▼ 0.50% · 3.625%
HK$21,392
−HK$1,341/mo
▼ 0.25% · 3.875%
HK$22,057
−HK$676/mo
Today · 4.125%
HK$22,733
baseline
▲ 0.50% · 4.625%
HK$24,116
+HK$1,383/mo
Deposit HK$4.69M · loan HK$4.69M · min. income ≈ HK$45,466/mo (50% DSR)
Upfront cash ≈ HK$5.00M (deposit + AVD stamp duty HK$308,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,798
−HK$1,286/mo
▼ 0.25% · 3.875%
HK$24,436
−HK$648/mo
Today · 4.125%
HK$25,084
baseline
▲ 0.50% · 4.625%
HK$26,406
+HK$1,322/mo
Deposit HK$4.69M · loan HK$4.69M · min. income ≈ HK$50,168/mo (50% DSR)
Upfront cash ≈ HK$5.00M (deposit + AVD stamp duty HK$308,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,531
−HK$1,475/mo
▼ 0.25% · 3.875%
HK$24,263
−HK$743/mo
Today · 4.125%
HK$25,006
baseline
▲ 0.50% · 4.625%
HK$26,528
+HK$1,522/mo
Deposit HK$4.22M · loan HK$5.16M · min. income ≈ HK$50,012/mo (50% DSR)
Upfront cash ≈ HK$4.53M (deposit + AVD stamp duty HK$308,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,178
−HK$1,414/mo
▼ 0.25% · 3.875%
HK$26,880
−HK$712/mo
Today · 4.125%
HK$27,592
baseline
▲ 0.50% · 4.625%
HK$29,046
+HK$1,454/mo
Deposit HK$4.22M · loan HK$5.16M · min. income ≈ HK$55,184/mo (50% DSR)
Upfront cash ≈ HK$4.53M (deposit + AVD stamp duty HK$308,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,670
−HK$1,610/mo
▼ 0.25% · 3.875%
HK$26,468
−HK$812/mo
Today · 4.125%
HK$27,280
baseline
▲ 0.50% · 4.625%
HK$28,940
+HK$1,660/mo
Deposit HK$3.75M · loan HK$5.63M · min. income ≈ HK$54,560/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$308,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,558
−HK$1,542/mo
▼ 0.25% · 3.875%
HK$29,323
−HK$777/mo
Today · 4.125%
HK$30,100
baseline
▲ 0.50% · 4.625%
HK$31,687
+HK$1,587/mo
Deposit HK$3.75M · loan HK$5.63M · min. income ≈ HK$60,200/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$308,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,809
−HK$1,744/mo
▼ 0.25% · 3.875%
HK$28,674
−HK$879/mo
Today · 4.125%
HK$29,553
baseline
▲ 0.50% · 4.625%
HK$31,351
+HK$1,798/mo
Deposit HK$3.28M · loan HK$6.10M · min. income ≈ HK$59,106/mo (50% DSR)
Upfront cash ≈ HK$3.59M (deposit + AVD stamp duty HK$308,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,937
−HK$1,672/mo
▼ 0.25% · 3.875%
HK$31,767
−HK$842/mo
Today · 4.125%
HK$32,609
baseline
▲ 0.50% · 4.625%
HK$34,328
+HK$1,719/mo
Deposit HK$3.28M · loan HK$6.10M · min. income ≈ HK$65,218/mo (50% DSR)
Upfront cash ≈ HK$3.59M (deposit + AVD stamp duty HK$308,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,948
−HK$1,878/mo
▼ 0.25% · 3.875%
HK$30,880
−HK$946/mo
Today · 4.125%
HK$31,826
baseline
▲ 0.50% · 4.625%
HK$33,763
+HK$1,937/mo
Deposit HK$2.81M · loan HK$6.57M · min. income ≈ HK$63,652/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$308,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,317
−HK$1,800/mo
▼ 0.25% · 3.875%
HK$34,211
−HK$906/mo
Today · 4.125%
HK$35,117
baseline
▲ 0.50% · 4.625%
HK$36,968
+HK$1,851/mo
Deposit HK$2.81M · loan HK$6.57M · min. income ≈ HK$70,234/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$308,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,087
−HK$2,013/mo
▼ 0.25% · 3.875%
HK$33,085
−HK$1,015/mo
Today · 4.125%
HK$34,100
baseline
▲ 0.50% · 4.625%
HK$36,174
+HK$2,074/mo
Deposit HK$2.35M · loan HK$7.04M · min. income ≈ HK$68,200/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$308,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,697
−HK$1,929/mo
▼ 0.25% · 3.875%
HK$36,654
−HK$972/mo
Today · 4.125%
HK$37,626
baseline
▲ 0.50% · 4.625%
HK$39,609
+HK$1,983/mo
Deposit HK$2.35M · loan HK$7.04M · min. income ≈ HK$75,252/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$308,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,227
−HK$2,146/mo
▼ 0.25% · 3.875%
HK$35,291
−HK$1,082/mo
Today · 4.125%
HK$36,373
baseline
▲ 0.50% · 4.625%
HK$38,586
+HK$2,213/mo
Deposit HK$1.88M · loan HK$7.50M · min. income ≈ HK$72,746/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$308,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,077
−HK$2,057/mo
▼ 0.25% · 3.875%
HK$39,098
−HK$1,036/mo
Today · 4.125%
HK$40,134
baseline
▲ 0.50% · 4.625%
HK$42,249
+HK$2,115/mo
Deposit HK$1.88M · loan HK$7.50M · min. income ≈ HK$80,268/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$308,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,366
−HK$2,280/mo
▼ 0.25% · 3.875%
HK$37,497
−HK$1,149/mo
Today · 4.125%
HK$38,646
baseline
▲ 0.50% · 4.625%
HK$40,998
+HK$2,352/mo
Deposit HK$1.41M · loan HK$7.97M · min. income ≈ HK$77,292/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$308,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,456
−HK$2,186/mo
▼ 0.25% · 3.875%
HK$41,542
−HK$1,100/mo
Today · 4.125%
HK$42,642
baseline
▲ 0.50% · 4.625%
HK$44,890
+HK$2,248/mo
Deposit HK$1.41M · loan HK$7.97M · min. income ≈ HK$85,284/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$308,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,505
−HK$2,414/mo
▼ 0.25% · 3.875%
HK$39,703
−HK$1,216/mo
Today · 4.125%
HK$40,919
baseline
▲ 0.50% · 4.625%
HK$43,409
+HK$2,490/mo
Deposit HK$938K · loan HK$8.44M · min. income ≈ HK$81,838/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$308,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,836
−HK$2,315/mo
▼ 0.25% · 3.875%
HK$43,985
−HK$1,166/mo
Today · 4.125%
HK$45,151
baseline
▲ 0.50% · 4.625%
HK$47,531
+HK$2,380/mo
Deposit HK$938K · loan HK$8.44M · min. income ≈ HK$90,302/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$308,123 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).