▼ 0.50% · 3.625%
HK$21,031
−HK$1,319/mo
▼ 0.25% · 3.875%
HK$21,686
−HK$664/mo
Today · 4.125%
HK$22,350
baseline
▲ 0.50% · 4.625%
HK$23,710
+HK$1,360/mo
Deposit HK$4.61M · loan HK$4.61M · min. income ≈ HK$44,700/mo (50% DSR)
Upfront cash ≈ HK$4.90M (deposit + AVD stamp duty HK$292,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,397
−HK$1,264/mo
▼ 0.25% · 3.875%
HK$24,025
−HK$636/mo
Today · 4.125%
HK$24,661
baseline
▲ 0.50% · 4.625%
HK$25,961
+HK$1,300/mo
Deposit HK$4.61M · loan HK$4.61M · min. income ≈ HK$49,322/mo (50% DSR)
Upfront cash ≈ HK$4.90M (deposit + AVD stamp duty HK$292,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,134
−HK$1,451/mo
▼ 0.25% · 3.875%
HK$23,854
−HK$731/mo
Today · 4.125%
HK$24,585
baseline
▲ 0.50% · 4.625%
HK$26,081
+HK$1,496/mo
Deposit HK$4.15M · loan HK$5.07M · min. income ≈ HK$49,170/mo (50% DSR)
Upfront cash ≈ HK$4.44M (deposit + AVD stamp duty HK$292,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,737
−HK$1,390/mo
▼ 0.25% · 3.875%
HK$26,427
−HK$700/mo
Today · 4.125%
HK$27,127
baseline
▲ 0.50% · 4.625%
HK$28,557
+HK$1,430/mo
Deposit HK$4.15M · loan HK$5.07M · min. income ≈ HK$54,254/mo (50% DSR)
Upfront cash ≈ HK$4.44M (deposit + AVD stamp duty HK$292,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,238
−HK$1,582/mo
▼ 0.25% · 3.875%
HK$26,023
−HK$797/mo
Today · 4.125%
HK$26,820
baseline
▲ 0.50% · 4.625%
HK$28,452
+HK$1,632/mo
Deposit HK$3.69M · loan HK$5.53M · min. income ≈ HK$53,640/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$292,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,077
−HK$1,516/mo
▼ 0.25% · 3.875%
HK$28,830
−HK$763/mo
Today · 4.125%
HK$29,593
baseline
▲ 0.50% · 4.625%
HK$31,153
+HK$1,560/mo
Deposit HK$3.69M · loan HK$5.53M · min. income ≈ HK$59,186/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$292,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,341
−HK$1,714/mo
▼ 0.25% · 3.875%
HK$28,191
−HK$864/mo
Today · 4.125%
HK$29,055
baseline
▲ 0.50% · 4.625%
HK$30,823
+HK$1,768/mo
Deposit HK$3.23M · loan HK$6.00M · min. income ≈ HK$58,110/mo (50% DSR)
Upfront cash ≈ HK$3.52M (deposit + AVD stamp duty HK$292,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,416
−HK$1,644/mo
▼ 0.25% · 3.875%
HK$31,232
−HK$828/mo
Today · 4.125%
HK$32,060
baseline
▲ 0.50% · 4.625%
HK$33,749
+HK$1,689/mo
Deposit HK$3.23M · loan HK$6.00M · min. income ≈ HK$64,120/mo (50% DSR)
Upfront cash ≈ HK$3.52M (deposit + AVD stamp duty HK$292,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,444
−HK$1,846/mo
▼ 0.25% · 3.875%
HK$30,360
−HK$930/mo
Today · 4.125%
HK$31,290
baseline
▲ 0.50% · 4.625%
HK$33,194
+HK$1,904/mo
Deposit HK$2.77M · loan HK$6.46M · min. income ≈ HK$62,580/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$292,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,756
−HK$1,770/mo
▼ 0.25% · 3.875%
HK$33,634
−HK$892/mo
Today · 4.125%
HK$34,526
baseline
▲ 0.50% · 4.625%
HK$36,346
+HK$1,820/mo
Deposit HK$2.77M · loan HK$6.46M · min. income ≈ HK$69,052/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$292,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,547
−HK$1,978/mo
▼ 0.25% · 3.875%
HK$32,528
−HK$997/mo
Today · 4.125%
HK$33,525
baseline
▲ 0.50% · 4.625%
HK$35,565
+HK$2,040/mo
Deposit HK$2.31M · loan HK$6.92M · min. income ≈ HK$67,050/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$292,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,096
−HK$1,896/mo
▼ 0.25% · 3.875%
HK$36,037
−HK$955/mo
Today · 4.125%
HK$36,992
baseline
▲ 0.50% · 4.625%
HK$38,942
+HK$1,950/mo
Deposit HK$2.31M · loan HK$6.92M · min. income ≈ HK$73,984/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$292,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,650
−HK$2,110/mo
▼ 0.25% · 3.875%
HK$34,697
−HK$1,063/mo
Today · 4.125%
HK$35,760
baseline
▲ 0.50% · 4.625%
HK$37,936
+HK$2,176/mo
Deposit HK$1.84M · loan HK$7.38M · min. income ≈ HK$71,520/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$292,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,435
−HK$2,023/mo
▼ 0.25% · 3.875%
HK$38,439
−HK$1,019/mo
Today · 4.125%
HK$39,458
baseline
▲ 0.50% · 4.625%
HK$41,538
+HK$2,080/mo
Deposit HK$1.84M · loan HK$7.38M · min. income ≈ HK$78,916/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$292,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,753
−HK$2,242/mo
▼ 0.25% · 3.875%
HK$36,865
−HK$1,130/mo
Today · 4.125%
HK$37,995
baseline
▲ 0.50% · 4.625%
HK$40,307
+HK$2,312/mo
Deposit HK$1.38M · loan HK$7.84M · min. income ≈ HK$75,990/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$292,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,775
−HK$2,149/mo
▼ 0.25% · 3.875%
HK$40,842
−HK$1,082/mo
Today · 4.125%
HK$41,924
baseline
▲ 0.50% · 4.625%
HK$44,134
+HK$2,210/mo
Deposit HK$1.38M · loan HK$7.84M · min. income ≈ HK$83,848/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$292,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,856
−HK$2,374/mo
▼ 0.25% · 3.875%
HK$39,034
−HK$1,196/mo
Today · 4.125%
HK$40,230
baseline
▲ 0.50% · 4.625%
HK$42,678
+HK$2,448/mo
Deposit HK$922K · loan HK$8.30M · min. income ≈ HK$80,460/mo (50% DSR)
Upfront cash ≈ HK$1.21M (deposit + AVD stamp duty HK$292,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,115
−HK$2,275/mo
▼ 0.25% · 3.875%
HK$43,244
−HK$1,146/mo
Today · 4.125%
HK$44,390
baseline
▲ 0.50% · 4.625%
HK$46,730
+HK$2,340/mo
Deposit HK$922K · loan HK$8.30M · min. income ≈ HK$88,780/mo (50% DSR)
Upfront cash ≈ HK$1.21M (deposit + AVD stamp duty HK$292,323 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).