▼ 0.50% · 3.625%
HK$21,050
−HK$1,320/mo
▼ 0.25% · 3.875%
HK$21,705
−HK$665/mo
Today · 4.125%
HK$22,370
baseline
▲ 0.50% · 4.625%
HK$23,731
+HK$1,361/mo
Deposit HK$4.62M · loan HK$4.62M · min. income ≈ HK$44,740/mo (50% DSR)
Upfront cash ≈ HK$4.91M (deposit + AVD stamp duty HK$293,132 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,418
−HK$1,265/mo
▼ 0.25% · 3.875%
HK$24,046
−HK$637/mo
Today · 4.125%
HK$24,683
baseline
▲ 0.50% · 4.625%
HK$25,984
+HK$1,301/mo
Deposit HK$4.62M · loan HK$4.62M · min. income ≈ HK$49,366/mo (50% DSR)
Upfront cash ≈ HK$4.91M (deposit + AVD stamp duty HK$293,132 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,155
−HK$1,452/mo
▼ 0.25% · 3.875%
HK$23,875
−HK$732/mo
Today · 4.125%
HK$24,607
baseline
▲ 0.50% · 4.625%
HK$26,104
+HK$1,497/mo
Deposit HK$4.15M · loan HK$5.08M · min. income ≈ HK$49,214/mo (50% DSR)
Upfront cash ≈ HK$4.45M (deposit + AVD stamp duty HK$293,132 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,759
−HK$1,392/mo
▼ 0.25% · 3.875%
HK$26,450
−HK$701/mo
Today · 4.125%
HK$27,151
baseline
▲ 0.50% · 4.625%
HK$28,582
+HK$1,431/mo
Deposit HK$4.15M · loan HK$5.08M · min. income ≈ HK$54,302/mo (50% DSR)
Upfront cash ≈ HK$4.45M (deposit + AVD stamp duty HK$293,132 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,260
−HK$1,584/mo
▼ 0.25% · 3.875%
HK$26,045
−HK$799/mo
Today · 4.125%
HK$26,844
baseline
▲ 0.50% · 4.625%
HK$28,477
+HK$1,633/mo
Deposit HK$3.69M · loan HK$5.54M · min. income ≈ HK$53,688/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$293,132 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,101
−HK$1,518/mo
▼ 0.25% · 3.875%
HK$28,855
−HK$764/mo
Today · 4.125%
HK$29,619
baseline
▲ 0.50% · 4.625%
HK$31,181
+HK$1,562/mo
Deposit HK$3.69M · loan HK$5.54M · min. income ≈ HK$59,238/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$293,132 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,365
−HK$1,716/mo
▼ 0.25% · 3.875%
HK$28,216
−HK$865/mo
Today · 4.125%
HK$29,081
baseline
▲ 0.50% · 4.625%
HK$30,850
+HK$1,769/mo
Deposit HK$3.23M · loan HK$6.00M · min. income ≈ HK$58,162/mo (50% DSR)
Upfront cash ≈ HK$3.52M (deposit + AVD stamp duty HK$293,132 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,443
−HK$1,645/mo
▼ 0.25% · 3.875%
HK$31,259
−HK$829/mo
Today · 4.125%
HK$32,088
baseline
▲ 0.50% · 4.625%
HK$33,779
+HK$1,691/mo
Deposit HK$3.23M · loan HK$6.00M · min. income ≈ HK$64,176/mo (50% DSR)
Upfront cash ≈ HK$3.52M (deposit + AVD stamp duty HK$293,132 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,470
−HK$1,848/mo
▼ 0.25% · 3.875%
HK$30,386
−HK$932/mo
Today · 4.125%
HK$31,318
baseline
▲ 0.50% · 4.625%
HK$33,223
+HK$1,905/mo
Deposit HK$2.77M · loan HK$6.46M · min. income ≈ HK$62,636/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$293,132 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,785
−HK$1,771/mo
▼ 0.25% · 3.875%
HK$33,664
−HK$892/mo
Today · 4.125%
HK$34,556
baseline
▲ 0.50% · 4.625%
HK$36,377
+HK$1,821/mo
Deposit HK$2.77M · loan HK$6.46M · min. income ≈ HK$69,112/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$293,132 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,575
−HK$1,980/mo
▼ 0.25% · 3.875%
HK$32,557
−HK$998/mo
Today · 4.125%
HK$33,555
baseline
▲ 0.50% · 4.625%
HK$35,596
+HK$2,041/mo
Deposit HK$2.31M · loan HK$6.92M · min. income ≈ HK$67,110/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$293,132 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,126
−HK$1,898/mo
▼ 0.25% · 3.875%
HK$36,069
−HK$955/mo
Today · 4.125%
HK$37,024
baseline
▲ 0.50% · 4.625%
HK$38,976
+HK$1,952/mo
Deposit HK$2.31M · loan HK$6.92M · min. income ≈ HK$74,048/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$293,132 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,680
−HK$2,112/mo
▼ 0.25% · 3.875%
HK$34,727
−HK$1,065/mo
Today · 4.125%
HK$35,792
baseline
▲ 0.50% · 4.625%
HK$37,969
+HK$2,177/mo
Deposit HK$1.85M · loan HK$7.39M · min. income ≈ HK$71,584/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$293,132 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,468
−HK$2,025/mo
▼ 0.25% · 3.875%
HK$38,473
−HK$1,020/mo
Today · 4.125%
HK$39,493
baseline
▲ 0.50% · 4.625%
HK$41,574
+HK$2,081/mo
Deposit HK$1.85M · loan HK$7.39M · min. income ≈ HK$78,986/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$293,132 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,785
−HK$2,244/mo
▼ 0.25% · 3.875%
HK$36,898
−HK$1,131/mo
Today · 4.125%
HK$38,029
baseline
▲ 0.50% · 4.625%
HK$40,343
+HK$2,314/mo
Deposit HK$1.38M · loan HK$7.85M · min. income ≈ HK$76,058/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$293,132 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,810
−HK$2,151/mo
▼ 0.25% · 3.875%
HK$40,878
−HK$1,083/mo
Today · 4.125%
HK$41,961
baseline
▲ 0.50% · 4.625%
HK$44,173
+HK$2,212/mo
Deposit HK$1.38M · loan HK$7.85M · min. income ≈ HK$83,922/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$293,132 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,890
−HK$2,376/mo
▼ 0.25% · 3.875%
HK$39,068
−HK$1,198/mo
Today · 4.125%
HK$40,266
baseline
▲ 0.50% · 4.625%
HK$42,716
+HK$2,450/mo
Deposit HK$923K · loan HK$8.31M · min. income ≈ HK$80,532/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$293,132 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,152
−HK$2,277/mo
▼ 0.25% · 3.875%
HK$43,282
−HK$1,147/mo
Today · 4.125%
HK$44,429
baseline
▲ 0.50% · 4.625%
HK$46,771
+HK$2,342/mo
Deposit HK$923K · loan HK$8.31M · min. income ≈ HK$88,858/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$293,132 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).