▼ 0.50% · 3.625%
HK$2,290
−HK$144/mo
▼ 0.25% · 3.875%
HK$2,362
−HK$72/mo
Today · 4.125%
HK$2,434
baseline
▲ 0.50% · 4.625%
HK$2,582
+HK$148/mo
Deposit HK$502K · loan HK$502K · min. income ≈ HK$4,868/mo (50% DSR)
Upfront cash ≈ HK$502K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,548
−HK$138/mo
▼ 0.25% · 3.875%
HK$2,616
−HK$70/mo
Today · 4.125%
HK$2,686
baseline
▲ 0.50% · 4.625%
HK$2,827
+HK$141/mo
Deposit HK$502K · loan HK$502K · min. income ≈ HK$5,372/mo (50% DSR)
Upfront cash ≈ HK$502K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,519
−HK$158/mo
▼ 0.25% · 3.875%
HK$2,598
−HK$79/mo
Today · 4.125%
HK$2,677
baseline
▲ 0.50% · 4.625%
HK$2,840
+HK$163/mo
Deposit HK$452K · loan HK$552K · min. income ≈ HK$5,354/mo (50% DSR)
Upfront cash ≈ HK$452K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,803
−HK$151/mo
▼ 0.25% · 3.875%
HK$2,878
−HK$76/mo
Today · 4.125%
HK$2,954
baseline
▲ 0.50% · 4.625%
HK$3,110
+HK$156/mo
Deposit HK$452K · loan HK$552K · min. income ≈ HK$5,908/mo (50% DSR)
Upfront cash ≈ HK$452K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,748
−HK$173/mo
▼ 0.25% · 3.875%
HK$2,834
−HK$87/mo
Today · 4.125%
HK$2,921
baseline
▲ 0.50% · 4.625%
HK$3,098
+HK$177/mo
Deposit HK$402K · loan HK$603K · min. income ≈ HK$5,842/mo (50% DSR)
Upfront cash ≈ HK$402K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,058
−HK$165/mo
▼ 0.25% · 3.875%
HK$3,140
−HK$83/mo
Today · 4.125%
HK$3,223
baseline
▲ 0.50% · 4.625%
HK$3,393
+HK$170/mo
Deposit HK$402K · loan HK$603K · min. income ≈ HK$6,446/mo (50% DSR)
Upfront cash ≈ HK$402K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,977
−HK$187/mo
▼ 0.25% · 3.875%
HK$3,070
−HK$94/mo
Today · 4.125%
HK$3,164
baseline
▲ 0.50% · 4.625%
HK$3,357
+HK$193/mo
Deposit HK$352K · loan HK$653K · min. income ≈ HK$6,328/mo (50% DSR)
Upfront cash ≈ HK$352K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,312
−HK$179/mo
▼ 0.25% · 3.875%
HK$3,401
−HK$90/mo
Today · 4.125%
HK$3,491
baseline
▲ 0.50% · 4.625%
HK$3,675
+HK$184/mo
Deposit HK$352K · loan HK$653K · min. income ≈ HK$6,982/mo (50% DSR)
Upfront cash ≈ HK$352K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,206
−HK$202/mo
▼ 0.25% · 3.875%
HK$3,306
−HK$102/mo
Today · 4.125%
HK$3,408
baseline
▲ 0.50% · 4.625%
HK$3,615
+HK$207/mo
Deposit HK$301K · loan HK$703K · min. income ≈ HK$6,816/mo (50% DSR)
Upfront cash ≈ HK$301K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,567
−HK$193/mo
▼ 0.25% · 3.875%
HK$3,663
−HK$97/mo
Today · 4.125%
HK$3,760
baseline
▲ 0.50% · 4.625%
HK$3,958
+HK$198/mo
Deposit HK$301K · loan HK$703K · min. income ≈ HK$7,520/mo (50% DSR)
Upfront cash ≈ HK$301K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,435
−HK$216/mo
▼ 0.25% · 3.875%
HK$3,542
−HK$109/mo
Today · 4.125%
HK$3,651
baseline
▲ 0.50% · 4.625%
HK$3,873
+HK$222/mo
Deposit HK$251K · loan HK$753K · min. income ≈ HK$7,302/mo (50% DSR)
Upfront cash ≈ HK$251K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,822
−HK$206/mo
▼ 0.25% · 3.875%
HK$3,924
−HK$104/mo
Today · 4.125%
HK$4,028
baseline
▲ 0.50% · 4.625%
HK$4,241
+HK$213/mo
Deposit HK$251K · loan HK$753K · min. income ≈ HK$8,056/mo (50% DSR)
Upfront cash ≈ HK$251K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,665
−HK$229/mo
▼ 0.25% · 3.875%
HK$3,779
−HK$115/mo
Today · 4.125%
HK$3,894
baseline
▲ 0.50% · 4.625%
HK$4,131
+HK$237/mo
Deposit HK$201K · loan HK$804K · min. income ≈ HK$7,788/mo (50% DSR)
Upfront cash ≈ HK$201K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,077
−HK$220/mo
▼ 0.25% · 3.875%
HK$4,186
−HK$111/mo
Today · 4.125%
HK$4,297
baseline
▲ 0.50% · 4.625%
HK$4,524
+HK$227/mo
Deposit HK$201K · loan HK$804K · min. income ≈ HK$8,594/mo (50% DSR)
Upfront cash ≈ HK$201K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,894
−HK$244/mo
▼ 0.25% · 3.875%
HK$4,015
−HK$123/mo
Today · 4.125%
HK$4,138
baseline
▲ 0.50% · 4.625%
HK$4,389
+HK$251/mo
Deposit HK$151K · loan HK$854K · min. income ≈ HK$8,276/mo (50% DSR)
Upfront cash ≈ HK$151K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,332
−HK$234/mo
▼ 0.25% · 3.875%
HK$4,448
−HK$118/mo
Today · 4.125%
HK$4,566
baseline
▲ 0.50% · 4.625%
HK$4,806
+HK$240/mo
Deposit HK$151K · loan HK$854K · min. income ≈ HK$9,132/mo (50% DSR)
Upfront cash ≈ HK$151K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,123
−HK$258/mo
▼ 0.25% · 3.875%
HK$4,251
−HK$130/mo
Today · 4.125%
HK$4,381
baseline
▲ 0.50% · 4.625%
HK$4,648
+HK$267/mo
Deposit HK$100K · loan HK$904K · min. income ≈ HK$8,762/mo (50% DSR)
Upfront cash ≈ HK$101K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,586
−HK$248/mo
▼ 0.25% · 3.875%
HK$4,709
−HK$125/mo
Today · 4.125%
HK$4,834
baseline
▲ 0.50% · 4.625%
HK$5,089
+HK$255/mo
Deposit HK$100K · loan HK$904K · min. income ≈ HK$9,668/mo (50% DSR)
Upfront cash ≈ HK$101K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).