▼ 0.50% · 3.625%
HK$19,618
−HK$1,231/mo
▼ 0.25% · 3.875%
HK$20,229
−HK$620/mo
Today · 4.125%
HK$20,849
baseline
▲ 0.50% · 4.625%
HK$22,117
+HK$1,268/mo
Deposit HK$4.30M · loan HK$4.30M · min. income ≈ HK$41,698/mo (50% DSR)
Upfront cash ≈ HK$4.56M (deposit + AVD stamp duty HK$258,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,825
−HK$1,179/mo
▼ 0.25% · 3.875%
HK$22,411
−HK$593/mo
Today · 4.125%
HK$23,004
baseline
▲ 0.50% · 4.625%
HK$24,217
+HK$1,213/mo
Deposit HK$4.30M · loan HK$4.30M · min. income ≈ HK$46,008/mo (50% DSR)
Upfront cash ≈ HK$4.56M (deposit + AVD stamp duty HK$258,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,580
−HK$1,353/mo
▼ 0.25% · 3.875%
HK$22,251
−HK$682/mo
Today · 4.125%
HK$22,933
baseline
▲ 0.50% · 4.625%
HK$24,329
+HK$1,396/mo
Deposit HK$3.87M · loan HK$4.73M · min. income ≈ HK$45,866/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$258,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,008
−HK$1,297/mo
▼ 0.25% · 3.875%
HK$24,652
−HK$653/mo
Today · 4.125%
HK$25,305
baseline
▲ 0.50% · 4.625%
HK$26,639
+HK$1,334/mo
Deposit HK$3.87M · loan HK$4.73M · min. income ≈ HK$50,610/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$258,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,542
−HK$1,476/mo
▼ 0.25% · 3.875%
HK$24,274
−HK$744/mo
Today · 4.125%
HK$25,018
baseline
▲ 0.50% · 4.625%
HK$26,541
+HK$1,523/mo
Deposit HK$3.44M · loan HK$5.16M · min. income ≈ HK$50,036/mo (50% DSR)
Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$258,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,190
−HK$1,415/mo
▼ 0.25% · 3.875%
HK$26,893
−HK$712/mo
Today · 4.125%
HK$27,605
baseline
▲ 0.50% · 4.625%
HK$29,060
+HK$1,455/mo
Deposit HK$3.44M · loan HK$5.16M · min. income ≈ HK$55,210/mo (50% DSR)
Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$258,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,504
−HK$1,599/mo
▼ 0.25% · 3.875%
HK$26,297
−HK$806/mo
Today · 4.125%
HK$27,103
baseline
▲ 0.50% · 4.625%
HK$28,752
+HK$1,649/mo
Deposit HK$3.01M · loan HK$5.59M · min. income ≈ HK$54,206/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$258,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,373
−HK$1,533/mo
▼ 0.25% · 3.875%
HK$29,134
−HK$772/mo
Today · 4.125%
HK$29,906
baseline
▲ 0.50% · 4.625%
HK$31,482
+HK$1,576/mo
Deposit HK$3.01M · loan HK$5.59M · min. income ≈ HK$59,812/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$258,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,466
−HK$1,722/mo
▼ 0.25% · 3.875%
HK$28,320
−HK$868/mo
Today · 4.125%
HK$29,188
baseline
▲ 0.50% · 4.625%
HK$30,964
+HK$1,776/mo
Deposit HK$2.58M · loan HK$6.02M · min. income ≈ HK$58,376/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$258,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,555
−HK$1,651/mo
▼ 0.25% · 3.875%
HK$31,375
−HK$831/mo
Today · 4.125%
HK$32,206
baseline
▲ 0.50% · 4.625%
HK$33,904
+HK$1,698/mo
Deposit HK$2.58M · loan HK$6.02M · min. income ≈ HK$64,412/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$258,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,427
−HK$1,846/mo
▼ 0.25% · 3.875%
HK$30,343
−HK$930/mo
Today · 4.125%
HK$31,273
baseline
▲ 0.50% · 4.625%
HK$33,176
+HK$1,903/mo
Deposit HK$2.15M · loan HK$6.45M · min. income ≈ HK$62,546/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$258,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,738
−HK$1,768/mo
▼ 0.25% · 3.875%
HK$33,616
−HK$890/mo
Today · 4.125%
HK$34,506
baseline
▲ 0.50% · 4.625%
HK$36,325
+HK$1,819/mo
Deposit HK$2.15M · loan HK$6.45M · min. income ≈ HK$69,012/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$258,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,389
−HK$1,969/mo
▼ 0.25% · 3.875%
HK$32,366
−HK$992/mo
Today · 4.125%
HK$33,358
baseline
▲ 0.50% · 4.625%
HK$35,387
+HK$2,029/mo
Deposit HK$1.72M · loan HK$6.88M · min. income ≈ HK$66,716/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$258,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,920
−HK$1,887/mo
▼ 0.25% · 3.875%
HK$35,857
−HK$950/mo
Today · 4.125%
HK$36,807
baseline
▲ 0.50% · 4.625%
HK$38,747
+HK$1,940/mo
Deposit HK$1.72M · loan HK$6.88M · min. income ≈ HK$73,614/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$258,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,351
−HK$2,092/mo
▼ 0.25% · 3.875%
HK$34,389
−HK$1,054/mo
Today · 4.125%
HK$35,443
baseline
▲ 0.50% · 4.625%
HK$37,599
+HK$2,156/mo
Deposit HK$1.29M · loan HK$7.31M · min. income ≈ HK$70,886/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$258,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,103
−HK$2,004/mo
▼ 0.25% · 3.875%
HK$38,098
−HK$1,009/mo
Today · 4.125%
HK$39,107
baseline
▲ 0.50% · 4.625%
HK$41,169
+HK$2,062/mo
Deposit HK$1.29M · loan HK$7.31M · min. income ≈ HK$78,214/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$258,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,313
−HK$2,214/mo
▼ 0.25% · 3.875%
HK$36,411
−HK$1,116/mo
Today · 4.125%
HK$37,527
baseline
▲ 0.50% · 4.625%
HK$39,811
+HK$2,284/mo
Deposit HK$860K · loan HK$7.74M · min. income ≈ HK$75,054/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$258,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,285
−HK$2,123/mo
▼ 0.25% · 3.875%
HK$40,339
−HK$1,069/mo
Today · 4.125%
HK$41,408
baseline
▲ 0.50% · 4.625%
HK$43,590
+HK$2,182/mo
Deposit HK$860K · loan HK$7.74M · min. income ≈ HK$82,816/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$258,107 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).