▼ 0.50% · 3.625%
HK$2,499
−HK$157/mo
▼ 0.25% · 3.875%
HK$2,577
−HK$79/mo
Today · 4.125%
HK$2,656
baseline
▲ 0.50% · 4.625%
HK$2,818
+HK$162/mo
Deposit HK$548K · loan HK$548K · min. income ≈ HK$5,312/mo (50% DSR)
Upfront cash ≈ HK$548K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,781
−HK$150/mo
▼ 0.25% · 3.875%
HK$2,855
−HK$76/mo
Today · 4.125%
HK$2,931
baseline
▲ 0.50% · 4.625%
HK$3,085
+HK$154/mo
Deposit HK$548K · loan HK$548K · min. income ≈ HK$5,862/mo (50% DSR)
Upfront cash ≈ HK$548K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,749
−HK$173/mo
▼ 0.25% · 3.875%
HK$2,835
−HK$87/mo
Today · 4.125%
HK$2,922
baseline
▲ 0.50% · 4.625%
HK$3,100
+HK$178/mo
Deposit HK$493K · loan HK$603K · min. income ≈ HK$5,844/mo (50% DSR)
Upfront cash ≈ HK$493K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,059
−HK$165/mo
▼ 0.25% · 3.875%
HK$3,141
−HK$83/mo
Today · 4.125%
HK$3,224
baseline
▲ 0.50% · 4.625%
HK$3,394
+HK$170/mo
Deposit HK$493K · loan HK$603K · min. income ≈ HK$6,448/mo (50% DSR)
Upfront cash ≈ HK$493K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,999
−HK$188/mo
▼ 0.25% · 3.875%
HK$3,093
−HK$94/mo
Today · 4.125%
HK$3,187
baseline
▲ 0.50% · 4.625%
HK$3,381
+HK$194/mo
Deposit HK$438K · loan HK$658K · min. income ≈ HK$6,374/mo (50% DSR)
Upfront cash ≈ HK$439K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,337
−HK$180/mo
▼ 0.25% · 3.875%
HK$3,426
−HK$91/mo
Today · 4.125%
HK$3,517
baseline
▲ 0.50% · 4.625%
HK$3,702
+HK$185/mo
Deposit HK$438K · loan HK$658K · min. income ≈ HK$7,034/mo (50% DSR)
Upfront cash ≈ HK$439K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,249
−HK$204/mo
▼ 0.25% · 3.875%
HK$3,350
−HK$103/mo
Today · 4.125%
HK$3,453
baseline
▲ 0.50% · 4.625%
HK$3,663
+HK$210/mo
Deposit HK$384K · loan HK$712K · min. income ≈ HK$6,906/mo (50% DSR)
Upfront cash ≈ HK$384K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,615
−HK$195/mo
▼ 0.25% · 3.875%
HK$3,712
−HK$98/mo
Today · 4.125%
HK$3,810
baseline
▲ 0.50% · 4.625%
HK$4,011
+HK$201/mo
Deposit HK$384K · loan HK$712K · min. income ≈ HK$7,620/mo (50% DSR)
Upfront cash ≈ HK$384K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,499
−HK$220/mo
▼ 0.25% · 3.875%
HK$3,608
−HK$111/mo
Today · 4.125%
HK$3,719
baseline
▲ 0.50% · 4.625%
HK$3,945
+HK$226/mo
Deposit HK$329K · loan HK$767K · min. income ≈ HK$7,438/mo (50% DSR)
Upfront cash ≈ HK$329K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,893
−HK$210/mo
▼ 0.25% · 3.875%
HK$3,997
−HK$106/mo
Today · 4.125%
HK$4,103
baseline
▲ 0.50% · 4.625%
HK$4,319
+HK$216/mo
Deposit HK$329K · loan HK$767K · min. income ≈ HK$8,206/mo (50% DSR)
Upfront cash ≈ HK$329K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,749
−HK$235/mo
▼ 0.25% · 3.875%
HK$3,866
−HK$118/mo
Today · 4.125%
HK$3,984
baseline
▲ 0.50% · 4.625%
HK$4,227
+HK$243/mo
Deposit HK$274K · loan HK$822K · min. income ≈ HK$7,968/mo (50% DSR)
Upfront cash ≈ HK$274K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,171
−HK$225/mo
▼ 0.25% · 3.875%
HK$4,283
−HK$113/mo
Today · 4.125%
HK$4,396
baseline
▲ 0.50% · 4.625%
HK$4,628
+HK$232/mo
Deposit HK$274K · loan HK$822K · min. income ≈ HK$8,792/mo (50% DSR)
Upfront cash ≈ HK$274K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,999
−HK$251/mo
▼ 0.25% · 3.875%
HK$4,123
−HK$127/mo
Today · 4.125%
HK$4,250
baseline
▲ 0.50% · 4.625%
HK$4,508
+HK$258/mo
Deposit HK$219K · loan HK$877K · min. income ≈ HK$8,500/mo (50% DSR)
Upfront cash ≈ HK$219K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,449
−HK$240/mo
▼ 0.25% · 3.875%
HK$4,568
−HK$121/mo
Today · 4.125%
HK$4,689
baseline
▲ 0.50% · 4.625%
HK$4,936
+HK$247/mo
Deposit HK$219K · loan HK$877K · min. income ≈ HK$9,378/mo (50% DSR)
Upfront cash ≈ HK$219K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,249
−HK$266/mo
▼ 0.25% · 3.875%
HK$4,381
−HK$134/mo
Today · 4.125%
HK$4,515
baseline
▲ 0.50% · 4.625%
HK$4,790
+HK$275/mo
Deposit HK$164K · loan HK$932K · min. income ≈ HK$9,030/mo (50% DSR)
Upfront cash ≈ HK$165K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,727
−HK$255/mo
▼ 0.25% · 3.875%
HK$4,854
−HK$128/mo
Today · 4.125%
HK$4,982
baseline
▲ 0.50% · 4.625%
HK$5,245
+HK$263/mo
Deposit HK$164K · loan HK$932K · min. income ≈ HK$9,964/mo (50% DSR)
Upfront cash ≈ HK$165K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,499
−HK$282/mo
▼ 0.25% · 3.875%
HK$4,639
−HK$142/mo
Today · 4.125%
HK$4,781
baseline
▲ 0.50% · 4.625%
HK$5,072
+HK$291/mo
Deposit HK$110K · loan HK$986K · min. income ≈ HK$9,562/mo (50% DSR)
Upfront cash ≈ HK$110K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,005
−HK$270/mo
▼ 0.25% · 3.875%
HK$5,139
−HK$136/mo
Today · 4.125%
HK$5,275
baseline
▲ 0.50% · 4.625%
HK$5,553
+HK$278/mo
Deposit HK$110K · loan HK$986K · min. income ≈ HK$10,550/mo (50% DSR)
Upfront cash ≈ HK$110K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).