▼ 0.50% · 3.625%
HK$22,716
−HK$1,424/mo
▼ 0.25% · 3.875%
HK$23,422
−HK$718/mo
Today · 4.125%
HK$24,140
baseline
▲ 0.50% · 4.625%
HK$25,609
+HK$1,469/mo
Deposit HK$4.98M · loan HK$4.98M · min. income ≈ HK$48,280/mo (50% DSR)
Upfront cash ≈ HK$5.35M (deposit + AVD stamp duty HK$366,194 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,271
−HK$1,365/mo
▼ 0.25% · 3.875%
HK$25,949
−HK$687/mo
Today · 4.125%
HK$26,636
baseline
▲ 0.50% · 4.625%
HK$28,040
+HK$1,404/mo
Deposit HK$4.98M · loan HK$4.98M · min. income ≈ HK$53,272/mo (50% DSR)
Upfront cash ≈ HK$5.35M (deposit + AVD stamp duty HK$366,194 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,987
−HK$1,567/mo
▼ 0.25% · 3.875%
HK$25,765
−HK$789/mo
Today · 4.125%
HK$26,554
baseline
▲ 0.50% · 4.625%
HK$28,170
+HK$1,616/mo
Deposit HK$4.48M · loan HK$5.48M · min. income ≈ HK$53,108/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$366,194 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,798
−HK$1,502/mo
▼ 0.25% · 3.875%
HK$28,544
−HK$756/mo
Today · 4.125%
HK$29,300
baseline
▲ 0.50% · 4.625%
HK$30,844
+HK$1,544/mo
Deposit HK$4.48M · loan HK$5.48M · min. income ≈ HK$58,600/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$366,194 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,259
−HK$1,709/mo
▼ 0.25% · 3.875%
HK$28,107
−HK$861/mo
Today · 4.125%
HK$28,968
baseline
▲ 0.50% · 4.625%
HK$30,731
+HK$1,763/mo
Deposit HK$3.98M · loan HK$5.98M · min. income ≈ HK$57,936/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$366,194 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,325
−HK$1,639/mo
▼ 0.25% · 3.875%
HK$31,139
−HK$825/mo
Today · 4.125%
HK$31,964
baseline
▲ 0.50% · 4.625%
HK$33,649
+HK$1,685/mo
Deposit HK$3.98M · loan HK$5.98M · min. income ≈ HK$63,928/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$366,194 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,531
−HK$1,851/mo
▼ 0.25% · 3.875%
HK$30,449
−HK$933/mo
Today · 4.125%
HK$31,382
baseline
▲ 0.50% · 4.625%
HK$33,292
+HK$1,910/mo
Deposit HK$3.49M · loan HK$6.48M · min. income ≈ HK$62,764/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$366,194 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,852
−HK$1,775/mo
▼ 0.25% · 3.875%
HK$33,733
−HK$894/mo
Today · 4.125%
HK$34,627
baseline
▲ 0.50% · 4.625%
HK$36,453
+HK$1,826/mo
Deposit HK$3.49M · loan HK$6.48M · min. income ≈ HK$69,254/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$366,194 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,802
−HK$1,994/mo
▼ 0.25% · 3.875%
HK$32,791
−HK$1,005/mo
Today · 4.125%
HK$33,796
baseline
▲ 0.50% · 4.625%
HK$35,853
+HK$2,057/mo
Deposit HK$2.99M · loan HK$6.97M · min. income ≈ HK$67,592/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$366,194 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,380
−HK$1,911/mo
▼ 0.25% · 3.875%
HK$36,328
−HK$963/mo
Today · 4.125%
HK$37,291
baseline
▲ 0.50% · 4.625%
HK$39,257
+HK$1,966/mo
Deposit HK$2.99M · loan HK$6.97M · min. income ≈ HK$74,582/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$366,194 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,074
−HK$2,136/mo
▼ 0.25% · 3.875%
HK$35,134
−HK$1,076/mo
Today · 4.125%
HK$36,210
baseline
▲ 0.50% · 4.625%
HK$38,414
+HK$2,204/mo
Deposit HK$2.49M · loan HK$7.47M · min. income ≈ HK$72,420/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$366,194 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,907
−HK$2,048/mo
▼ 0.25% · 3.875%
HK$38,923
−HK$1,032/mo
Today · 4.125%
HK$39,955
baseline
▲ 0.50% · 4.625%
HK$42,061
+HK$2,106/mo
Deposit HK$2.49M · loan HK$7.47M · min. income ≈ HK$79,910/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$366,194 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,345
−HK$2,279/mo
▼ 0.25% · 3.875%
HK$37,476
−HK$1,148/mo
Today · 4.125%
HK$38,624
baseline
▲ 0.50% · 4.625%
HK$40,975
+HK$2,351/mo
Deposit HK$1.99M · loan HK$7.97M · min. income ≈ HK$77,248/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$366,194 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,434
−HK$2,184/mo
▼ 0.25% · 3.875%
HK$41,518
−HK$1,100/mo
Today · 4.125%
HK$42,618
baseline
▲ 0.50% · 4.625%
HK$44,865
+HK$2,247/mo
Deposit HK$1.99M · loan HK$7.97M · min. income ≈ HK$85,236/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$366,194 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,617
−HK$2,421/mo
▼ 0.25% · 3.875%
HK$39,818
−HK$1,220/mo
Today · 4.125%
HK$41,038
baseline
▲ 0.50% · 4.625%
HK$43,536
+HK$2,498/mo
Deposit HK$1.49M · loan HK$8.47M · min. income ≈ HK$82,076/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$366,194 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,961
−HK$2,321/mo
▼ 0.25% · 3.875%
HK$44,113
−HK$1,169/mo
Today · 4.125%
HK$45,282
baseline
▲ 0.50% · 4.625%
HK$47,669
+HK$2,387/mo
Deposit HK$1.49M · loan HK$8.47M · min. income ≈ HK$90,564/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$366,194 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,888
−HK$2,564/mo
▼ 0.25% · 3.875%
HK$42,160
−HK$1,292/mo
Today · 4.125%
HK$43,452
baseline
▲ 0.50% · 4.625%
HK$46,096
+HK$2,644/mo
Deposit HK$996K · loan HK$8.97M · min. income ≈ HK$86,904/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$366,194 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,488
−HK$2,458/mo
▼ 0.25% · 3.875%
HK$46,708
−HK$1,238/mo
Today · 4.125%
HK$47,946
baseline
▲ 0.50% · 4.625%
HK$50,473
+HK$2,527/mo
Deposit HK$996K · loan HK$8.97M · min. income ≈ HK$95,892/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$366,194 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).