▼ 0.50% · 3.625%
HK$5,473
−HK$343/mo
▼ 0.25% · 3.875%
HK$5,643
−HK$173/mo
Today · 4.125%
HK$5,816
baseline
▲ 0.50% · 4.625%
HK$6,170
+HK$354/mo
Deposit HK$1.20M · loan HK$1.20M · min. income ≈ HK$11,632/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,089
−HK$329/mo
▼ 0.25% · 3.875%
HK$6,252
−HK$166/mo
Today · 4.125%
HK$6,418
baseline
▲ 0.50% · 4.625%
HK$6,756
+HK$338/mo
Deposit HK$1.20M · loan HK$1.20M · min. income ≈ HK$12,836/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,020
−HK$378/mo
▼ 0.25% · 3.875%
HK$6,208
−HK$190/mo
Today · 4.125%
HK$6,398
baseline
▲ 0.50% · 4.625%
HK$6,787
+HK$389/mo
Deposit HK$1.08M · loan HK$1.32M · min. income ≈ HK$12,796/mo (50% DSR)
Upfront cash ≈ HK$1.08M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,698
−HK$362/mo
▼ 0.25% · 3.875%
HK$6,877
−HK$183/mo
Today · 4.125%
HK$7,060
baseline
▲ 0.50% · 4.625%
HK$7,432
+HK$372/mo
Deposit HK$1.08M · loan HK$1.32M · min. income ≈ HK$14,120/mo (50% DSR)
Upfront cash ≈ HK$1.08M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,568
−HK$412/mo
▼ 0.25% · 3.875%
HK$6,772
−HK$208/mo
Today · 4.125%
HK$6,980
baseline
▲ 0.50% · 4.625%
HK$7,404
+HK$424/mo
Deposit HK$960K · loan HK$1.44M · min. income ≈ HK$13,960/mo (50% DSR)
Upfront cash ≈ HK$960K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,307
−HK$394/mo
▼ 0.25% · 3.875%
HK$7,503
−HK$198/mo
Today · 4.125%
HK$7,701
baseline
▲ 0.50% · 4.625%
HK$8,107
+HK$406/mo
Deposit HK$960K · loan HK$1.44M · min. income ≈ HK$15,402/mo (50% DSR)
Upfront cash ≈ HK$960K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,115
−HK$446/mo
▼ 0.25% · 3.875%
HK$7,336
−HK$225/mo
Today · 4.125%
HK$7,561
baseline
▲ 0.50% · 4.625%
HK$8,021
+HK$460/mo
Deposit HK$840K · loan HK$1.56M · min. income ≈ HK$15,122/mo (50% DSR)
Upfront cash ≈ HK$840K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,915
−HK$428/mo
▼ 0.25% · 3.875%
HK$8,128
−HK$215/mo
Today · 4.125%
HK$8,343
baseline
▲ 0.50% · 4.625%
HK$8,783
+HK$440/mo
Deposit HK$840K · loan HK$1.56M · min. income ≈ HK$16,686/mo (50% DSR)
Upfront cash ≈ HK$840K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,662
−HK$481/mo
▼ 0.25% · 3.875%
HK$7,901
−HK$242/mo
Today · 4.125%
HK$8,143
baseline
▲ 0.50% · 4.625%
HK$8,638
+HK$495/mo
Deposit HK$720K · loan HK$1.68M · min. income ≈ HK$16,286/mo (50% DSR)
Upfront cash ≈ HK$720K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,524
−HK$461/mo
▼ 0.25% · 3.875%
HK$8,753
−HK$232/mo
Today · 4.125%
HK$8,985
baseline
▲ 0.50% · 4.625%
HK$9,458
+HK$473/mo
Deposit HK$720K · loan HK$1.68M · min. income ≈ HK$17,970/mo (50% DSR)
Upfront cash ≈ HK$720K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,210
−HK$515/mo
▼ 0.25% · 3.875%
HK$8,465
−HK$260/mo
Today · 4.125%
HK$8,725
baseline
▲ 0.50% · 4.625%
HK$9,255
+HK$530/mo
Deposit HK$600K · loan HK$1.80M · min. income ≈ HK$17,450/mo (50% DSR)
Upfront cash ≈ HK$600K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,133
−HK$494/mo
▼ 0.25% · 3.875%
HK$9,378
−HK$249/mo
Today · 4.125%
HK$9,627
baseline
▲ 0.50% · 4.625%
HK$10,134
+HK$507/mo
Deposit HK$600K · loan HK$1.80M · min. income ≈ HK$19,254/mo (50% DSR)
Upfront cash ≈ HK$600K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,757
−HK$549/mo
▼ 0.25% · 3.875%
HK$9,029
−HK$277/mo
Today · 4.125%
HK$9,306
baseline
▲ 0.50% · 4.625%
HK$9,872
+HK$566/mo
Deposit HK$480K · loan HK$1.92M · min. income ≈ HK$18,612/mo (50% DSR)
Upfront cash ≈ HK$480K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,742
−HK$526/mo
▼ 0.25% · 3.875%
HK$10,003
−HK$265/mo
Today · 4.125%
HK$10,268
baseline
▲ 0.50% · 4.625%
HK$10,810
+HK$542/mo
Deposit HK$480K · loan HK$1.92M · min. income ≈ HK$20,536/mo (50% DSR)
Upfront cash ≈ HK$480K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,304
−HK$584/mo
▼ 0.25% · 3.875%
HK$9,594
−HK$294/mo
Today · 4.125%
HK$9,888
baseline
▲ 0.50% · 4.625%
HK$10,489
+HK$601/mo
Deposit HK$360K · loan HK$2.04M · min. income ≈ HK$19,776/mo (50% DSR)
Upfront cash ≈ HK$360K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,351
−HK$559/mo
▼ 0.25% · 3.875%
HK$10,629
−HK$281/mo
Today · 4.125%
HK$10,910
baseline
▲ 0.50% · 4.625%
HK$11,485
+HK$575/mo
Deposit HK$360K · loan HK$2.04M · min. income ≈ HK$21,820/mo (50% DSR)
Upfront cash ≈ HK$360K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,852
−HK$617/mo
▼ 0.25% · 3.875%
HK$10,158
−HK$311/mo
Today · 4.125%
HK$10,469
baseline
▲ 0.50% · 4.625%
HK$11,106
+HK$637/mo
Deposit HK$240K · loan HK$2.16M · min. income ≈ HK$20,938/mo (50% DSR)
Upfront cash ≈ HK$240K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,960
−HK$592/mo
▼ 0.25% · 3.875%
HK$11,254
−HK$298/mo
Today · 4.125%
HK$11,552
baseline
▲ 0.50% · 4.625%
HK$12,161
+HK$609/mo
Deposit HK$240K · loan HK$2.16M · min. income ≈ HK$23,104/mo (50% DSR)
Upfront cash ≈ HK$240K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).