▼ 0.50% · 3.625%
HK$2,457
−HK$154/mo
▼ 0.25% · 3.875%
HK$2,533
−HK$78/mo
Today · 4.125%
HK$2,611
baseline
▲ 0.50% · 4.625%
HK$2,770
+HK$159/mo
Deposit HK$539K · loan HK$539K · min. income ≈ HK$5,222/mo (50% DSR)
Upfront cash ≈ HK$539K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,733
−HK$148/mo
▼ 0.25% · 3.875%
HK$2,807
−HK$74/mo
Today · 4.125%
HK$2,881
baseline
▲ 0.50% · 4.625%
HK$3,033
+HK$152/mo
Deposit HK$539K · loan HK$539K · min. income ≈ HK$5,762/mo (50% DSR)
Upfront cash ≈ HK$539K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,703
−HK$169/mo
▼ 0.25% · 3.875%
HK$2,787
−HK$85/mo
Today · 4.125%
HK$2,872
baseline
▲ 0.50% · 4.625%
HK$3,047
+HK$175/mo
Deposit HK$485K · loan HK$593K · min. income ≈ HK$5,744/mo (50% DSR)
Upfront cash ≈ HK$485K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,007
−HK$162/mo
▼ 0.25% · 3.875%
HK$3,087
−HK$82/mo
Today · 4.125%
HK$3,169
baseline
▲ 0.50% · 4.625%
HK$3,336
+HK$167/mo
Deposit HK$485K · loan HK$593K · min. income ≈ HK$6,338/mo (50% DSR)
Upfront cash ≈ HK$485K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,948
−HK$185/mo
▼ 0.25% · 3.875%
HK$3,040
−HK$93/mo
Today · 4.125%
HK$3,133
baseline
▲ 0.50% · 4.625%
HK$3,324
+HK$191/mo
Deposit HK$431K · loan HK$646K · min. income ≈ HK$6,266/mo (50% DSR)
Upfront cash ≈ HK$431K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,280
−HK$177/mo
▼ 0.25% · 3.875%
HK$3,368
−HK$89/mo
Today · 4.125%
HK$3,457
baseline
▲ 0.50% · 4.625%
HK$3,639
+HK$182/mo
Deposit HK$431K · loan HK$646K · min. income ≈ HK$6,914/mo (50% DSR)
Upfront cash ≈ HK$431K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,194
−HK$200/mo
▼ 0.25% · 3.875%
HK$3,293
−HK$101/mo
Today · 4.125%
HK$3,394
baseline
▲ 0.50% · 4.625%
HK$3,601
+HK$207/mo
Deposit HK$377K · loan HK$700K · min. income ≈ HK$6,788/mo (50% DSR)
Upfront cash ≈ HK$377K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,553
−HK$192/mo
▼ 0.25% · 3.875%
HK$3,649
−HK$96/mo
Today · 4.125%
HK$3,745
baseline
▲ 0.50% · 4.625%
HK$3,943
+HK$198/mo
Deposit HK$377K · loan HK$700K · min. income ≈ HK$7,490/mo (50% DSR)
Upfront cash ≈ HK$377K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,440
−HK$215/mo
▼ 0.25% · 3.875%
HK$3,547
−HK$108/mo
Today · 4.125%
HK$3,655
baseline
▲ 0.50% · 4.625%
HK$3,878
+HK$223/mo
Deposit HK$323K · loan HK$754K · min. income ≈ HK$7,310/mo (50% DSR)
Upfront cash ≈ HK$323K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,827
−HK$206/mo
▼ 0.25% · 3.875%
HK$3,929
−HK$104/mo
Today · 4.125%
HK$4,033
baseline
▲ 0.50% · 4.625%
HK$4,246
+HK$213/mo
Deposit HK$323K · loan HK$754K · min. income ≈ HK$8,066/mo (50% DSR)
Upfront cash ≈ HK$323K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,685
−HK$231/mo
▼ 0.25% · 3.875%
HK$3,800
−HK$116/mo
Today · 4.125%
HK$3,916
baseline
▲ 0.50% · 4.625%
HK$4,155
+HK$239/mo
Deposit HK$269K · loan HK$808K · min. income ≈ HK$7,832/mo (50% DSR)
Upfront cash ≈ HK$269K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,100
−HK$221/mo
▼ 0.25% · 3.875%
HK$4,210
−HK$111/mo
Today · 4.125%
HK$4,321
baseline
▲ 0.50% · 4.625%
HK$4,549
+HK$228/mo
Deposit HK$269K · loan HK$808K · min. income ≈ HK$8,642/mo (50% DSR)
Upfront cash ≈ HK$269K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,931
−HK$247/mo
▼ 0.25% · 3.875%
HK$4,053
−HK$125/mo
Today · 4.125%
HK$4,178
baseline
▲ 0.50% · 4.625%
HK$4,432
+HK$254/mo
Deposit HK$215K · loan HK$862K · min. income ≈ HK$8,356/mo (50% DSR)
Upfront cash ≈ HK$216K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,373
−HK$237/mo
▼ 0.25% · 3.875%
HK$4,491
−HK$119/mo
Today · 4.125%
HK$4,610
baseline
▲ 0.50% · 4.625%
HK$4,853
+HK$243/mo
Deposit HK$215K · loan HK$862K · min. income ≈ HK$9,220/mo (50% DSR)
Upfront cash ≈ HK$216K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,177
−HK$262/mo
▼ 0.25% · 3.875%
HK$4,307
−HK$132/mo
Today · 4.125%
HK$4,439
baseline
▲ 0.50% · 4.625%
HK$4,709
+HK$270/mo
Deposit HK$162K · loan HK$916K · min. income ≈ HK$8,878/mo (50% DSR)
Upfront cash ≈ HK$162K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,647
−HK$251/mo
▼ 0.25% · 3.875%
HK$4,771
−HK$127/mo
Today · 4.125%
HK$4,898
baseline
▲ 0.50% · 4.625%
HK$5,156
+HK$258/mo
Deposit HK$162K · loan HK$916K · min. income ≈ HK$9,796/mo (50% DSR)
Upfront cash ≈ HK$162K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,422
−HK$278/mo
▼ 0.25% · 3.875%
HK$4,560
−HK$140/mo
Today · 4.125%
HK$4,700
baseline
▲ 0.50% · 4.625%
HK$4,986
+HK$286/mo
Deposit HK$108K · loan HK$970K · min. income ≈ HK$9,400/mo (50% DSR)
Upfront cash ≈ HK$108K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,920
−HK$266/mo
▼ 0.25% · 3.875%
HK$5,052
−HK$134/mo
Today · 4.125%
HK$5,186
baseline
▲ 0.50% · 4.625%
HK$5,459
+HK$273/mo
Deposit HK$108K · loan HK$970K · min. income ≈ HK$10,372/mo (50% DSR)
Upfront cash ≈ HK$108K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).