▼ 0.50% · 3.625%
HK$4,880
−HK$306/mo
▼ 0.25% · 3.875%
HK$5,031
−HK$155/mo
Today · 4.125%
HK$5,186
baseline
▲ 0.50% · 4.625%
HK$5,501
+HK$315/mo
Deposit HK$1.07M · loan HK$1.07M · min. income ≈ HK$10,372/mo (50% DSR)
Upfront cash ≈ HK$1.07M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,428
−HK$294/mo
▼ 0.25% · 3.875%
HK$5,574
−HK$148/mo
Today · 4.125%
HK$5,722
baseline
▲ 0.50% · 4.625%
HK$6,023
+HK$301/mo
Deposit HK$1.07M · loan HK$1.07M · min. income ≈ HK$11,444/mo (50% DSR)
Upfront cash ≈ HK$1.07M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,368
−HK$336/mo
▼ 0.25% · 3.875%
HK$5,534
−HK$170/mo
Today · 4.125%
HK$5,704
baseline
▲ 0.50% · 4.625%
HK$6,051
+HK$347/mo
Deposit HK$963K · loan HK$1.18M · min. income ≈ HK$11,408/mo (50% DSR)
Upfront cash ≈ HK$963K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,971
−HK$323/mo
▼ 0.25% · 3.875%
HK$6,131
−HK$163/mo
Today · 4.125%
HK$6,294
baseline
▲ 0.50% · 4.625%
HK$6,626
+HK$332/mo
Deposit HK$963K · loan HK$1.18M · min. income ≈ HK$12,588/mo (50% DSR)
Upfront cash ≈ HK$963K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,855
−HK$368/mo
▼ 0.25% · 3.875%
HK$6,038
−HK$185/mo
Today · 4.125%
HK$6,223
baseline
▲ 0.50% · 4.625%
HK$6,601
+HK$378/mo
Deposit HK$856K · loan HK$1.28M · min. income ≈ HK$12,446/mo (50% DSR)
Upfront cash ≈ HK$856K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,514
−HK$352/mo
▼ 0.25% · 3.875%
HK$6,689
−HK$177/mo
Today · 4.125%
HK$6,866
baseline
▲ 0.50% · 4.625%
HK$7,228
+HK$362/mo
Deposit HK$856K · loan HK$1.28M · min. income ≈ HK$13,732/mo (50% DSR)
Upfront cash ≈ HK$856K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,343
−HK$398/mo
▼ 0.25% · 3.875%
HK$6,541
−HK$200/mo
Today · 4.125%
HK$6,741
baseline
▲ 0.50% · 4.625%
HK$7,151
+HK$410/mo
Deposit HK$749K · loan HK$1.39M · min. income ≈ HK$13,482/mo (50% DSR)
Upfront cash ≈ HK$749K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,057
−HK$381/mo
▼ 0.25% · 3.875%
HK$7,246
−HK$192/mo
Today · 4.125%
HK$7,438
baseline
▲ 0.50% · 4.625%
HK$7,830
+HK$392/mo
Deposit HK$749K · loan HK$1.39M · min. income ≈ HK$14,876/mo (50% DSR)
Upfront cash ≈ HK$749K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,831
−HK$429/mo
▼ 0.25% · 3.875%
HK$7,044
−HK$216/mo
Today · 4.125%
HK$7,260
baseline
▲ 0.50% · 4.625%
HK$7,702
+HK$442/mo
Deposit HK$642K · loan HK$1.50M · min. income ≈ HK$14,520/mo (50% DSR)
Upfront cash ≈ HK$642K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,600
−HK$410/mo
▼ 0.25% · 3.875%
HK$7,804
−HK$206/mo
Today · 4.125%
HK$8,010
baseline
▲ 0.50% · 4.625%
HK$8,433
+HK$423/mo
Deposit HK$642K · loan HK$1.50M · min. income ≈ HK$16,020/mo (50% DSR)
Upfront cash ≈ HK$642K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,319
−HK$459/mo
▼ 0.25% · 3.875%
HK$7,547
−HK$231/mo
Today · 4.125%
HK$7,778
baseline
▲ 0.50% · 4.625%
HK$8,252
+HK$474/mo
Deposit HK$535K · loan HK$1.60M · min. income ≈ HK$15,556/mo (50% DSR)
Upfront cash ≈ HK$535K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,143
−HK$440/mo
▼ 0.25% · 3.875%
HK$8,361
−HK$222/mo
Today · 4.125%
HK$8,583
baseline
▲ 0.50% · 4.625%
HK$9,035
+HK$452/mo
Deposit HK$535K · loan HK$1.60M · min. income ≈ HK$17,166/mo (50% DSR)
Upfront cash ≈ HK$535K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,807
−HK$490/mo
▼ 0.25% · 3.875%
HK$8,050
−HK$247/mo
Today · 4.125%
HK$8,297
baseline
▲ 0.50% · 4.625%
HK$8,802
+HK$505/mo
Deposit HK$428K · loan HK$1.71M · min. income ≈ HK$16,594/mo (50% DSR)
Upfront cash ≈ HK$428K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,686
−HK$469/mo
▼ 0.25% · 3.875%
HK$8,919
−HK$236/mo
Today · 4.125%
HK$9,155
baseline
▲ 0.50% · 4.625%
HK$9,637
+HK$482/mo
Deposit HK$428K · loan HK$1.71M · min. income ≈ HK$18,310/mo (50% DSR)
Upfront cash ≈ HK$428K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,295
−HK$520/mo
▼ 0.25% · 3.875%
HK$8,553
−HK$262/mo
Today · 4.125%
HK$8,815
baseline
▲ 0.50% · 4.625%
HK$9,352
+HK$537/mo
Deposit HK$321K · loan HK$1.82M · min. income ≈ HK$17,630/mo (50% DSR)
Upfront cash ≈ HK$321K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,228
−HK$499/mo
▼ 0.25% · 3.875%
HK$9,476
−HK$251/mo
Today · 4.125%
HK$9,727
baseline
▲ 0.50% · 4.625%
HK$10,240
+HK$513/mo
Deposit HK$321K · loan HK$1.82M · min. income ≈ HK$19,454/mo (50% DSR)
Upfront cash ≈ HK$321K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,783
−HK$551/mo
▼ 0.25% · 3.875%
HK$9,056
−HK$278/mo
Today · 4.125%
HK$9,334
baseline
▲ 0.50% · 4.625%
HK$9,902
+HK$568/mo
Deposit HK$214K · loan HK$1.93M · min. income ≈ HK$18,668/mo (50% DSR)
Upfront cash ≈ HK$214K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,771
−HK$528/mo
▼ 0.25% · 3.875%
HK$10,033
−HK$266/mo
Today · 4.125%
HK$10,299
baseline
▲ 0.50% · 4.625%
HK$10,842
+HK$543/mo
Deposit HK$214K · loan HK$1.93M · min. income ≈ HK$20,598/mo (50% DSR)
Upfront cash ≈ HK$214K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).