▼ 0.50% · 3.625%
HK$4,941
−HK$310/mo
▼ 0.25% · 3.875%
HK$5,095
−HK$156/mo
Today · 4.125%
HK$5,251
baseline
▲ 0.50% · 4.625%
HK$5,571
+HK$320/mo
Deposit HK$1.08M · loan HK$1.08M · min. income ≈ HK$10,502/mo (50% DSR)
Upfront cash ≈ HK$1.08M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,497
−HK$297/mo
▼ 0.25% · 3.875%
HK$5,645
−HK$149/mo
Today · 4.125%
HK$5,794
baseline
▲ 0.50% · 4.625%
HK$6,100
+HK$306/mo
Deposit HK$1.08M · loan HK$1.08M · min. income ≈ HK$11,588/mo (50% DSR)
Upfront cash ≈ HK$1.08M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,436
−HK$340/mo
▼ 0.25% · 3.875%
HK$5,605
−HK$171/mo
Today · 4.125%
HK$5,776
baseline
▲ 0.50% · 4.625%
HK$6,128
+HK$352/mo
Deposit HK$975K · loan HK$1.19M · min. income ≈ HK$11,552/mo (50% DSR)
Upfront cash ≈ HK$975K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,047
−HK$327/mo
▼ 0.25% · 3.875%
HK$6,209
−HK$165/mo
Today · 4.125%
HK$6,374
baseline
▲ 0.50% · 4.625%
HK$6,710
+HK$336/mo
Deposit HK$975K · loan HK$1.19M · min. income ≈ HK$12,748/mo (50% DSR)
Upfront cash ≈ HK$975K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,930
−HK$372/mo
▼ 0.25% · 3.875%
HK$6,114
−HK$188/mo
Today · 4.125%
HK$6,302
baseline
▲ 0.50% · 4.625%
HK$6,685
+HK$383/mo
Deposit HK$867K · loan HK$1.30M · min. income ≈ HK$12,604/mo (50% DSR)
Upfront cash ≈ HK$867K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,597
−HK$356/mo
▼ 0.25% · 3.875%
HK$6,774
−HK$179/mo
Today · 4.125%
HK$6,953
baseline
▲ 0.50% · 4.625%
HK$7,320
+HK$367/mo
Deposit HK$867K · loan HK$1.30M · min. income ≈ HK$13,906/mo (50% DSR)
Upfront cash ≈ HK$867K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,424
−HK$403/mo
▼ 0.25% · 3.875%
HK$6,624
−HK$203/mo
Today · 4.125%
HK$6,827
baseline
▲ 0.50% · 4.625%
HK$7,242
+HK$415/mo
Deposit HK$758K · loan HK$1.41M · min. income ≈ HK$13,654/mo (50% DSR)
Upfront cash ≈ HK$759K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,147
−HK$386/mo
▼ 0.25% · 3.875%
HK$7,338
−HK$195/mo
Today · 4.125%
HK$7,533
baseline
▲ 0.50% · 4.625%
HK$7,930
+HK$397/mo
Deposit HK$758K · loan HK$1.41M · min. income ≈ HK$15,066/mo (50% DSR)
Upfront cash ≈ HK$759K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,918
−HK$434/mo
▼ 0.25% · 3.875%
HK$7,133
−HK$219/mo
Today · 4.125%
HK$7,352
baseline
▲ 0.50% · 4.625%
HK$7,799
+HK$447/mo
Deposit HK$650K · loan HK$1.52M · min. income ≈ HK$14,704/mo (50% DSR)
Upfront cash ≈ HK$650K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,696
−HK$416/mo
▼ 0.25% · 3.875%
HK$7,903
−HK$209/mo
Today · 4.125%
HK$8,112
baseline
▲ 0.50% · 4.625%
HK$8,540
+HK$428/mo
Deposit HK$650K · loan HK$1.52M · min. income ≈ HK$16,224/mo (50% DSR)
Upfront cash ≈ HK$650K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,412
−HK$465/mo
▼ 0.25% · 3.875%
HK$7,643
−HK$234/mo
Today · 4.125%
HK$7,877
baseline
▲ 0.50% · 4.625%
HK$8,356
+HK$479/mo
Deposit HK$542K · loan HK$1.63M · min. income ≈ HK$15,754/mo (50% DSR)
Upfront cash ≈ HK$542K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,246
−HK$446/mo
▼ 0.25% · 3.875%
HK$8,467
−HK$225/mo
Today · 4.125%
HK$8,692
baseline
▲ 0.50% · 4.625%
HK$9,150
+HK$458/mo
Deposit HK$542K · loan HK$1.63M · min. income ≈ HK$17,384/mo (50% DSR)
Upfront cash ≈ HK$542K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,906
−HK$496/mo
▼ 0.25% · 3.875%
HK$8,152
−HK$250/mo
Today · 4.125%
HK$8,402
baseline
▲ 0.50% · 4.625%
HK$8,913
+HK$511/mo
Deposit HK$433K · loan HK$1.73M · min. income ≈ HK$16,804/mo (50% DSR)
Upfront cash ≈ HK$434K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,796
−HK$475/mo
▼ 0.25% · 3.875%
HK$9,032
−HK$239/mo
Today · 4.125%
HK$9,271
baseline
▲ 0.50% · 4.625%
HK$9,760
+HK$489/mo
Deposit HK$433K · loan HK$1.73M · min. income ≈ HK$18,542/mo (50% DSR)
Upfront cash ≈ HK$434K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,401
−HK$526/mo
▼ 0.25% · 3.875%
HK$8,662
−HK$265/mo
Today · 4.125%
HK$8,927
baseline
▲ 0.50% · 4.625%
HK$9,471
+HK$544/mo
Deposit HK$325K · loan HK$1.84M · min. income ≈ HK$17,854/mo (50% DSR)
Upfront cash ≈ HK$325K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,345
−HK$505/mo
▼ 0.25% · 3.875%
HK$9,596
−HK$254/mo
Today · 4.125%
HK$9,850
baseline
▲ 0.50% · 4.625%
HK$10,370
+HK$520/mo
Deposit HK$325K · loan HK$1.84M · min. income ≈ HK$19,700/mo (50% DSR)
Upfront cash ≈ HK$325K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,895
−HK$557/mo
▼ 0.25% · 3.875%
HK$9,171
−HK$281/mo
Today · 4.125%
HK$9,452
baseline
▲ 0.50% · 4.625%
HK$10,028
+HK$576/mo
Deposit HK$217K · loan HK$1.95M · min. income ≈ HK$18,904/mo (50% DSR)
Upfront cash ≈ HK$217K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,895
−HK$535/mo
▼ 0.25% · 3.875%
HK$10,161
−HK$269/mo
Today · 4.125%
HK$10,430
baseline
▲ 0.50% · 4.625%
HK$10,980
+HK$550/mo
Deposit HK$217K · loan HK$1.95M · min. income ≈ HK$20,860/mo (50% DSR)
Upfront cash ≈ HK$217K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).