▼ 0.50% · 3.625%
HK$20,845
−HK$1,308/mo
▼ 0.25% · 3.875%
HK$21,494
−HK$659/mo
Today · 4.125%
HK$22,153
baseline
▲ 0.50% · 4.625%
HK$23,500
+HK$1,347/mo
Deposit HK$4.57M · loan HK$4.57M · min. income ≈ HK$44,306/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$284,166 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,190
−HK$1,253/mo
▼ 0.25% · 3.875%
HK$23,812
−HK$631/mo
Today · 4.125%
HK$24,443
baseline
▲ 0.50% · 4.625%
HK$25,732
+HK$1,289/mo
Deposit HK$4.57M · loan HK$4.57M · min. income ≈ HK$48,886/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$284,166 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,930
−HK$1,438/mo
▼ 0.25% · 3.875%
HK$23,643
−HK$725/mo
Today · 4.125%
HK$24,368
baseline
▲ 0.50% · 4.625%
HK$25,850
+HK$1,482/mo
Deposit HK$4.11M · loan HK$5.03M · min. income ≈ HK$48,736/mo (50% DSR)
Upfront cash ≈ HK$4.40M (deposit + AVD stamp duty HK$284,166 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,509
−HK$1,378/mo
▼ 0.25% · 3.875%
HK$26,193
−HK$694/mo
Today · 4.125%
HK$26,887
baseline
▲ 0.50% · 4.625%
HK$28,305
+HK$1,418/mo
Deposit HK$4.11M · loan HK$5.03M · min. income ≈ HK$53,774/mo (50% DSR)
Upfront cash ≈ HK$4.40M (deposit + AVD stamp duty HK$284,166 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,014
−HK$1,569/mo
▼ 0.25% · 3.875%
HK$25,792
−HK$791/mo
Today · 4.125%
HK$26,583
baseline
▲ 0.50% · 4.625%
HK$28,201
+HK$1,618/mo
Deposit HK$3.66M · loan HK$5.48M · min. income ≈ HK$53,166/mo (50% DSR)
Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$284,166 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,828
−HK$1,504/mo
▼ 0.25% · 3.875%
HK$28,575
−HK$757/mo
Today · 4.125%
HK$29,332
baseline
▲ 0.50% · 4.625%
HK$30,878
+HK$1,546/mo
Deposit HK$3.66M · loan HK$5.48M · min. income ≈ HK$58,664/mo (50% DSR)
Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$284,166 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,099
−HK$1,699/mo
▼ 0.25% · 3.875%
HK$27,942
−HK$856/mo
Today · 4.125%
HK$28,798
baseline
▲ 0.50% · 4.625%
HK$30,551
+HK$1,753/mo
Deposit HK$3.20M · loan HK$5.94M · min. income ≈ HK$57,596/mo (50% DSR)
Upfront cash ≈ HK$3.48M (deposit + AVD stamp duty HK$284,166 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,147
−HK$1,629/mo
▼ 0.25% · 3.875%
HK$30,956
−HK$820/mo
Today · 4.125%
HK$31,776
baseline
▲ 0.50% · 4.625%
HK$33,451
+HK$1,675/mo
Deposit HK$3.20M · loan HK$5.94M · min. income ≈ HK$63,552/mo (50% DSR)
Upfront cash ≈ HK$3.48M (deposit + AVD stamp duty HK$284,166 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,183
−HK$1,831/mo
▼ 0.25% · 3.875%
HK$30,091
−HK$923/mo
Today · 4.125%
HK$31,014
baseline
▲ 0.50% · 4.625%
HK$32,901
+HK$1,887/mo
Deposit HK$2.74M · loan HK$6.40M · min. income ≈ HK$62,028/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$284,166 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,466
−HK$1,754/mo
▼ 0.25% · 3.875%
HK$33,337
−HK$883/mo
Today · 4.125%
HK$34,220
baseline
▲ 0.50% · 4.625%
HK$36,024
+HK$1,804/mo
Deposit HK$2.74M · loan HK$6.40M · min. income ≈ HK$68,440/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$284,166 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,268
−HK$1,961/mo
▼ 0.25% · 3.875%
HK$32,241
−HK$988/mo
Today · 4.125%
HK$33,229
baseline
▲ 0.50% · 4.625%
HK$35,251
+HK$2,022/mo
Deposit HK$2.29M · loan HK$6.86M · min. income ≈ HK$66,458/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$284,166 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,785
−HK$1,880/mo
▼ 0.25% · 3.875%
HK$35,718
−HK$947/mo
Today · 4.125%
HK$36,665
baseline
▲ 0.50% · 4.625%
HK$38,597
+HK$1,932/mo
Deposit HK$2.29M · loan HK$6.86M · min. income ≈ HK$73,330/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$284,166 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,353
−HK$2,091/mo
▼ 0.25% · 3.875%
HK$34,390
−HK$1,054/mo
Today · 4.125%
HK$35,444
baseline
▲ 0.50% · 4.625%
HK$37,601
+HK$2,157/mo
Deposit HK$1.83M · loan HK$7.31M · min. income ≈ HK$70,888/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$284,166 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,104
−HK$2,005/mo
▼ 0.25% · 3.875%
HK$38,099
−HK$1,010/mo
Today · 4.125%
HK$39,109
baseline
▲ 0.50% · 4.625%
HK$41,170
+HK$2,061/mo
Deposit HK$1.83M · loan HK$7.31M · min. income ≈ HK$78,218/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$284,166 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,437
−HK$2,222/mo
▼ 0.25% · 3.875%
HK$36,539
−HK$1,120/mo
Today · 4.125%
HK$37,659
baseline
▲ 0.50% · 4.625%
HK$39,951
+HK$2,292/mo
Deposit HK$1.37M · loan HK$7.77M · min. income ≈ HK$75,318/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$284,166 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,423
−HK$2,130/mo
▼ 0.25% · 3.875%
HK$40,481
−HK$1,072/mo
Today · 4.125%
HK$41,553
baseline
▲ 0.50% · 4.625%
HK$43,744
+HK$2,191/mo
Deposit HK$1.37M · loan HK$7.77M · min. income ≈ HK$83,106/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$284,166 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,522
−HK$2,353/mo
▼ 0.25% · 3.875%
HK$38,689
−HK$1,186/mo
Today · 4.125%
HK$39,875
baseline
▲ 0.50% · 4.625%
HK$42,301
+HK$2,426/mo
Deposit HK$914K · loan HK$8.23M · min. income ≈ HK$79,750/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$284,166 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,742
−HK$2,256/mo
▼ 0.25% · 3.875%
HK$42,862
−HK$1,136/mo
Today · 4.125%
HK$43,998
baseline
▲ 0.50% · 4.625%
HK$46,317
+HK$2,319/mo
Deposit HK$914K · loan HK$8.23M · min. income ≈ HK$87,996/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$284,166 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).