▼ 0.50% · 3.625%
HK$2,473
−HK$156/mo
▼ 0.25% · 3.875%
HK$2,550
−HK$79/mo
Today · 4.125%
HK$2,629
baseline
▲ 0.50% · 4.625%
HK$2,789
+HK$160/mo
Deposit HK$542K · loan HK$542K · min. income ≈ HK$5,258/mo (50% DSR)
Upfront cash ≈ HK$542K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,752
−HK$148/mo
▼ 0.25% · 3.875%
HK$2,826
−HK$74/mo
Today · 4.125%
HK$2,900
baseline
▲ 0.50% · 4.625%
HK$3,053
+HK$153/mo
Deposit HK$542K · loan HK$542K · min. income ≈ HK$5,800/mo (50% DSR)
Upfront cash ≈ HK$542K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,721
−HK$170/mo
▼ 0.25% · 3.875%
HK$2,805
−HK$86/mo
Today · 4.125%
HK$2,891
baseline
▲ 0.50% · 4.625%
HK$3,067
+HK$176/mo
Deposit HK$488K · loan HK$597K · min. income ≈ HK$5,782/mo (50% DSR)
Upfront cash ≈ HK$488K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,027
−HK$163/mo
▼ 0.25% · 3.875%
HK$3,108
−HK$82/mo
Today · 4.125%
HK$3,190
baseline
▲ 0.50% · 4.625%
HK$3,359
+HK$169/mo
Deposit HK$488K · loan HK$597K · min. income ≈ HK$6,380/mo (50% DSR)
Upfront cash ≈ HK$488K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,968
−HK$186/mo
▼ 0.25% · 3.875%
HK$3,061
−HK$93/mo
Today · 4.125%
HK$3,154
baseline
▲ 0.50% · 4.625%
HK$3,346
+HK$192/mo
Deposit HK$434K · loan HK$651K · min. income ≈ HK$6,308/mo (50% DSR)
Upfront cash ≈ HK$434K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,302
−HK$178/mo
▼ 0.25% · 3.875%
HK$3,391
−HK$89/mo
Today · 4.125%
HK$3,480
baseline
▲ 0.50% · 4.625%
HK$3,664
+HK$184/mo
Deposit HK$434K · loan HK$651K · min. income ≈ HK$6,960/mo (50% DSR)
Upfront cash ≈ HK$434K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,216
−HK$201/mo
▼ 0.25% · 3.875%
HK$3,316
−HK$101/mo
Today · 4.125%
HK$3,417
baseline
▲ 0.50% · 4.625%
HK$3,625
+HK$208/mo
Deposit HK$380K · loan HK$705K · min. income ≈ HK$6,834/mo (50% DSR)
Upfront cash ≈ HK$380K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,577
−HK$194/mo
▼ 0.25% · 3.875%
HK$3,673
−HK$98/mo
Today · 4.125%
HK$3,771
baseline
▲ 0.50% · 4.625%
HK$3,969
+HK$198/mo
Deposit HK$380K · loan HK$705K · min. income ≈ HK$7,542/mo (50% DSR)
Upfront cash ≈ HK$380K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,463
−HK$217/mo
▼ 0.25% · 3.875%
HK$3,571
−HK$109/mo
Today · 4.125%
HK$3,680
baseline
▲ 0.50% · 4.625%
HK$3,904
+HK$224/mo
Deposit HK$325K · loan HK$759K · min. income ≈ HK$7,360/mo (50% DSR)
Upfront cash ≈ HK$326K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,852
−HK$209/mo
▼ 0.25% · 3.875%
HK$3,956
−HK$105/mo
Today · 4.125%
HK$4,061
baseline
▲ 0.50% · 4.625%
HK$4,275
+HK$214/mo
Deposit HK$325K · loan HK$759K · min. income ≈ HK$8,122/mo (50% DSR)
Upfront cash ≈ HK$326K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,710
−HK$233/mo
▼ 0.25% · 3.875%
HK$3,826
−HK$117/mo
Today · 4.125%
HK$3,943
baseline
▲ 0.50% · 4.625%
HK$4,183
+HK$240/mo
Deposit HK$271K · loan HK$814K · min. income ≈ HK$7,886/mo (50% DSR)
Upfront cash ≈ HK$271K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,128
−HK$223/mo
▼ 0.25% · 3.875%
HK$4,238
−HK$113/mo
Today · 4.125%
HK$4,351
baseline
▲ 0.50% · 4.625%
HK$4,580
+HK$229/mo
Deposit HK$271K · loan HK$814K · min. income ≈ HK$8,702/mo (50% DSR)
Upfront cash ≈ HK$271K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,958
−HK$248/mo
▼ 0.25% · 3.875%
HK$4,081
−HK$125/mo
Today · 4.125%
HK$4,206
baseline
▲ 0.50% · 4.625%
HK$4,462
+HK$256/mo
Deposit HK$217K · loan HK$868K · min. income ≈ HK$8,412/mo (50% DSR)
Upfront cash ≈ HK$217K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,403
−HK$238/mo
▼ 0.25% · 3.875%
HK$4,521
−HK$120/mo
Today · 4.125%
HK$4,641
baseline
▲ 0.50% · 4.625%
HK$4,885
+HK$244/mo
Deposit HK$217K · loan HK$868K · min. income ≈ HK$9,282/mo (50% DSR)
Upfront cash ≈ HK$217K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,205
−HK$264/mo
▼ 0.25% · 3.875%
HK$4,336
−HK$133/mo
Today · 4.125%
HK$4,469
baseline
▲ 0.50% · 4.625%
HK$4,741
+HK$272/mo
Deposit HK$163K · loan HK$922K · min. income ≈ HK$8,938/mo (50% DSR)
Upfront cash ≈ HK$163K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,678
−HK$253/mo
▼ 0.25% · 3.875%
HK$4,803
−HK$128/mo
Today · 4.125%
HK$4,931
baseline
▲ 0.50% · 4.625%
HK$5,191
+HK$260/mo
Deposit HK$163K · loan HK$922K · min. income ≈ HK$9,862/mo (50% DSR)
Upfront cash ≈ HK$163K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,452
−HK$279/mo
▼ 0.25% · 3.875%
HK$4,591
−HK$140/mo
Today · 4.125%
HK$4,731
baseline
▲ 0.50% · 4.625%
HK$5,019
+HK$288/mo
Deposit HK$108K · loan HK$976K · min. income ≈ HK$9,462/mo (50% DSR)
Upfront cash ≈ HK$109K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,953
−HK$268/mo
▼ 0.25% · 3.875%
HK$5,086
−HK$135/mo
Today · 4.125%
HK$5,221
baseline
▲ 0.50% · 4.625%
HK$5,496
+HK$275/mo
Deposit HK$108K · loan HK$976K · min. income ≈ HK$10,442/mo (50% DSR)
Upfront cash ≈ HK$109K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).