▼ 0.50% · 3.625%
HK$20,304
−HK$1,273/mo
▼ 0.25% · 3.875%
HK$20,936
−HK$641/mo
Today · 4.125%
HK$21,577
baseline
▲ 0.50% · 4.625%
HK$22,890
+HK$1,313/mo
Deposit HK$4.45M · loan HK$4.45M · min. income ≈ HK$43,154/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$267,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,588
−HK$1,221/mo
▼ 0.25% · 3.875%
HK$23,194
−HK$615/mo
Today · 4.125%
HK$23,809
baseline
▲ 0.50% · 4.625%
HK$25,063
+HK$1,254/mo
Deposit HK$4.45M · loan HK$4.45M · min. income ≈ HK$47,618/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$267,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,335
−HK$1,400/mo
▼ 0.25% · 3.875%
HK$23,029
−HK$706/mo
Today · 4.125%
HK$23,735
baseline
▲ 0.50% · 4.625%
HK$25,179
+HK$1,444/mo
Deposit HK$4.01M · loan HK$4.90M · min. income ≈ HK$47,470/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$267,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,847
−HK$1,342/mo
▼ 0.25% · 3.875%
HK$25,513
−HK$676/mo
Today · 4.125%
HK$26,189
baseline
▲ 0.50% · 4.625%
HK$27,570
+HK$1,381/mo
Deposit HK$4.01M · loan HK$4.90M · min. income ≈ HK$52,378/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$267,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,365
−HK$1,528/mo
▼ 0.25% · 3.875%
HK$25,123
−HK$770/mo
Today · 4.125%
HK$25,893
baseline
▲ 0.50% · 4.625%
HK$27,468
+HK$1,575/mo
Deposit HK$3.56M · loan HK$5.34M · min. income ≈ HK$51,786/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$267,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,106
−HK$1,464/mo
▼ 0.25% · 3.875%
HK$27,833
−HK$737/mo
Today · 4.125%
HK$28,570
baseline
▲ 0.50% · 4.625%
HK$30,076
+HK$1,506/mo
Deposit HK$3.56M · loan HK$5.34M · min. income ≈ HK$57,140/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$267,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,395
−HK$1,656/mo
▼ 0.25% · 3.875%
HK$27,216
−HK$835/mo
Today · 4.125%
HK$28,051
baseline
▲ 0.50% · 4.625%
HK$29,757
+HK$1,706/mo
Deposit HK$3.12M · loan HK$5.79M · min. income ≈ HK$56,102/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$267,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,365
−HK$1,586/mo
▼ 0.25% · 3.875%
HK$30,152
−HK$799/mo
Today · 4.125%
HK$30,951
baseline
▲ 0.50% · 4.625%
HK$32,583
+HK$1,632/mo
Deposit HK$3.12M · loan HK$5.79M · min. income ≈ HK$61,902/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$267,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,426
−HK$1,782/mo
▼ 0.25% · 3.875%
HK$29,310
−HK$898/mo
Today · 4.125%
HK$30,208
baseline
▲ 0.50% · 4.625%
HK$32,046
+HK$1,838/mo
Deposit HK$2.67M · loan HK$6.23M · min. income ≈ HK$60,416/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$267,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,623
−HK$1,709/mo
▼ 0.25% · 3.875%
HK$32,472
−HK$860/mo
Today · 4.125%
HK$33,332
baseline
▲ 0.50% · 4.625%
HK$35,089
+HK$1,757/mo
Deposit HK$2.67M · loan HK$6.23M · min. income ≈ HK$66,664/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$267,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,456
−HK$1,910/mo
▼ 0.25% · 3.875%
HK$31,404
−HK$962/mo
Today · 4.125%
HK$32,366
baseline
▲ 0.50% · 4.625%
HK$34,335
+HK$1,969/mo
Deposit HK$2.23M · loan HK$6.68M · min. income ≈ HK$64,732/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$267,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,882
−HK$1,831/mo
▼ 0.25% · 3.875%
HK$34,791
−HK$922/mo
Today · 4.125%
HK$35,713
baseline
▲ 0.50% · 4.625%
HK$37,595
+HK$1,882/mo
Deposit HK$2.23M · loan HK$6.68M · min. income ≈ HK$71,426/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$267,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,487
−HK$2,037/mo
▼ 0.25% · 3.875%
HK$33,497
−HK$1,027/mo
Today · 4.125%
HK$34,524
baseline
▲ 0.50% · 4.625%
HK$36,625
+HK$2,101/mo
Deposit HK$1.78M · loan HK$7.12M · min. income ≈ HK$69,048/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$267,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,141
−HK$1,953/mo
▼ 0.25% · 3.875%
HK$37,110
−HK$984/mo
Today · 4.125%
HK$38,094
baseline
▲ 0.50% · 4.625%
HK$40,102
+HK$2,008/mo
Deposit HK$1.78M · loan HK$7.12M · min. income ≈ HK$76,188/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$267,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,517
−HK$2,165/mo
▼ 0.25% · 3.875%
HK$35,591
−HK$1,091/mo
Today · 4.125%
HK$36,682
baseline
▲ 0.50% · 4.625%
HK$38,914
+HK$2,232/mo
Deposit HK$1.34M · loan HK$7.57M · min. income ≈ HK$73,364/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$267,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,400
−HK$2,074/mo
▼ 0.25% · 3.875%
HK$39,430
−HK$1,044/mo
Today · 4.125%
HK$40,474
baseline
▲ 0.50% · 4.625%
HK$42,608
+HK$2,134/mo
Deposit HK$1.34M · loan HK$7.57M · min. income ≈ HK$80,948/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$267,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,547
−HK$2,292/mo
▼ 0.25% · 3.875%
HK$37,684
−HK$1,155/mo
Today · 4.125%
HK$38,839
baseline
▲ 0.50% · 4.625%
HK$41,203
+HK$2,364/mo
Deposit HK$890K · loan HK$8.01M · min. income ≈ HK$77,678/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$267,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,659
−HK$2,196/mo
▼ 0.25% · 3.875%
HK$41,749
−HK$1,106/mo
Today · 4.125%
HK$42,855
baseline
▲ 0.50% · 4.625%
HK$45,114
+HK$2,259/mo
Deposit HK$890K · loan HK$8.01M · min. income ≈ HK$85,710/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$267,130 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).