▼ 0.50% · 3.625%
HK$5,011
−HK$314/mo
▼ 0.25% · 3.875%
HK$5,167
−HK$158/mo
Today · 4.125%
HK$5,325
baseline
▲ 0.50% · 4.625%
HK$5,650
+HK$325/mo
Deposit HK$1.10M · loan HK$1.10M · min. income ≈ HK$10,650/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,575
−HK$301/mo
▼ 0.25% · 3.875%
HK$5,724
−HK$152/mo
Today · 4.125%
HK$5,876
baseline
▲ 0.50% · 4.625%
HK$6,186
+HK$310/mo
Deposit HK$1.10M · loan HK$1.10M · min. income ≈ HK$11,752/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,512
−HK$346/mo
▼ 0.25% · 3.875%
HK$5,684
−HK$174/mo
Today · 4.125%
HK$5,858
baseline
▲ 0.50% · 4.625%
HK$6,214
+HK$356/mo
Deposit HK$989K · loan HK$1.21M · min. income ≈ HK$11,716/mo (50% DSR)
Upfront cash ≈ HK$989K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,132
−HK$332/mo
▼ 0.25% · 3.875%
HK$6,297
−HK$167/mo
Today · 4.125%
HK$6,464
baseline
▲ 0.50% · 4.625%
HK$6,804
+HK$340/mo
Deposit HK$989K · loan HK$1.21M · min. income ≈ HK$12,928/mo (50% DSR)
Upfront cash ≈ HK$989K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,013
−HK$378/mo
▼ 0.25% · 3.875%
HK$6,201
−HK$190/mo
Today · 4.125%
HK$6,391
baseline
▲ 0.50% · 4.625%
HK$6,779
+HK$388/mo
Deposit HK$879K · loan HK$1.32M · min. income ≈ HK$12,782/mo (50% DSR)
Upfront cash ≈ HK$879K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,690
−HK$361/mo
▼ 0.25% · 3.875%
HK$6,869
−HK$182/mo
Today · 4.125%
HK$7,051
baseline
▲ 0.50% · 4.625%
HK$7,423
+HK$372/mo
Deposit HK$879K · loan HK$1.32M · min. income ≈ HK$14,102/mo (50% DSR)
Upfront cash ≈ HK$879K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,515
−HK$408/mo
▼ 0.25% · 3.875%
HK$6,717
−HK$206/mo
Today · 4.125%
HK$6,923
baseline
▲ 0.50% · 4.625%
HK$7,344
+HK$421/mo
Deposit HK$769K · loan HK$1.43M · min. income ≈ HK$13,846/mo (50% DSR)
Upfront cash ≈ HK$769K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,247
−HK$392/mo
▼ 0.25% · 3.875%
HK$7,442
−HK$197/mo
Today · 4.125%
HK$7,639
baseline
▲ 0.50% · 4.625%
HK$8,042
+HK$403/mo
Deposit HK$769K · loan HK$1.43M · min. income ≈ HK$15,278/mo (50% DSR)
Upfront cash ≈ HK$769K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,016
−HK$440/mo
▼ 0.25% · 3.875%
HK$7,234
−HK$222/mo
Today · 4.125%
HK$7,456
baseline
▲ 0.50% · 4.625%
HK$7,909
+HK$453/mo
Deposit HK$659K · loan HK$1.54M · min. income ≈ HK$14,912/mo (50% DSR)
Upfront cash ≈ HK$659K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,805
−HK$422/mo
▼ 0.25% · 3.875%
HK$8,014
−HK$213/mo
Today · 4.125%
HK$8,227
baseline
▲ 0.50% · 4.625%
HK$8,660
+HK$433/mo
Deposit HK$659K · loan HK$1.54M · min. income ≈ HK$16,454/mo (50% DSR)
Upfront cash ≈ HK$659K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,517
−HK$471/mo
▼ 0.25% · 3.875%
HK$7,751
−HK$237/mo
Today · 4.125%
HK$7,988
baseline
▲ 0.50% · 4.625%
HK$8,474
+HK$486/mo
Deposit HK$549K · loan HK$1.65M · min. income ≈ HK$15,976/mo (50% DSR)
Upfront cash ≈ HK$550K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,362
−HK$452/mo
▼ 0.25% · 3.875%
HK$8,587
−HK$227/mo
Today · 4.125%
HK$8,814
baseline
▲ 0.50% · 4.625%
HK$9,279
+HK$465/mo
Deposit HK$549K · loan HK$1.65M · min. income ≈ HK$17,628/mo (50% DSR)
Upfront cash ≈ HK$550K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,018
−HK$503/mo
▼ 0.25% · 3.875%
HK$8,267
−HK$254/mo
Today · 4.125%
HK$8,521
baseline
▲ 0.50% · 4.625%
HK$9,039
+HK$518/mo
Deposit HK$440K · loan HK$1.76M · min. income ≈ HK$17,042/mo (50% DSR)
Upfront cash ≈ HK$440K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,920
−HK$482/mo
▼ 0.25% · 3.875%
HK$9,159
−HK$243/mo
Today · 4.125%
HK$9,402
baseline
▲ 0.50% · 4.625%
HK$9,897
+HK$495/mo
Deposit HK$440K · loan HK$1.76M · min. income ≈ HK$18,804/mo (50% DSR)
Upfront cash ≈ HK$440K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,519
−HK$534/mo
▼ 0.25% · 3.875%
HK$8,784
−HK$269/mo
Today · 4.125%
HK$9,053
baseline
▲ 0.50% · 4.625%
HK$9,604
+HK$551/mo
Deposit HK$330K · loan HK$1.87M · min. income ≈ HK$18,106/mo (50% DSR)
Upfront cash ≈ HK$330K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,477
−HK$512/mo
▼ 0.25% · 3.875%
HK$9,732
−HK$257/mo
Today · 4.125%
HK$9,989
baseline
▲ 0.50% · 4.625%
HK$10,516
+HK$527/mo
Deposit HK$330K · loan HK$1.87M · min. income ≈ HK$19,978/mo (50% DSR)
Upfront cash ≈ HK$330K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,020
−HK$566/mo
▼ 0.25% · 3.875%
HK$9,301
−HK$285/mo
Today · 4.125%
HK$9,586
baseline
▲ 0.50% · 4.625%
HK$10,169
+HK$583/mo
Deposit HK$220K · loan HK$1.98M · min. income ≈ HK$19,172/mo (50% DSR)
Upfront cash ≈ HK$220K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,035
−HK$542/mo
▼ 0.25% · 3.875%
HK$10,304
−HK$273/mo
Today · 4.125%
HK$10,577
baseline
▲ 0.50% · 4.625%
HK$11,135
+HK$558/mo
Deposit HK$220K · loan HK$1.98M · min. income ≈ HK$21,154/mo (50% DSR)
Upfront cash ≈ HK$220K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).