▼ 0.50% · 3.625%
HK$20,464
−HK$1,284/mo
▼ 0.25% · 3.875%
HK$21,101
−HK$647/mo
Today · 4.125%
HK$21,748
baseline
▲ 0.50% · 4.625%
HK$23,071
+HK$1,323/mo
Deposit HK$4.49M · loan HK$4.49M · min. income ≈ HK$43,496/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$269,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,766
−HK$1,230/mo
▼ 0.25% · 3.875%
HK$23,377
−HK$619/mo
Today · 4.125%
HK$23,996
baseline
▲ 0.50% · 4.625%
HK$25,261
+HK$1,265/mo
Deposit HK$4.49M · loan HK$4.49M · min. income ≈ HK$47,992/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$269,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,511
−HK$1,411/mo
▼ 0.25% · 3.875%
HK$23,211
−HK$711/mo
Today · 4.125%
HK$23,922
baseline
▲ 0.50% · 4.625%
HK$25,378
+HK$1,456/mo
Deposit HK$4.04M · loan HK$4.94M · min. income ≈ HK$47,844/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$269,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,043
−HK$1,353/mo
▼ 0.25% · 3.875%
HK$25,715
−HK$681/mo
Today · 4.125%
HK$26,396
baseline
▲ 0.50% · 4.625%
HK$27,787
+HK$1,391/mo
Deposit HK$4.04M · loan HK$4.94M · min. income ≈ HK$52,792/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$269,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,557
−HK$1,540/mo
▼ 0.25% · 3.875%
HK$25,321
−HK$776/mo
Today · 4.125%
HK$26,097
baseline
▲ 0.50% · 4.625%
HK$27,685
+HK$1,588/mo
Deposit HK$3.59M · loan HK$5.38M · min. income ≈ HK$52,194/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$269,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,319
−HK$1,476/mo
▼ 0.25% · 3.875%
HK$28,052
−HK$743/mo
Today · 4.125%
HK$28,795
baseline
▲ 0.50% · 4.625%
HK$30,313
+HK$1,518/mo
Deposit HK$3.59M · loan HK$5.38M · min. income ≈ HK$57,590/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$269,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,603
−HK$1,669/mo
▼ 0.25% · 3.875%
HK$27,431
−HK$841/mo
Today · 4.125%
HK$28,272
baseline
▲ 0.50% · 4.625%
HK$29,992
+HK$1,720/mo
Deposit HK$3.14M · loan HK$5.83M · min. income ≈ HK$56,544/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$269,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,596
−HK$1,599/mo
▼ 0.25% · 3.875%
HK$30,390
−HK$805/mo
Today · 4.125%
HK$31,195
baseline
▲ 0.50% · 4.625%
HK$32,839
+HK$1,644/mo
Deposit HK$3.14M · loan HK$5.83M · min. income ≈ HK$62,390/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$269,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,650
−HK$1,797/mo
▼ 0.25% · 3.875%
HK$29,541
−HK$906/mo
Today · 4.125%
HK$30,447
baseline
▲ 0.50% · 4.625%
HK$32,299
+HK$1,852/mo
Deposit HK$2.69M · loan HK$6.28M · min. income ≈ HK$60,894/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$269,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,873
−HK$1,722/mo
▼ 0.25% · 3.875%
HK$32,728
−HK$867/mo
Today · 4.125%
HK$33,595
baseline
▲ 0.50% · 4.625%
HK$35,366
+HK$1,771/mo
Deposit HK$2.69M · loan HK$6.28M · min. income ≈ HK$67,190/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$269,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,696
−HK$1,925/mo
▼ 0.25% · 3.875%
HK$31,651
−HK$970/mo
Today · 4.125%
HK$32,621
baseline
▲ 0.50% · 4.625%
HK$34,606
+HK$1,985/mo
Deposit HK$2.24M · loan HK$6.73M · min. income ≈ HK$65,242/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$269,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,149
−HK$1,845/mo
▼ 0.25% · 3.875%
HK$35,065
−HK$929/mo
Today · 4.125%
HK$35,994
baseline
▲ 0.50% · 4.625%
HK$37,892
+HK$1,898/mo
Deposit HK$2.24M · loan HK$6.73M · min. income ≈ HK$71,988/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$269,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,743
−HK$2,053/mo
▼ 0.25% · 3.875%
HK$33,761
−HK$1,035/mo
Today · 4.125%
HK$34,796
baseline
▲ 0.50% · 4.625%
HK$36,913
+HK$2,117/mo
Deposit HK$1.79M · loan HK$7.18M · min. income ≈ HK$69,592/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$269,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,426
−HK$1,968/mo
▼ 0.25% · 3.875%
HK$37,403
−HK$991/mo
Today · 4.125%
HK$38,394
baseline
▲ 0.50% · 4.625%
HK$40,418
+HK$2,024/mo
Deposit HK$1.79M · loan HK$7.18M · min. income ≈ HK$76,788/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$269,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,789
−HK$2,182/mo
▼ 0.25% · 3.875%
HK$35,871
−HK$1,100/mo
Today · 4.125%
HK$36,971
baseline
▲ 0.50% · 4.625%
HK$39,220
+HK$2,249/mo
Deposit HK$1.35M · loan HK$7.63M · min. income ≈ HK$73,942/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$269,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,703
−HK$2,091/mo
▼ 0.25% · 3.875%
HK$39,741
−HK$1,053/mo
Today · 4.125%
HK$40,794
baseline
▲ 0.50% · 4.625%
HK$42,944
+HK$2,150/mo
Deposit HK$1.35M · loan HK$7.63M · min. income ≈ HK$81,588/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$269,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,836
−HK$2,310/mo
▼ 0.25% · 3.875%
HK$37,981
−HK$1,165/mo
Today · 4.125%
HK$39,146
baseline
▲ 0.50% · 4.625%
HK$41,527
+HK$2,381/mo
Deposit HK$897K · loan HK$8.08M · min. income ≈ HK$78,292/mo (50% DSR)
Upfront cash ≈ HK$1.17M (deposit + AVD stamp duty HK$269,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,979
−HK$2,214/mo
▼ 0.25% · 3.875%
HK$42,078
−HK$1,115/mo
Today · 4.125%
HK$43,193
baseline
▲ 0.50% · 4.625%
HK$45,470
+HK$2,277/mo
Deposit HK$897K · loan HK$8.08M · min. income ≈ HK$86,386/mo (50% DSR)
Upfront cash ≈ HK$1.17M (deposit + AVD stamp duty HK$269,236 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).