▼ 0.50% · 3.625%
HK$2,249
−HK$141/mo
▼ 0.25% · 3.875%
HK$2,319
−HK$71/mo
Today · 4.125%
HK$2,390
baseline
▲ 0.50% · 4.625%
HK$2,536
+HK$146/mo
Deposit HK$493K · loan HK$493K · min. income ≈ HK$4,780/mo (50% DSR)
Upfront cash ≈ HK$493K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,502
−HK$135/mo
▼ 0.25% · 3.875%
HK$2,569
−HK$68/mo
Today · 4.125%
HK$2,637
baseline
▲ 0.50% · 4.625%
HK$2,776
+HK$139/mo
Deposit HK$493K · loan HK$493K · min. income ≈ HK$5,274/mo (50% DSR)
Upfront cash ≈ HK$493K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,474
−HK$155/mo
▼ 0.25% · 3.875%
HK$2,551
−HK$78/mo
Today · 4.125%
HK$2,629
baseline
▲ 0.50% · 4.625%
HK$2,789
+HK$160/mo
Deposit HK$444K · loan HK$542K · min. income ≈ HK$5,258/mo (50% DSR)
Upfront cash ≈ HK$444K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,752
−HK$149/mo
▼ 0.25% · 3.875%
HK$2,826
−HK$75/mo
Today · 4.125%
HK$2,901
baseline
▲ 0.50% · 4.625%
HK$3,054
+HK$153/mo
Deposit HK$444K · loan HK$542K · min. income ≈ HK$5,802/mo (50% DSR)
Upfront cash ≈ HK$444K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,699
−HK$169/mo
▼ 0.25% · 3.875%
HK$2,783
−HK$85/mo
Today · 4.125%
HK$2,868
baseline
▲ 0.50% · 4.625%
HK$3,043
+HK$175/mo
Deposit HK$395K · loan HK$592K · min. income ≈ HK$5,736/mo (50% DSR)
Upfront cash ≈ HK$395K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,003
−HK$162/mo
▼ 0.25% · 3.875%
HK$3,083
−HK$82/mo
Today · 4.125%
HK$3,165
baseline
▲ 0.50% · 4.625%
HK$3,332
+HK$167/mo
Deposit HK$395K · loan HK$592K · min. income ≈ HK$6,330/mo (50% DSR)
Upfront cash ≈ HK$395K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,924
−HK$183/mo
▼ 0.25% · 3.875%
HK$3,015
−HK$92/mo
Today · 4.125%
HK$3,107
baseline
▲ 0.50% · 4.625%
HK$3,296
+HK$189/mo
Deposit HK$345K · loan HK$641K · min. income ≈ HK$6,214/mo (50% DSR)
Upfront cash ≈ HK$345K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,253
−HK$176/mo
▼ 0.25% · 3.875%
HK$3,340
−HK$89/mo
Today · 4.125%
HK$3,429
baseline
▲ 0.50% · 4.625%
HK$3,609
+HK$180/mo
Deposit HK$345K · loan HK$641K · min. income ≈ HK$6,858/mo (50% DSR)
Upfront cash ≈ HK$345K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,149
−HK$197/mo
▼ 0.25% · 3.875%
HK$3,247
−HK$99/mo
Today · 4.125%
HK$3,346
baseline
▲ 0.50% · 4.625%
HK$3,550
+HK$204/mo
Deposit HK$296K · loan HK$690K · min. income ≈ HK$6,692/mo (50% DSR)
Upfront cash ≈ HK$296K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,503
−HK$189/mo
▼ 0.25% · 3.875%
HK$3,597
−HK$95/mo
Today · 4.125%
HK$3,692
baseline
▲ 0.50% · 4.625%
HK$3,887
+HK$195/mo
Deposit HK$296K · loan HK$690K · min. income ≈ HK$7,384/mo (50% DSR)
Upfront cash ≈ HK$296K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,374
−HK$211/mo
▼ 0.25% · 3.875%
HK$3,479
−HK$106/mo
Today · 4.125%
HK$3,585
baseline
▲ 0.50% · 4.625%
HK$3,803
+HK$218/mo
Deposit HK$247K · loan HK$740K · min. income ≈ HK$7,170/mo (50% DSR)
Upfront cash ≈ HK$247K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,753
−HK$203/mo
▼ 0.25% · 3.875%
HK$3,854
−HK$102/mo
Today · 4.125%
HK$3,956
baseline
▲ 0.50% · 4.625%
HK$4,165
+HK$209/mo
Deposit HK$247K · loan HK$740K · min. income ≈ HK$7,912/mo (50% DSR)
Upfront cash ≈ HK$247K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,599
−HK$225/mo
▼ 0.25% · 3.875%
HK$3,711
−HK$113/mo
Today · 4.125%
HK$3,824
baseline
▲ 0.50% · 4.625%
HK$4,057
+HK$233/mo
Deposit HK$197K · loan HK$789K · min. income ≈ HK$7,648/mo (50% DSR)
Upfront cash ≈ HK$197K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,003
−HK$217/mo
▼ 0.25% · 3.875%
HK$4,111
−HK$109/mo
Today · 4.125%
HK$4,220
baseline
▲ 0.50% · 4.625%
HK$4,442
+HK$222/mo
Deposit HK$197K · loan HK$789K · min. income ≈ HK$8,440/mo (50% DSR)
Upfront cash ≈ HK$197K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,824
−HK$239/mo
▼ 0.25% · 3.875%
HK$3,942
−HK$121/mo
Today · 4.125%
HK$4,063
baseline
▲ 0.50% · 4.625%
HK$4,311
+HK$248/mo
Deposit HK$148K · loan HK$838K · min. income ≈ HK$8,126/mo (50% DSR)
Upfront cash ≈ HK$148K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,254
−HK$229/mo
▼ 0.25% · 3.875%
HK$4,368
−HK$115/mo
Today · 4.125%
HK$4,483
baseline
▲ 0.50% · 4.625%
HK$4,720
+HK$237/mo
Deposit HK$148K · loan HK$838K · min. income ≈ HK$8,966/mo (50% DSR)
Upfront cash ≈ HK$148K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,048
−HK$254/mo
▼ 0.25% · 3.875%
HK$4,174
−HK$128/mo
Today · 4.125%
HK$4,302
baseline
▲ 0.50% · 4.625%
HK$4,564
+HK$262/mo
Deposit HK$99K · loan HK$888K · min. income ≈ HK$8,604/mo (50% DSR)
Upfront cash ≈ HK$99K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,504
−HK$243/mo
▼ 0.25% · 3.875%
HK$4,625
−HK$122/mo
Today · 4.125%
HK$4,747
baseline
▲ 0.50% · 4.625%
HK$4,997
+HK$250/mo
Deposit HK$99K · loan HK$888K · min. income ≈ HK$9,494/mo (50% DSR)
Upfront cash ≈ HK$99K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).