▼ 0.50% · 3.625%
HK$3,045
−HK$191/mo
▼ 0.25% · 3.875%
HK$3,140
−HK$96/mo
Today · 4.125%
HK$3,236
baseline
▲ 0.50% · 4.625%
HK$3,433
+HK$197/mo
Deposit HK$668K · loan HK$668K · min. income ≈ HK$6,472/mo (50% DSR)
Upfront cash ≈ HK$668K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,388
−HK$183/mo
▼ 0.25% · 3.875%
HK$3,479
−HK$92/mo
Today · 4.125%
HK$3,571
baseline
▲ 0.50% · 4.625%
HK$3,759
+HK$188/mo
Deposit HK$668K · loan HK$668K · min. income ≈ HK$7,142/mo (50% DSR)
Upfront cash ≈ HK$668K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,350
−HK$210/mo
▼ 0.25% · 3.875%
HK$3,454
−HK$106/mo
Today · 4.125%
HK$3,560
baseline
▲ 0.50% · 4.625%
HK$3,776
+HK$216/mo
Deposit HK$601K · loan HK$735K · min. income ≈ HK$7,120/mo (50% DSR)
Upfront cash ≈ HK$601K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,727
−HK$201/mo
▼ 0.25% · 3.875%
HK$3,827
−HK$101/mo
Today · 4.125%
HK$3,928
baseline
▲ 0.50% · 4.625%
HK$4,135
+HK$207/mo
Deposit HK$601K · loan HK$735K · min. income ≈ HK$7,856/mo (50% DSR)
Upfront cash ≈ HK$601K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,654
−HK$230/mo
▼ 0.25% · 3.875%
HK$3,768
−HK$116/mo
Today · 4.125%
HK$3,884
baseline
▲ 0.50% · 4.625%
HK$4,120
+HK$236/mo
Deposit HK$534K · loan HK$801K · min. income ≈ HK$7,768/mo (50% DSR)
Upfront cash ≈ HK$534K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,065
−HK$220/mo
▼ 0.25% · 3.875%
HK$4,174
−HK$111/mo
Today · 4.125%
HK$4,285
baseline
▲ 0.50% · 4.625%
HK$4,511
+HK$226/mo
Deposit HK$534K · loan HK$801K · min. income ≈ HK$8,570/mo (50% DSR)
Upfront cash ≈ HK$534K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,959
−HK$248/mo
▼ 0.25% · 3.875%
HK$4,082
−HK$125/mo
Today · 4.125%
HK$4,207
baseline
▲ 0.50% · 4.625%
HK$4,463
+HK$256/mo
Deposit HK$467K · loan HK$868K · min. income ≈ HK$8,414/mo (50% DSR)
Upfront cash ≈ HK$468K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,404
−HK$238/mo
▼ 0.25% · 3.875%
HK$4,522
−HK$120/mo
Today · 4.125%
HK$4,642
baseline
▲ 0.50% · 4.625%
HK$4,887
+HK$245/mo
Deposit HK$467K · loan HK$868K · min. income ≈ HK$9,284/mo (50% DSR)
Upfront cash ≈ HK$468K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,263
−HK$268/mo
▼ 0.25% · 3.875%
HK$4,396
−HK$135/mo
Today · 4.125%
HK$4,531
baseline
▲ 0.50% · 4.625%
HK$4,806
+HK$275/mo
Deposit HK$401K · loan HK$935K · min. income ≈ HK$9,062/mo (50% DSR)
Upfront cash ≈ HK$401K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,743
−HK$256/mo
▼ 0.25% · 3.875%
HK$4,870
−HK$129/mo
Today · 4.125%
HK$4,999
baseline
▲ 0.50% · 4.625%
HK$5,263
+HK$264/mo
Deposit HK$401K · loan HK$935K · min. income ≈ HK$9,998/mo (50% DSR)
Upfront cash ≈ HK$401K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,568
−HK$286/mo
▼ 0.25% · 3.875%
HK$4,710
−HK$144/mo
Today · 4.125%
HK$4,854
baseline
▲ 0.50% · 4.625%
HK$5,150
+HK$296/mo
Deposit HK$334K · loan HK$1.00M · min. income ≈ HK$9,708/mo (50% DSR)
Upfront cash ≈ HK$334K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,082
−HK$274/mo
▼ 0.25% · 3.875%
HK$5,218
−HK$138/mo
Today · 4.125%
HK$5,356
baseline
▲ 0.50% · 4.625%
HK$5,639
+HK$283/mo
Deposit HK$334K · loan HK$1.00M · min. income ≈ HK$10,712/mo (50% DSR)
Upfront cash ≈ HK$334K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,872
−HK$306/mo
▼ 0.25% · 3.875%
HK$5,024
−HK$154/mo
Today · 4.125%
HK$5,178
baseline
▲ 0.50% · 4.625%
HK$5,493
+HK$315/mo
Deposit HK$267K · loan HK$1.07M · min. income ≈ HK$10,356/mo (50% DSR)
Upfront cash ≈ HK$267K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,421
−HK$292/mo
▼ 0.25% · 3.875%
HK$5,566
−HK$147/mo
Today · 4.125%
HK$5,713
baseline
▲ 0.50% · 4.625%
HK$6,015
+HK$302/mo
Deposit HK$267K · loan HK$1.07M · min. income ≈ HK$11,426/mo (50% DSR)
Upfront cash ≈ HK$267K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,177
−HK$325/mo
▼ 0.25% · 3.875%
HK$5,338
−HK$164/mo
Today · 4.125%
HK$5,502
baseline
▲ 0.50% · 4.625%
HK$5,836
+HK$334/mo
Deposit HK$200K · loan HK$1.14M · min. income ≈ HK$11,004/mo (50% DSR)
Upfront cash ≈ HK$200K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,759
−HK$312/mo
▼ 0.25% · 3.875%
HK$5,914
−HK$157/mo
Today · 4.125%
HK$6,071
baseline
▲ 0.50% · 4.625%
HK$6,391
+HK$320/mo
Deposit HK$200K · loan HK$1.14M · min. income ≈ HK$12,142/mo (50% DSR)
Upfront cash ≈ HK$200K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,482
−HK$343/mo
▼ 0.25% · 3.875%
HK$5,652
−HK$173/mo
Today · 4.125%
HK$5,825
baseline
▲ 0.50% · 4.625%
HK$6,180
+HK$355/mo
Deposit HK$134K · loan HK$1.20M · min. income ≈ HK$11,650/mo (50% DSR)
Upfront cash ≈ HK$134K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,098
−HK$330/mo
▼ 0.25% · 3.875%
HK$6,262
−HK$166/mo
Today · 4.125%
HK$6,428
baseline
▲ 0.50% · 4.625%
HK$6,766
+HK$338/mo
Deposit HK$134K · loan HK$1.20M · min. income ≈ HK$12,856/mo (50% DSR)
Upfront cash ≈ HK$134K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).