▼ 0.50% · 3.625%
HK$20,634
−HK$1,294/mo
▼ 0.25% · 3.875%
HK$21,276
−HK$652/mo
Today · 4.125%
HK$21,928
baseline
▲ 0.50% · 4.625%
HK$23,263
+HK$1,335/mo
Deposit HK$4.52M · loan HK$4.52M · min. income ≈ HK$43,856/mo (50% DSR)
Upfront cash ≈ HK$4.80M (deposit + AVD stamp duty HK$274,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,955
−HK$1,241/mo
▼ 0.25% · 3.875%
HK$23,571
−HK$625/mo
Today · 4.125%
HK$24,196
baseline
▲ 0.50% · 4.625%
HK$25,471
+HK$1,275/mo
Deposit HK$4.52M · loan HK$4.52M · min. income ≈ HK$48,392/mo (50% DSR)
Upfront cash ≈ HK$4.80M (deposit + AVD stamp duty HK$274,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,698
−HK$1,423/mo
▼ 0.25% · 3.875%
HK$23,404
−HK$717/mo
Today · 4.125%
HK$24,121
baseline
▲ 0.50% · 4.625%
HK$25,589
+HK$1,468/mo
Deposit HK$4.07M · loan HK$4.98M · min. income ≈ HK$48,242/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$274,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,251
−HK$1,364/mo
▼ 0.25% · 3.875%
HK$25,928
−HK$687/mo
Today · 4.125%
HK$26,615
baseline
▲ 0.50% · 4.625%
HK$28,018
+HK$1,403/mo
Deposit HK$4.07M · loan HK$4.98M · min. income ≈ HK$53,230/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$274,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,761
−HK$1,553/mo
▼ 0.25% · 3.875%
HK$25,531
−HK$783/mo
Today · 4.125%
HK$26,314
baseline
▲ 0.50% · 4.625%
HK$27,915
+HK$1,601/mo
Deposit HK$3.62M · loan HK$5.43M · min. income ≈ HK$52,628/mo (50% DSR)
Upfront cash ≈ HK$3.89M (deposit + AVD stamp duty HK$274,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,547
−HK$1,488/mo
▼ 0.25% · 3.875%
HK$28,285
−HK$750/mo
Today · 4.125%
HK$29,035
baseline
▲ 0.50% · 4.625%
HK$30,565
+HK$1,530/mo
Deposit HK$3.62M · loan HK$5.43M · min. income ≈ HK$58,070/mo (50% DSR)
Upfront cash ≈ HK$3.89M (deposit + AVD stamp duty HK$274,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,825
−HK$1,682/mo
▼ 0.25% · 3.875%
HK$27,659
−HK$848/mo
Today · 4.125%
HK$28,507
baseline
▲ 0.50% · 4.625%
HK$30,241
+HK$1,734/mo
Deposit HK$3.17M · loan HK$5.88M · min. income ≈ HK$57,014/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$274,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,842
−HK$1,612/mo
▼ 0.25% · 3.875%
HK$30,642
−HK$812/mo
Today · 4.125%
HK$31,454
baseline
▲ 0.50% · 4.625%
HK$33,112
+HK$1,658/mo
Deposit HK$3.17M · loan HK$5.88M · min. income ≈ HK$62,908/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$274,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,888
−HK$1,812/mo
▼ 0.25% · 3.875%
HK$29,787
−HK$913/mo
Today · 4.125%
HK$30,700
baseline
▲ 0.50% · 4.625%
HK$32,568
+HK$1,868/mo
Deposit HK$2.71M · loan HK$6.33M · min. income ≈ HK$61,400/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$274,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,138
−HK$1,736/mo
▼ 0.25% · 3.875%
HK$33,000
−HK$874/mo
Today · 4.125%
HK$33,874
baseline
▲ 0.50% · 4.625%
HK$35,659
+HK$1,785/mo
Deposit HK$2.71M · loan HK$6.33M · min. income ≈ HK$67,748/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$274,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,951
−HK$1,941/mo
▼ 0.25% · 3.875%
HK$31,914
−HK$978/mo
Today · 4.125%
HK$32,892
baseline
▲ 0.50% · 4.625%
HK$34,894
+HK$2,002/mo
Deposit HK$2.26M · loan HK$6.79M · min. income ≈ HK$65,784/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$274,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,433
−HK$1,860/mo
▼ 0.25% · 3.875%
HK$35,357
−HK$936/mo
Today · 4.125%
HK$36,293
baseline
▲ 0.50% · 4.625%
HK$38,207
+HK$1,914/mo
Deposit HK$2.26M · loan HK$6.79M · min. income ≈ HK$72,586/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$274,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,015
−HK$2,070/mo
▼ 0.25% · 3.875%
HK$34,042
−HK$1,043/mo
Today · 4.125%
HK$35,085
baseline
▲ 0.50% · 4.625%
HK$37,220
+HK$2,135/mo
Deposit HK$1.81M · loan HK$7.24M · min. income ≈ HK$70,170/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$274,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,729
−HK$1,984/mo
▼ 0.25% · 3.875%
HK$37,714
−HK$999/mo
Today · 4.125%
HK$38,713
baseline
▲ 0.50% · 4.625%
HK$40,754
+HK$2,041/mo
Deposit HK$1.81M · loan HK$7.24M · min. income ≈ HK$77,426/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$274,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,078
−HK$2,200/mo
▼ 0.25% · 3.875%
HK$36,169
−HK$1,109/mo
Today · 4.125%
HK$37,278
baseline
▲ 0.50% · 4.625%
HK$39,546
+HK$2,268/mo
Deposit HK$1.36M · loan HK$7.69M · min. income ≈ HK$74,556/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$274,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,024
−HK$2,109/mo
▼ 0.25% · 3.875%
HK$40,071
−HK$1,062/mo
Today · 4.125%
HK$41,133
baseline
▲ 0.50% · 4.625%
HK$43,301
+HK$2,168/mo
Deposit HK$1.36M · loan HK$7.69M · min. income ≈ HK$82,266/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$274,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,142
−HK$2,329/mo
▼ 0.25% · 3.875%
HK$38,297
−HK$1,174/mo
Today · 4.125%
HK$39,471
baseline
▲ 0.50% · 4.625%
HK$41,873
+HK$2,402/mo
Deposit HK$905K · loan HK$8.14M · min. income ≈ HK$78,942/mo (50% DSR)
Upfront cash ≈ HK$1.18M (deposit + AVD stamp duty HK$274,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,320
−HK$2,232/mo
▼ 0.25% · 3.875%
HK$42,428
−HK$1,124/mo
Today · 4.125%
HK$43,552
baseline
▲ 0.50% · 4.625%
HK$45,848
+HK$2,296/mo
Deposit HK$905K · loan HK$8.14M · min. income ≈ HK$87,104/mo (50% DSR)
Upfront cash ≈ HK$1.18M (deposit + AVD stamp duty HK$274,911 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).