,774
baseline
▲ 0.50% · 4.625%
HK$7,131
+HK$357/mo
Deposit HK$224K · loan HK$1.27M · min. income ≈ HK$13,548/mo (50% DSR)
Upfront cash ≈ HK$224K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,117
−HK$384/mo
▼ 0.25% · 3.875%
HK$6,307
−HK$194/mo
Today · 4.125%
HK$6,501
baseline
▲ 0.50% · 4.625%
HK$6,896
+HK$395/mo
Deposit HK$149K · loan HK$1.34M · min. income ≈ HK$13,002/mo (50% DSR)
Upfront cash ≈ HK$149K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,805
−HK$368/mo
▼ 0.25% · 3.875%
HK$6,988
−HK$185/mo
Today · 4.125%
HK$7,173
baseline
▲ 0.50% · 4.625%
HK$7,551
+HK$378/mo
Deposit HK$149K · loan HK$1.34M · min. income ≈ HK$14,346/mo (50% DSR)
Upfront cash ≈ HK$149K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).