▼ 0.50% · 3.625%
HK$20,482
−HK$1,285/mo
▼ 0.25% · 3.875%
HK$21,119
−HK$648/mo
Today · 4.125%
HK$21,767
baseline
▲ 0.50% · 4.625%
HK$23,091
+HK$1,324/mo
Deposit HK$4.49M · loan HK$4.49M · min. income ≈ HK$43,534/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$269,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,786
−HK$1,232/mo
▼ 0.25% · 3.875%
HK$23,398
−HK$620/mo
Today · 4.125%
HK$24,018
baseline
▲ 0.50% · 4.625%
HK$25,283
+HK$1,265/mo
Deposit HK$4.49M · loan HK$4.49M · min. income ≈ HK$48,036/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$269,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,531
−HK$1,412/mo
▼ 0.25% · 3.875%
HK$23,231
−HK$712/mo
Today · 4.125%
HK$23,943
baseline
▲ 0.50% · 4.625%
HK$25,400
+HK$1,457/mo
Deposit HK$4.04M · loan HK$4.94M · min. income ≈ HK$47,886/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$269,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,065
−HK$1,354/mo
▼ 0.25% · 3.875%
HK$25,737
−HK$682/mo
Today · 4.125%
HK$26,419
baseline
▲ 0.50% · 4.625%
HK$27,812
+HK$1,393/mo
Deposit HK$4.04M · loan HK$4.94M · min. income ≈ HK$52,838/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$269,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,579
−HK$1,541/mo
▼ 0.25% · 3.875%
HK$25,343
−HK$777/mo
Today · 4.125%
HK$26,120
baseline
▲ 0.50% · 4.625%
HK$27,709
+HK$1,589/mo
Deposit HK$3.59M · loan HK$5.39M · min. income ≈ HK$52,240/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$269,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,344
−HK$1,477/mo
▼ 0.25% · 3.875%
HK$28,077
−HK$744/mo
Today · 4.125%
HK$28,821
baseline
▲ 0.50% · 4.625%
HK$30,340
+HK$1,519/mo
Deposit HK$3.59M · loan HK$5.39M · min. income ≈ HK$57,642/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$269,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,627
−HK$1,670/mo
▼ 0.25% · 3.875%
HK$27,455
−HK$842/mo
Today · 4.125%
HK$28,297
baseline
▲ 0.50% · 4.625%
HK$30,019
+HK$1,722/mo
Deposit HK$3.14M · loan HK$5.84M · min. income ≈ HK$56,594/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$269,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,622
−HK$1,601/mo
▼ 0.25% · 3.875%
HK$30,417
−HK$806/mo
Today · 4.125%
HK$31,223
baseline
▲ 0.50% · 4.625%
HK$32,869
+HK$1,646/mo
Deposit HK$3.14M · loan HK$5.84M · min. income ≈ HK$62,446/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$269,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,675
−HK$1,799/mo
▼ 0.25% · 3.875%
HK$29,567
−HK$907/mo
Today · 4.125%
HK$30,474
baseline
▲ 0.50% · 4.625%
HK$32,328
+HK$1,854/mo
Deposit HK$2.69M · loan HK$6.29M · min. income ≈ HK$60,948/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$269,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,901
−HK$1,724/mo
▼ 0.25% · 3.875%
HK$32,757
−HK$868/mo
Today · 4.125%
HK$33,625
baseline
▲ 0.50% · 4.625%
HK$35,397
+HK$1,772/mo
Deposit HK$2.69M · loan HK$6.29M · min. income ≈ HK$67,250/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$269,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,724
−HK$1,926/mo
▼ 0.25% · 3.875%
HK$31,679
−HK$971/mo
Today · 4.125%
HK$32,650
baseline
▲ 0.50% · 4.625%
HK$34,637
+HK$1,987/mo
Deposit HK$2.25M · loan HK$6.74M · min. income ≈ HK$65,300/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$269,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,180
−HK$1,846/mo
▼ 0.25% · 3.875%
HK$35,096
−HK$930/mo
Today · 4.125%
HK$36,026
baseline
▲ 0.50% · 4.625%
HK$37,925
+HK$1,899/mo
Deposit HK$2.25M · loan HK$6.74M · min. income ≈ HK$72,052/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$269,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,772
−HK$2,055/mo
▼ 0.25% · 3.875%
HK$33,791
−HK$1,036/mo
Today · 4.125%
HK$34,827
baseline
▲ 0.50% · 4.625%
HK$36,946
+HK$2,119/mo
Deposit HK$1.80M · loan HK$7.19M · min. income ≈ HK$69,654/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$269,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,458
−HK$1,970/mo
▼ 0.25% · 3.875%
HK$37,436
−HK$992/mo
Today · 4.125%
HK$38,428
baseline
▲ 0.50% · 4.625%
HK$40,454
+HK$2,026/mo
Deposit HK$1.80M · loan HK$7.19M · min. income ≈ HK$76,856/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$269,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,820
−HK$2,184/mo
▼ 0.25% · 3.875%
HK$35,903
−HK$1,101/mo
Today · 4.125%
HK$37,004
baseline
▲ 0.50% · 4.625%
HK$39,255
+HK$2,251/mo
Deposit HK$1.35M · loan HK$7.64M · min. income ≈ HK$74,008/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$269,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,737
−HK$2,093/mo
▼ 0.25% · 3.875%
HK$39,776
−HK$1,054/mo
Today · 4.125%
HK$40,830
baseline
▲ 0.50% · 4.625%
HK$42,982
+HK$2,152/mo
Deposit HK$1.35M · loan HK$7.64M · min. income ≈ HK$81,660/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$269,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,868
−HK$2,312/mo
▼ 0.25% · 3.875%
HK$38,015
−HK$1,165/mo
Today · 4.125%
HK$39,180
baseline
▲ 0.50% · 4.625%
HK$41,564
+HK$2,384/mo
Deposit HK$898K · loan HK$8.08M · min. income ≈ HK$78,360/mo (50% DSR)
Upfront cash ≈ HK$1.17M (deposit + AVD stamp duty HK$269,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,016
−HK$2,216/mo
▼ 0.25% · 3.875%
HK$42,116
−HK$1,116/mo
Today · 4.125%
HK$43,232
baseline
▲ 0.50% · 4.625%
HK$45,510
+HK$2,278/mo
Deposit HK$898K · loan HK$8.08M · min. income ≈ HK$86,464/mo (50% DSR)
Upfront cash ≈ HK$1.17M (deposit + AVD stamp duty HK$269,475 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).