▼ 0.50% · 3.625%
HK$3,353
−HK$211/mo
▼ 0.25% · 3.875%
HK$3,458
−HK$106/mo
Today · 4.125%
HK$3,564
baseline
▲ 0.50% · 4.625%
HK$3,780
+HK$216/mo
Deposit HK$735K · loan HK$735K · min. income ≈ HK$7,128/mo (50% DSR)
Upfront cash ≈ HK$735K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,731
−HK$201/mo
▼ 0.25% · 3.875%
HK$3,831
−HK$101/mo
Today · 4.125%
HK$3,932
baseline
▲ 0.50% · 4.625%
HK$4,139
+HK$207/mo
Deposit HK$735K · loan HK$735K · min. income ≈ HK$7,864/mo (50% DSR)
Upfront cash ≈ HK$735K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,689
−HK$231/mo
▼ 0.25% · 3.875%
HK$3,803
−HK$117/mo
Today · 4.125%
HK$3,920
baseline
▲ 0.50% · 4.625%
HK$4,159
+HK$239/mo
Deposit HK$662K · loan HK$809K · min. income ≈ HK$7,840/mo (50% DSR)
Upfront cash ≈ HK$662K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,104
−HK$221/mo
▼ 0.25% · 3.875%
HK$4,214
−HK$111/mo
Today · 4.125%
HK$4,325
baseline
▲ 0.50% · 4.625%
HK$4,553
+HK$228/mo
Deposit HK$662K · loan HK$809K · min. income ≈ HK$8,650/mo (50% DSR)
Upfront cash ≈ HK$662K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,024
−HK$252/mo
▼ 0.25% · 3.875%
HK$4,149
−HK$127/mo
Today · 4.125%
HK$4,276
baseline
▲ 0.50% · 4.625%
HK$4,537
+HK$261/mo
Deposit HK$588K · loan HK$882K · min. income ≈ HK$8,552/mo (50% DSR)
Upfront cash ≈ HK$588K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,477
−HK$242/mo
▼ 0.25% · 3.875%
HK$4,597
−HK$122/mo
Today · 4.125%
HK$4,719
baseline
▲ 0.50% · 4.625%
HK$4,967
+HK$248/mo
Deposit HK$588K · loan HK$882K · min. income ≈ HK$9,438/mo (50% DSR)
Upfront cash ≈ HK$588K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,359
−HK$274/mo
▼ 0.25% · 3.875%
HK$4,495
−HK$138/mo
Today · 4.125%
HK$4,633
baseline
▲ 0.50% · 4.625%
HK$4,915
+HK$282/mo
Deposit HK$515K · loan HK$956K · min. income ≈ HK$9,266/mo (50% DSR)
Upfront cash ≈ HK$515K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,850
−HK$262/mo
▼ 0.25% · 3.875%
HK$4,980
−HK$132/mo
Today · 4.125%
HK$5,112
baseline
▲ 0.50% · 4.625%
HK$5,381
+HK$269/mo
Deposit HK$515K · loan HK$956K · min. income ≈ HK$10,224/mo (50% DSR)
Upfront cash ≈ HK$515K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,695
−HK$294/mo
▼ 0.25% · 3.875%
HK$4,841
−HK$148/mo
Today · 4.125%
HK$4,989
baseline
▲ 0.50% · 4.625%
HK$5,293
+HK$304/mo
Deposit HK$441K · loan HK$1.03M · min. income ≈ HK$9,978/mo (50% DSR)
Upfront cash ≈ HK$441K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,223
−HK$282/mo
▼ 0.25% · 3.875%
HK$5,363
−HK$142/mo
Today · 4.125%
HK$5,505
baseline
▲ 0.50% · 4.625%
HK$5,795
+HK$290/mo
Deposit HK$441K · loan HK$1.03M · min. income ≈ HK$11,010/mo (50% DSR)
Upfront cash ≈ HK$441K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,030
−HK$315/mo
▼ 0.25% · 3.875%
HK$5,187
−HK$158/mo
Today · 4.125%
HK$5,345
baseline
▲ 0.50% · 4.625%
HK$5,671
+HK$326/mo
Deposit HK$368K · loan HK$1.10M · min. income ≈ HK$10,690/mo (50% DSR)
Upfront cash ≈ HK$368K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,596
−HK$302/mo
▼ 0.25% · 3.875%
HK$5,746
−HK$152/mo
Today · 4.125%
HK$5,898
baseline
▲ 0.50% · 4.625%
HK$6,209
+HK$311/mo
Deposit HK$368K · loan HK$1.10M · min. income ≈ HK$11,796/mo (50% DSR)
Upfront cash ≈ HK$368K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,365
−HK$337/mo
▼ 0.25% · 3.875%
HK$5,532
−HK$170/mo
Today · 4.125%
HK$5,702
baseline
▲ 0.50% · 4.625%
HK$6,049
+HK$347/mo
Deposit HK$294K · loan HK$1.18M · min. income ≈ HK$11,404/mo (50% DSR)
Upfront cash ≈ HK$294K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,969
−HK$322/mo
▼ 0.25% · 3.875%
HK$6,129
−HK$162/mo
Today · 4.125%
HK$6,291
baseline
▲ 0.50% · 4.625%
HK$6,623
+HK$332/mo
Deposit HK$294K · loan HK$1.18M · min. income ≈ HK$12,582/mo (50% DSR)
Upfront cash ≈ HK$294K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,701
−HK$357/mo
▼ 0.25% · 3.875%
HK$5,878
−HK$180/mo
Today · 4.125%
HK$6,058
baseline
▲ 0.50% · 4.625%
HK$6,427
+HK$369/mo
Deposit HK$221K · loan HK$1.25M · min. income ≈ HK$12,116/mo (50% DSR)
Upfront cash ≈ HK$221K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,342
−HK$343/mo
▼ 0.25% · 3.875%
HK$6,512
−HK$173/mo
Today · 4.125%
HK$6,685
baseline
▲ 0.50% · 4.625%
HK$7,037
+HK$352/mo
Deposit HK$221K · loan HK$1.25M · min. income ≈ HK$13,370/mo (50% DSR)
Upfront cash ≈ HK$221K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,036
−HK$379/mo
▼ 0.25% · 3.875%
HK$6,224
−HK$191/mo
Today · 4.125%
HK$6,415
baseline
▲ 0.50% · 4.625%
HK$6,805
+HK$390/mo
Deposit HK$147K · loan HK$1.32M · min. income ≈ HK$12,830/mo (50% DSR)
Upfront cash ≈ HK$147K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,715
−HK$363/mo
▼ 0.25% · 3.875%
HK$6,895
−HK$183/mo
Today · 4.125%
HK$7,078
baseline
▲ 0.50% · 4.625%
HK$7,451
+HK$373/mo
Deposit HK$147K · loan HK$1.32M · min. income ≈ HK$14,156/mo (50% DSR)
Upfront cash ≈ HK$147K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).