▼ 0.50% · 3.625%
HK$21,965
−HK$1,378/mo
▼ 0.25% · 3.875%
HK$22,649
−HK$694/mo
Today · 4.125%
HK$23,343
baseline
▲ 0.50% · 4.625%
HK$24,763
+HK$1,420/mo
Deposit HK$4.82M · loan HK$4.82M · min. income ≈ HK$46,686/mo (50% DSR)
Upfront cash ≈ HK$5.15M (deposit + AVD stamp duty HK$333,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,436
−HK$1,321/mo
▼ 0.25% · 3.875%
HK$25,092
−HK$665/mo
Today · 4.125%
HK$25,757
baseline
▲ 0.50% · 4.625%
HK$27,114
+HK$1,357/mo
Deposit HK$4.82M · loan HK$4.82M · min. income ≈ HK$51,514/mo (50% DSR)
Upfront cash ≈ HK$5.15M (deposit + AVD stamp duty HK$333,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,162
−HK$1,515/mo
▼ 0.25% · 3.875%
HK$24,914
−HK$763/mo
Today · 4.125%
HK$25,677
baseline
▲ 0.50% · 4.625%
HK$27,240
+HK$1,563/mo
Deposit HK$4.33M · loan HK$5.30M · min. income ≈ HK$51,354/mo (50% DSR)
Upfront cash ≈ HK$4.67M (deposit + AVD stamp duty HK$333,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,880
−HK$1,452/mo
▼ 0.25% · 3.875%
HK$27,601
−HK$731/mo
Today · 4.125%
HK$28,332
baseline
▲ 0.50% · 4.625%
HK$29,826
+HK$1,494/mo
Deposit HK$4.33M · loan HK$5.30M · min. income ≈ HK$56,664/mo (50% DSR)
Upfront cash ≈ HK$4.67M (deposit + AVD stamp duty HK$333,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,359
−HK$1,652/mo
▼ 0.25% · 3.875%
HK$27,178
−HK$833/mo
Today · 4.125%
HK$28,011
baseline
▲ 0.50% · 4.625%
HK$29,716
+HK$1,705/mo
Deposit HK$3.85M · loan HK$5.78M · min. income ≈ HK$56,022/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$333,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,324
−HK$1,584/mo
▼ 0.25% · 3.875%
HK$30,110
−HK$798/mo
Today · 4.125%
HK$30,908
baseline
▲ 0.50% · 4.625%
HK$32,537
+HK$1,629/mo
Deposit HK$3.85M · loan HK$5.78M · min. income ≈ HK$61,816/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$333,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,555
−HK$1,791/mo
▼ 0.25% · 3.875%
HK$29,443
−HK$903/mo
Today · 4.125%
HK$30,346
baseline
▲ 0.50% · 4.625%
HK$32,192
+HK$1,846/mo
Deposit HK$3.37M · loan HK$6.26M · min. income ≈ HK$60,692/mo (50% DSR)
Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$333,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,767
−HK$1,717/mo
▼ 0.25% · 3.875%
HK$32,619
−HK$865/mo
Today · 4.125%
HK$33,484
baseline
▲ 0.50% · 4.625%
HK$35,249
+HK$1,765/mo
Deposit HK$3.37M · loan HK$6.26M · min. income ≈ HK$66,968/mo (50% DSR)
Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$333,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,752
−HK$1,928/mo
▼ 0.25% · 3.875%
HK$31,708
−HK$972/mo
Today · 4.125%
HK$32,680
baseline
▲ 0.50% · 4.625%
HK$34,669
+HK$1,989/mo
Deposit HK$2.89M · loan HK$6.74M · min. income ≈ HK$65,360/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$333,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,211
−HK$1,848/mo
▼ 0.25% · 3.875%
HK$35,128
−HK$931/mo
Today · 4.125%
HK$36,059
baseline
▲ 0.50% · 4.625%
HK$37,960
+HK$1,901/mo
Deposit HK$2.89M · loan HK$6.74M · min. income ≈ HK$72,118/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$333,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,948
−HK$2,066/mo
▼ 0.25% · 3.875%
HK$33,973
−HK$1,041/mo
Today · 4.125%
HK$35,014
baseline
▲ 0.50% · 4.625%
HK$37,145
+HK$2,131/mo
Deposit HK$2.41M · loan HK$7.22M · min. income ≈ HK$70,028/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$333,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,655
−HK$1,980/mo
▼ 0.25% · 3.875%
HK$37,638
−HK$997/mo
Today · 4.125%
HK$38,635
baseline
▲ 0.50% · 4.625%
HK$40,671
+HK$2,036/mo
Deposit HK$2.41M · loan HK$7.22M · min. income ≈ HK$77,270/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$333,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,145
−HK$2,204/mo
▼ 0.25% · 3.875%
HK$36,238
−HK$1,111/mo
Today · 4.125%
HK$37,349
baseline
▲ 0.50% · 4.625%
HK$39,621
+HK$2,272/mo
Deposit HK$1.93M · loan HK$7.71M · min. income ≈ HK$74,698/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$333,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,098
−HK$2,113/mo
▼ 0.25% · 3.875%
HK$40,147
−HK$1,064/mo
Today · 4.125%
HK$41,211
baseline
▲ 0.50% · 4.625%
HK$43,383
+HK$2,172/mo
Deposit HK$1.93M · loan HK$7.71M · min. income ≈ HK$82,422/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$333,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,341
−HK$2,342/mo
▼ 0.25% · 3.875%
HK$38,503
−HK$1,180/mo
Today · 4.125%
HK$39,683
baseline
▲ 0.50% · 4.625%
HK$42,098
+HK$2,415/mo
Deposit HK$1.44M · loan HK$8.19M · min. income ≈ HK$79,366/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$333,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,542
−HK$2,244/mo
▼ 0.25% · 3.875%
HK$42,656
−HK$1,130/mo
Today · 4.125%
HK$43,786
baseline
▲ 0.50% · 4.625%
HK$46,094
+HK$2,308/mo
Deposit HK$1.44M · loan HK$8.19M · min. income ≈ HK$87,572/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$333,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,538
−HK$2,479/mo
▼ 0.25% · 3.875%
HK$40,768
−HK$1,249/mo
Today · 4.125%
HK$42,017
baseline
▲ 0.50% · 4.625%
HK$44,574
+HK$2,557/mo
Deposit HK$963K · loan HK$8.67M · min. income ≈ HK$84,034/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$333,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,985
−HK$2,377/mo
▼ 0.25% · 3.875%
HK$45,165
−HK$1,197/mo
Today · 4.125%
HK$46,362
baseline
▲ 0.50% · 4.625%
HK$48,806
+HK$2,444/mo
Deposit HK$963K · loan HK$8.67M · min. income ≈ HK$92,724/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$333,290 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).