▼ 0.50% · 3.625%
HK$5,175
−HK$324/mo
▼ 0.25% · 3.875%
HK$5,336
−HK$163/mo
Today · 4.125%
HK$5,499
baseline
▲ 0.50% · 4.625%
HK$5,834
+HK$335/mo
Deposit HK$1.13M · loan HK$1.13M · min. income ≈ HK$10,998/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,757
−HK$311/mo
▼ 0.25% · 3.875%
HK$5,911
−HK$157/mo
Today · 4.125%
HK$6,068
baseline
▲ 0.50% · 4.625%
HK$6,388
+HK$320/mo
Deposit HK$1.13M · loan HK$1.13M · min. income ≈ HK$12,136/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,692
−HK$357/mo
▼ 0.25% · 3.875%
HK$5,869
−HK$180/mo
Today · 4.125%
HK$6,049
baseline
▲ 0.50% · 4.625%
HK$6,417
+HK$368/mo
Deposit HK$1.02M · loan HK$1.25M · min. income ≈ HK$12,098/mo (50% DSR)
Upfront cash ≈ HK$1.02M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,332
−HK$343/mo
▼ 0.25% · 3.875%
HK$6,502
−HK$173/mo
Today · 4.125%
HK$6,675
baseline
▲ 0.50% · 4.625%
HK$7,026
+HK$351/mo
Deposit HK$1.02M · loan HK$1.25M · min. income ≈ HK$13,350/mo (50% DSR)
Upfront cash ≈ HK$1.02M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,210
−HK$389/mo
▼ 0.25% · 3.875%
HK$6,403
−HK$196/mo
Today · 4.125%
HK$6,599
baseline
▲ 0.50% · 4.625%
HK$7,001
+HK$402/mo
Deposit HK$908K · loan HK$1.36M · min. income ≈ HK$13,198/mo (50% DSR)
Upfront cash ≈ HK$908K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,908
−HK$373/mo
▼ 0.25% · 3.875%
HK$7,093
−HK$188/mo
Today · 4.125%
HK$7,281
baseline
▲ 0.50% · 4.625%
HK$7,665
+HK$384/mo
Deposit HK$908K · loan HK$1.36M · min. income ≈ HK$14,562/mo (50% DSR)
Upfront cash ≈ HK$908K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,727
−HK$422/mo
▼ 0.25% · 3.875%
HK$6,936
−HK$213/mo
Today · 4.125%
HK$7,149
baseline
▲ 0.50% · 4.625%
HK$7,584
+HK$435/mo
Deposit HK$794K · loan HK$1.48M · min. income ≈ HK$14,298/mo (50% DSR)
Upfront cash ≈ HK$794K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,484
−HK$404/mo
▼ 0.25% · 3.875%
HK$7,685
−HK$203/mo
Today · 4.125%
HK$7,888
baseline
▲ 0.50% · 4.625%
HK$8,304
+HK$416/mo
Deposit HK$794K · loan HK$1.48M · min. income ≈ HK$15,776/mo (50% DSR)
Upfront cash ≈ HK$794K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,245
−HK$454/mo
▼ 0.25% · 3.875%
HK$7,470
−HK$229/mo
Today · 4.125%
HK$7,699
baseline
▲ 0.50% · 4.625%
HK$8,167
+HK$468/mo
Deposit HK$681K · loan HK$1.59M · min. income ≈ HK$15,398/mo (50% DSR)
Upfront cash ≈ HK$681K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,060
−HK$435/mo
▼ 0.25% · 3.875%
HK$8,276
−HK$219/mo
Today · 4.125%
HK$8,495
baseline
▲ 0.50% · 4.625%
HK$8,943
+HK$448/mo
Deposit HK$681K · loan HK$1.59M · min. income ≈ HK$16,990/mo (50% DSR)
Upfront cash ≈ HK$681K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,762
−HK$487/mo
▼ 0.25% · 3.875%
HK$8,003
−HK$246/mo
Today · 4.125%
HK$8,249
baseline
▲ 0.50% · 4.625%
HK$8,751
+HK$502/mo
Deposit HK$567K · loan HK$1.70M · min. income ≈ HK$16,498/mo (50% DSR)
Upfront cash ≈ HK$567K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,635
−HK$467/mo
▼ 0.25% · 3.875%
HK$8,867
−HK$235/mo
Today · 4.125%
HK$9,102
baseline
▲ 0.50% · 4.625%
HK$9,581
+HK$479/mo
Deposit HK$567K · loan HK$1.70M · min. income ≈ HK$18,204/mo (50% DSR)
Upfront cash ≈ HK$567K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,280
−HK$519/mo
▼ 0.25% · 3.875%
HK$8,537
−HK$262/mo
Today · 4.125%
HK$8,799
baseline
▲ 0.50% · 4.625%
HK$9,334
+HK$535/mo
Deposit HK$454K · loan HK$1.82M · min. income ≈ HK$17,598/mo (50% DSR)
Upfront cash ≈ HK$454K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,211
−HK$498/mo
▼ 0.25% · 3.875%
HK$9,458
−HK$251/mo
Today · 4.125%
HK$9,709
baseline
▲ 0.50% · 4.625%
HK$10,220
+HK$511/mo
Deposit HK$454K · loan HK$1.82M · min. income ≈ HK$19,418/mo (50% DSR)
Upfront cash ≈ HK$454K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,797
−HK$552/mo
▼ 0.25% · 3.875%
HK$9,071
−HK$278/mo
Today · 4.125%
HK$9,349
baseline
▲ 0.50% · 4.625%
HK$9,917
+HK$568/mo
Deposit HK$340K · loan HK$1.93M · min. income ≈ HK$18,698/mo (50% DSR)
Upfront cash ≈ HK$341K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,787
−HK$528/mo
▼ 0.25% · 3.875%
HK$10,049
−HK$266/mo
Today · 4.125%
HK$10,315
baseline
▲ 0.50% · 4.625%
HK$10,859
+HK$544/mo
Deposit HK$340K · loan HK$1.93M · min. income ≈ HK$20,630/mo (50% DSR)
Upfront cash ≈ HK$341K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,314
−HK$585/mo
▼ 0.25% · 3.875%
HK$9,604
−HK$295/mo
Today · 4.125%
HK$9,899
baseline
▲ 0.50% · 4.625%
HK$10,501
+HK$602/mo
Deposit HK$227K · loan HK$2.04M · min. income ≈ HK$19,798/mo (50% DSR)
Upfront cash ≈ HK$227K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,362
−HK$560/mo
▼ 0.25% · 3.875%
HK$10,640
−HK$282/mo
Today · 4.125%
HK$10,922
baseline
▲ 0.50% · 4.625%
HK$11,498
+HK$576/mo
Deposit HK$227K · loan HK$2.04M · min. income ≈ HK$21,844/mo (50% DSR)
Upfront cash ≈ HK$227K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).