▼ 0.50% · 3.625%
HK$5,018
−HK$314/mo
▼ 0.25% · 3.875%
HK$5,174
−HK$158/mo
Today · 4.125%
HK$5,332
baseline
▲ 0.50% · 4.625%
HK$5,657
+HK$325/mo
Deposit HK$1.10M · loan HK$1.10M · min. income ≈ HK$10,664/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,582
−HK$302/mo
▼ 0.25% · 3.875%
HK$5,732
−HK$152/mo
Today · 4.125%
HK$5,884
baseline
▲ 0.50% · 4.625%
HK$6,194
+HK$310/mo
Deposit HK$1.10M · loan HK$1.10M · min. income ≈ HK$11,768/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,520
−HK$346/mo
▼ 0.25% · 3.875%
HK$5,691
−HK$175/mo
Today · 4.125%
HK$5,866
baseline
▲ 0.50% · 4.625%
HK$6,223
+HK$357/mo
Deposit HK$990K · loan HK$1.21M · min. income ≈ HK$11,732/mo (50% DSR)
Upfront cash ≈ HK$990K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,140
−HK$332/mo
▼ 0.25% · 3.875%
HK$6,305
−HK$167/mo
Today · 4.125%
HK$6,472
baseline
▲ 0.50% · 4.625%
HK$6,813
+HK$341/mo
Deposit HK$990K · loan HK$1.21M · min. income ≈ HK$12,944/mo (50% DSR)
Upfront cash ≈ HK$990K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,021
−HK$378/mo
▼ 0.25% · 3.875%
HK$6,209
−HK$190/mo
Today · 4.125%
HK$6,399
baseline
▲ 0.50% · 4.625%
HK$6,788
+HK$389/mo
Deposit HK$880K · loan HK$1.32M · min. income ≈ HK$12,798/mo (50% DSR)
Upfront cash ≈ HK$880K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,699
−HK$362/mo
▼ 0.25% · 3.875%
HK$6,878
−HK$183/mo
Today · 4.125%
HK$7,061
baseline
▲ 0.50% · 4.625%
HK$7,433
+HK$372/mo
Deposit HK$880K · loan HK$1.32M · min. income ≈ HK$14,122/mo (50% DSR)
Upfront cash ≈ HK$880K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,523
−HK$409/mo
▼ 0.25% · 3.875%
HK$6,726
−HK$206/mo
Today · 4.125%
HK$6,932
baseline
▲ 0.50% · 4.625%
HK$7,354
+HK$422/mo
Deposit HK$770K · loan HK$1.43M · min. income ≈ HK$13,864/mo (50% DSR)
Upfront cash ≈ HK$770K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,257
−HK$392/mo
▼ 0.25% · 3.875%
HK$7,451
−HK$198/mo
Today · 4.125%
HK$7,649
baseline
▲ 0.50% · 4.625%
HK$8,052
+HK$403/mo
Deposit HK$770K · loan HK$1.43M · min. income ≈ HK$15,298/mo (50% DSR)
Upfront cash ≈ HK$770K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,025
−HK$440/mo
▼ 0.25% · 3.875%
HK$7,243
−HK$222/mo
Today · 4.125%
HK$7,465
baseline
▲ 0.50% · 4.625%
HK$7,920
+HK$455/mo
Deposit HK$660K · loan HK$1.54M · min. income ≈ HK$14,930/mo (50% DSR)
Upfront cash ≈ HK$660K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,815
−HK$422/mo
▼ 0.25% · 3.875%
HK$8,025
−HK$212/mo
Today · 4.125%
HK$8,237
baseline
▲ 0.50% · 4.625%
HK$8,672
+HK$435/mo
Deposit HK$660K · loan HK$1.54M · min. income ≈ HK$16,474/mo (50% DSR)
Upfront cash ≈ HK$660K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,527
−HK$472/mo
▼ 0.25% · 3.875%
HK$7,761
−HK$238/mo
Today · 4.125%
HK$7,999
baseline
▲ 0.50% · 4.625%
HK$8,485
+HK$486/mo
Deposit HK$550K · loan HK$1.65M · min. income ≈ HK$15,998/mo (50% DSR)
Upfront cash ≈ HK$550K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,373
−HK$453/mo
▼ 0.25% · 3.875%
HK$8,598
−HK$228/mo
Today · 4.125%
HK$8,826
baseline
▲ 0.50% · 4.625%
HK$9,291
+HK$465/mo
Deposit HK$550K · loan HK$1.65M · min. income ≈ HK$17,652/mo (50% DSR)
Upfront cash ≈ HK$550K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,028
−HK$504/mo
▼ 0.25% · 3.875%
HK$8,278
−HK$254/mo
Today · 4.125%
HK$8,532
baseline
▲ 0.50% · 4.625%
HK$9,051
+HK$519/mo
Deposit HK$440K · loan HK$1.76M · min. income ≈ HK$17,064/mo (50% DSR)
Upfront cash ≈ HK$440K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,932
−HK$482/mo
▼ 0.25% · 3.875%
HK$9,171
−HK$243/mo
Today · 4.125%
HK$9,414
baseline
▲ 0.50% · 4.625%
HK$9,910
+HK$496/mo
Deposit HK$440K · loan HK$1.76M · min. income ≈ HK$18,828/mo (50% DSR)
Upfront cash ≈ HK$440K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,530
−HK$535/mo
▼ 0.25% · 3.875%
HK$8,796
−HK$269/mo
Today · 4.125%
HK$9,065
baseline
▲ 0.50% · 4.625%
HK$9,617
+HK$552/mo
Deposit HK$330K · loan HK$1.87M · min. income ≈ HK$18,130/mo (50% DSR)
Upfront cash ≈ HK$330K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,490
−HK$512/mo
▼ 0.25% · 3.875%
HK$9,744
−HK$258/mo
Today · 4.125%
HK$10,002
baseline
▲ 0.50% · 4.625%
HK$10,530
+HK$528/mo
Deposit HK$330K · loan HK$1.87M · min. income ≈ HK$20,004/mo (50% DSR)
Upfront cash ≈ HK$330K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,032
−HK$566/mo
▼ 0.25% · 3.875%
HK$9,313
−HK$285/mo
Today · 4.125%
HK$9,598
baseline
▲ 0.50% · 4.625%
HK$10,182
+HK$584/mo
Deposit HK$220K · loan HK$1.98M · min. income ≈ HK$19,196/mo (50% DSR)
Upfront cash ≈ HK$220K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,048
−HK$543/mo
▼ 0.25% · 3.875%
HK$10,317
−HK$274/mo
Today · 4.125%
HK$10,591
baseline
▲ 0.50% · 4.625%
HK$11,149
+HK$558/mo
Deposit HK$220K · loan HK$1.98M · min. income ≈ HK$21,182/mo (50% DSR)
Upfront cash ≈ HK$220K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).