▼ 0.50% · 3.625%
HK$21,799
−HK$1,367/mo
▼ 0.25% · 3.875%
HK$22,477
−HK$689/mo
Today · 4.125%
HK$23,166
baseline
▲ 0.50% · 4.625%
HK$24,576
+HK$1,410/mo
Deposit HK$4.78M · loan HK$4.78M · min. income ≈ HK$46,332/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$326,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,252
−HK$1,310/mo
▼ 0.25% · 3.875%
HK$24,902
−HK$660/mo
Today · 4.125%
HK$25,562
baseline
▲ 0.50% · 4.625%
HK$26,909
+HK$1,347/mo
Deposit HK$4.78M · loan HK$4.78M · min. income ≈ HK$51,124/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$326,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,979
−HK$1,504/mo
▼ 0.25% · 3.875%
HK$24,725
−HK$758/mo
Today · 4.125%
HK$25,483
baseline
▲ 0.50% · 4.625%
HK$27,034
+HK$1,551/mo
Deposit HK$4.30M · loan HK$5.26M · min. income ≈ HK$50,966/mo (50% DSR)
Upfront cash ≈ HK$4.63M (deposit + AVD stamp duty HK$326,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,677
−HK$1,441/mo
▼ 0.25% · 3.875%
HK$27,392
−HK$726/mo
Today · 4.125%
HK$28,118
baseline
▲ 0.50% · 4.625%
HK$29,600
+HK$1,482/mo
Deposit HK$4.30M · loan HK$5.26M · min. income ≈ HK$56,236/mo (50% DSR)
Upfront cash ≈ HK$4.63M (deposit + AVD stamp duty HK$326,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,159
−HK$1,641/mo
▼ 0.25% · 3.875%
HK$26,973
−HK$827/mo
Today · 4.125%
HK$27,800
baseline
▲ 0.50% · 4.625%
HK$29,491
+HK$1,691/mo
Deposit HK$3.82M · loan HK$5.74M · min. income ≈ HK$55,600/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$326,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,102
−HK$1,572/mo
▼ 0.25% · 3.875%
HK$29,882
−HK$792/mo
Today · 4.125%
HK$30,674
baseline
▲ 0.50% · 4.625%
HK$32,291
+HK$1,617/mo
Deposit HK$3.82M · loan HK$5.74M · min. income ≈ HK$61,348/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$326,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,339
−HK$1,777/mo
▼ 0.25% · 3.875%
HK$29,221
−HK$895/mo
Today · 4.125%
HK$30,116
baseline
▲ 0.50% · 4.625%
HK$31,949
+HK$1,833/mo
Deposit HK$3.35M · loan HK$6.21M · min. income ≈ HK$60,232/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$326,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,527
−HK$1,703/mo
▼ 0.25% · 3.875%
HK$32,373
−HK$857/mo
Today · 4.125%
HK$33,230
baseline
▲ 0.50% · 4.625%
HK$34,982
+HK$1,752/mo
Deposit HK$3.35M · loan HK$6.21M · min. income ≈ HK$66,460/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$326,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,519
−HK$1,914/mo
▼ 0.25% · 3.875%
HK$31,468
−HK$965/mo
Today · 4.125%
HK$32,433
baseline
▲ 0.50% · 4.625%
HK$34,406
+HK$1,973/mo
Deposit HK$2.87M · loan HK$6.69M · min. income ≈ HK$64,866/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$326,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,952
−HK$1,835/mo
▼ 0.25% · 3.875%
HK$34,863
−HK$924/mo
Today · 4.125%
HK$35,787
baseline
▲ 0.50% · 4.625%
HK$37,673
+HK$1,886/mo
Deposit HK$2.87M · loan HK$6.69M · min. income ≈ HK$71,574/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$326,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,699
−HK$2,051/mo
▼ 0.25% · 3.875%
HK$33,716
−HK$1,034/mo
Today · 4.125%
HK$34,750
baseline
▲ 0.50% · 4.625%
HK$36,864
+HK$2,114/mo
Deposit HK$2.39M · loan HK$7.17M · min. income ≈ HK$69,500/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$326,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,377
−HK$1,966/mo
▼ 0.25% · 3.875%
HK$37,353
−HK$990/mo
Today · 4.125%
HK$38,343
baseline
▲ 0.50% · 4.625%
HK$40,364
+HK$2,021/mo
Deposit HK$2.39M · loan HK$7.17M · min. income ≈ HK$76,686/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$326,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,879
−HK$2,187/mo
▼ 0.25% · 3.875%
HK$35,964
−HK$1,102/mo
Today · 4.125%
HK$37,066
baseline
▲ 0.50% · 4.625%
HK$39,322
+HK$2,256/mo
Deposit HK$1.91M · loan HK$7.65M · min. income ≈ HK$74,132/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$326,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,803
−HK$2,096/mo
▼ 0.25% · 3.875%
HK$39,843
−HK$1,056/mo
Today · 4.125%
HK$40,899
baseline
▲ 0.50% · 4.625%
HK$43,055
+HK$2,156/mo
Deposit HK$1.91M · loan HK$7.65M · min. income ≈ HK$81,798/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$326,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,059
−HK$2,324/mo
▼ 0.25% · 3.875%
HK$38,212
−HK$1,171/mo
Today · 4.125%
HK$39,383
baseline
▲ 0.50% · 4.625%
HK$41,779
+HK$2,396/mo
Deposit HK$1.43M · loan HK$8.13M · min. income ≈ HK$78,766/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$326,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,228
−HK$2,227/mo
▼ 0.25% · 3.875%
HK$42,333
−HK$1,122/mo
Today · 4.125%
HK$43,455
baseline
▲ 0.50% · 4.625%
HK$45,746
+HK$2,291/mo
Deposit HK$1.43M · loan HK$8.13M · min. income ≈ HK$86,910/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$326,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,239
−HK$2,461/mo
▼ 0.25% · 3.875%
HK$40,459
−HK$1,241/mo
Today · 4.125%
HK$41,700
baseline
▲ 0.50% · 4.625%
HK$44,237
+HK$2,537/mo
Deposit HK$956K · loan HK$8.60M · min. income ≈ HK$83,400/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$326,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,653
−HK$2,358/mo
▼ 0.25% · 3.875%
HK$44,824
−HK$1,187/mo
Today · 4.125%
HK$46,011
baseline
▲ 0.50% · 4.625%
HK$48,437
+HK$2,426/mo
Deposit HK$956K · loan HK$8.60M · min. income ≈ HK$92,022/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$326,006 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).