▼ 0.50% · 3.625%
HK$20,718
−HK$1,299/mo
▼ 0.25% · 3.875%
HK$21,363
−HK$654/mo
Today · 4.125%
HK$22,017
baseline
▲ 0.50% · 4.625%
HK$23,357
+HK$1,340/mo
Deposit HK$4.54M · loan HK$4.54M · min. income ≈ HK$44,034/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$278,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,049
−HK$1,245/mo
▼ 0.25% · 3.875%
HK$23,667
−HK$627/mo
Today · 4.125%
HK$24,294
baseline
▲ 0.50% · 4.625%
HK$25,574
+HK$1,280/mo
Deposit HK$4.54M · loan HK$4.54M · min. income ≈ HK$48,588/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$278,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,790
−HK$1,429/mo
▼ 0.25% · 3.875%
HK$23,499
−HK$720/mo
Today · 4.125%
HK$24,219
baseline
▲ 0.50% · 4.625%
HK$25,693
+HK$1,474/mo
Deposit HK$4.09M · loan HK$5.00M · min. income ≈ HK$48,438/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$278,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,354
−HK$1,369/mo
▼ 0.25% · 3.875%
HK$26,033
−HK$690/mo
Today · 4.125%
HK$26,723
baseline
▲ 0.50% · 4.625%
HK$28,132
+HK$1,409/mo
Deposit HK$4.09M · loan HK$5.00M · min. income ≈ HK$53,446/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$278,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,862
−HK$1,559/mo
▼ 0.25% · 3.875%
HK$25,635
−HK$786/mo
Today · 4.125%
HK$26,421
baseline
▲ 0.50% · 4.625%
HK$28,028
+HK$1,607/mo
Deposit HK$3.63M · loan HK$5.45M · min. income ≈ HK$52,842/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$278,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,658
−HK$1,495/mo
▼ 0.25% · 3.875%
HK$28,400
−HK$753/mo
Today · 4.125%
HK$29,153
baseline
▲ 0.50% · 4.625%
HK$30,689
+HK$1,536/mo
Deposit HK$3.63M · loan HK$5.45M · min. income ≈ HK$58,306/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$278,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,934
−HK$1,688/mo
▼ 0.25% · 3.875%
HK$27,771
−HK$851/mo
Today · 4.125%
HK$28,622
baseline
▲ 0.50% · 4.625%
HK$30,364
+HK$1,742/mo
Deposit HK$3.18M · loan HK$5.91M · min. income ≈ HK$57,244/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$278,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,963
−HK$1,619/mo
▼ 0.25% · 3.875%
HK$30,767
−HK$815/mo
Today · 4.125%
HK$31,582
baseline
▲ 0.50% · 4.625%
HK$33,247
+HK$1,665/mo
Deposit HK$3.18M · loan HK$5.91M · min. income ≈ HK$63,164/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$278,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,005
−HK$1,819/mo
▼ 0.25% · 3.875%
HK$29,908
−HK$916/mo
Today · 4.125%
HK$30,824
baseline
▲ 0.50% · 4.625%
HK$32,700
+HK$1,876/mo
Deposit HK$2.73M · loan HK$6.36M · min. income ≈ HK$61,648/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$278,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,268
−HK$1,743/mo
▼ 0.25% · 3.875%
HK$33,134
−HK$877/mo
Today · 4.125%
HK$34,011
baseline
▲ 0.50% · 4.625%
HK$35,804
+HK$1,793/mo
Deposit HK$2.73M · loan HK$6.36M · min. income ≈ HK$68,022/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$278,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,077
−HK$1,949/mo
▼ 0.25% · 3.875%
HK$32,044
−HK$982/mo
Today · 4.125%
HK$33,026
baseline
▲ 0.50% · 4.625%
HK$35,035
+HK$2,009/mo
Deposit HK$2.27M · loan HK$6.81M · min. income ≈ HK$66,052/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$278,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,573
−HK$1,868/mo
▼ 0.25% · 3.875%
HK$35,500
−HK$941/mo
Today · 4.125%
HK$36,441
baseline
▲ 0.50% · 4.625%
HK$38,362
+HK$1,921/mo
Deposit HK$2.27M · loan HK$6.81M · min. income ≈ HK$72,882/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$278,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,149
−HK$2,079/mo
▼ 0.25% · 3.875%
HK$34,180
−HK$1,048/mo
Today · 4.125%
HK$35,228
baseline
▲ 0.50% · 4.625%
HK$37,371
+HK$2,143/mo
Deposit HK$1.82M · loan HK$7.27M · min. income ≈ HK$70,456/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$278,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,878
−HK$1,992/mo
▼ 0.25% · 3.875%
HK$37,867
−HK$1,003/mo
Today · 4.125%
HK$38,870
baseline
▲ 0.50% · 4.625%
HK$40,919
+HK$2,049/mo
Deposit HK$1.82M · loan HK$7.27M · min. income ≈ HK$77,740/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$278,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,221
−HK$2,208/mo
▼ 0.25% · 3.875%
HK$36,316
−HK$1,113/mo
Today · 4.125%
HK$37,429
baseline
▲ 0.50% · 4.625%
HK$39,707
+HK$2,278/mo
Deposit HK$1.36M · loan HK$7.72M · min. income ≈ HK$74,858/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$278,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,183
−HK$2,117/mo
▼ 0.25% · 3.875%
HK$40,234
−HK$1,066/mo
Today · 4.125%
HK$41,300
baseline
▲ 0.50% · 4.625%
HK$43,477
+HK$2,177/mo
Deposit HK$1.36M · loan HK$7.72M · min. income ≈ HK$82,600/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$278,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,293
−HK$2,338/mo
▼ 0.25% · 3.875%
HK$38,453
−HK$1,178/mo
Today · 4.125%
HK$39,631
baseline
▲ 0.50% · 4.625%
HK$42,043
+HK$2,412/mo
Deposit HK$909K · loan HK$8.18M · min. income ≈ HK$79,262/mo (50% DSR)
Upfront cash ≈ HK$1.19M (deposit + AVD stamp duty HK$278,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,488
−HK$2,241/mo
▼ 0.25% · 3.875%
HK$42,600
−HK$1,129/mo
Today · 4.125%
HK$43,729
baseline
▲ 0.50% · 4.625%
HK$46,034
+HK$2,305/mo
Deposit HK$909K · loan HK$8.18M · min. income ≈ HK$87,458/mo (50% DSR)
Upfront cash ≈ HK$1.19M (deposit + AVD stamp duty HK$278,586 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).